Companies: 10,795·Total market cap: $144.5T
Old Second Bancorp, Inc.

Old Second Bancorp, Inc.

OSBCNASDAQFinancial Services● Active
$21.71
+$0.15(+0.70%)
Market Cap$1.1B
P/E Ratio—
52W High$22.43
52W Low$16.43
Net IncomeFinancialsRevenue

Old Second Bancorp, Inc. (OSBC) Net Income & Profit History

Annual & trailing net income, net margin, YoY change, and peer profitability context.

OSBC · net income · updated Jun 9, 2026

Core profitability metrics

Net income was $80.3M for FY2025 (fiscal year ending 2025-12-31), down 5.8% year-over-year. Net profit margin was 20.2%. Based on available data, Old Second Bancorp, Inc. has been profitable since at least 2013.

FY2025 Net Income$80.3M▼ -5.8% YoY
Trailing 12M (TTM)—trailing 4 quarters sum
Net Profit Margin20.2%$80.3M ÷ $397.0M
YoY Change-5.8%—
5-Year CAGR+23.6%FY2020 → FY2025
FormulaNet Margin = Net Income ÷ Revenue × 100TTM = trailing 4 quarters sumCAGR → N/A if either endpoint ≤ 0
Source: FMP /income-statement · US GAAP · USDUpdated: Jun 9, 2026

Annual net income history

Net IncomeNet LossNet Margin %★ First Profit: 2013

▸ FMP /income-statement · Annual · OSBC net income history · OSBC profit margin

Annual net income data

Fiscal YearNet IncomeYoY ChangeNet Margin
FY2025$80.3M▼ 5.8%20.2%
FY2024$85.3M▼ 7.0%25.4%
FY2023$91.7M▲ +36.1%28.6%
FY2022$67.4M▲ +236.3%26.4%
FY2021$20.0M▼ 28.0%14.1%

Net income vs peers (Financial Services)

#CompanyNet IncomeYoY
#1
Berkshire Hathaway Inc.
Berkshire Hathaway Inc.
BRK-A
$66.97B-24.8%#2
Berkshire Hathaway Inc.
Berkshire Hathaway Inc.
BRK-B
$66.97B-24.8%#3
JPMorgan Chase & Co.
JPMorgan Chase & Co.
JPM
$57.05B-2.4%#4
Visa Inc.
Visa Inc.
V
$20.06B+1.6%#5
Mastercard Incorporated
Mastercard Incorporated
MA
$14.97B+16.3%
Financial Services · Sorted by Net Income · FMP /income-statementFull Net Income Rankings →

About Net Income & Methodology

Old Second Bancorp, Inc. (OSBC) reported net income of $80.3M for FY2025 (fiscal year ending 2025-12-31), down 5.8% year-over-year. The net profit margin was 20.2% — meaning the company kept $0.20 of every dollar of revenue as profit.

Based on available data, Old Second Bancorp, Inc. has been profitable since at least 2013. Net income reached a peak of $91.7M in FY2023. Data available for 15 fiscal years.

Old Second Bancorp, Inc.'s net profit margin was 20.2% for FY2025, based on the latest annual results.

Investors sometimes search for "Old Second Bancorp, Inc. net worth" — the company's market capitalization is a separate figure from OSBC net income. Data sourced from FMP /income-statement · US GAAP · USD.

Figures tie to SEC 10-K/10-Q and FMP /income-statement where noted.
RevenueFinancial statementsEarningsForecastPrice historyMarket capFree cash flow

Frequently asked questions

OSBC net income · 5 questions

Old Second Bancorp, Inc. is profitable. The company reported net income of $80.3M for FY2025, a net profit margin of 20.2%. Net income was down 5.8% year-over-year. Based on available data, Old Second Bancorp, Inc. has been profitable since at least 2013.

is OSBC profitabledoes OSBC make a profitOSBC profitabilityOSBC profitable company

▸ Source: FMP /income-statement · GAAP · Old Second Bancorp, Inc. · Old Second Bancorp, Inc. SEC 10-K & 10-Q filings · US GAAP · Last updated: Jun 9, 2026