Ohio Valley Banc Corp.

OVBCNASDAQFinancial Services● Active

$48.36

+$0.21(+0.44%)

Market Cap$227824008

P/E Ratio—

52W High$50.68

52W Low$27.51

Avg Volume19K

Open$48.21

Beta0.01

Free Cash Flow Financials Revenue

Ohio Valley Banc Corp. (OVBC) Free Cash Flow & Analysis

Annual & trailing free cash flow, FCF margin, YoY change, valuation ratios, and peer context.

OVBC · free cash flow · updated Jun 9, 2026

Core FCF metrics

OVBC · FCF · TTM · margin & CAGR

Free cash flow was $17.0M for FY2025 (fiscal year ending 2025-12-31), up 46.0% year-over-year The FCF margin was 18.1%. Five-year CAGR stands at +13.5%.

FY2025 Free Cash Flow$17.0M▲ +46.0% YoY

Trailing 12M (TTM)$23.7Mtrailing 4 quarters sum

FCF Margin18.1%$17.0M ÷ revenue

3-Year CAGR+6.7%FY2022 → FY2025

5-Year CAGR+13.5%FY2020 → FY2025

FormulaFCF = Operating Cash Flow − Capital ExpendituresTTM = trailing 4 quarters sumCAGR → N/A if either endpoint ≤ 0

Source: FMP /cash-flow-statement · SEC 10-K / 10-Q · USDUpdated: Jun 9, 2026

Annual free cash flow history

FCF ($B, upper) · YoY Growth % (lower)

Positive FCFNegative FCF

Free Cash Flow

YoY Growth %

Annual free cash flow data

OVBC · free cash flow history · annual / quarterly

Fiscal YearOperating CFCapExFree Cash FlowYoY ChangeFCF Margin

FY2025Latest$18.1M(1M)$17.0M▲ +46.0%18.1%

FY2024$13.1M(1M)$11.7M▼ 35.4%13.1%

FY2023$20.7M(3M)$18.1M▲ +29.0%24.2%

FY2022$16.0M(2M)$14.0M▲ +16.2%24.2%

FY2021$13.1M(1M)$12.1M▲ +33.3%22.1%

FCF = Operating Cash Flow − Capital Expenditures · CapEx shown as (negative) · Source: SEC filings via FMP

FCF valuation metrics

OVBC · P/FCF · FCF yield · FCF per share

Ohio Valley Banc Corp. (OVBC) trades at a FCF yield of 10.40% and a price-to-free-cash-flow ratio of 9.6x. FCF per share stands at $5.03, calculated using trailing twelve-month FCF divided by basic weighted-average shares outstanding.

FCF Yield (TTM)

10.40%

Free Cash Flow ÷ Market Cap

per FMP freeCashFlowYieldTTM definition

FCF per Share (TTM)

$5.03

TTM FCF ÷ Shares Outstanding

Price / FCF

x9.6

Share Price ÷ FCF per Share

EV / FCF (TTM)

x11.2

Enterprise Value basis

Source: FMP /key-metrics-ttm · /cash-flow-statement Q · /income-statementFY2025 · 2025-12-31

Cash flow statement summary

OVBC · cash flow statement · operating / investing / financing

For FY2025, Ohio Valley Banc Corp. generated $18.1M in operating cash flow and spent 1M in capital expenditures, yielding $17.0M in free cash flow.

Operating Activities

+$18.1M

Cash from core business operations

2025-12-31

Investing Activities

−$110.6M

CapEx, acquisitions & investments

2025-12-31

Financing Activities

+$55.3M

Buybacks, dividends & debt

2025-12-31

FCF FormulaOperating CF ($18.1M) − |CapEx| (1M) = FCF ($17.0M)

For the complete Operating / Investing / Financing line-item breakdown:

View Full Cash Flow Statement →

Free cash flow vs peers (Financial Services)

OVBC vs peers · FCF

#CompanyFree Cash FlowYoYFCF MarginRelative

Ohio Valley Banc Corp.YOU

OVBC

$17.0M+46.0%18.1%

Berkshire Hathaway Inc.

BRK-B

$25.04B+115.6%6.7%

25%

Berkshire Hathaway Inc.

Mastercard Incorporated

$16.91B+18.2%51.6%

17%

Financial Services · Sorted by FCF · FMP /cash-flow-statementFull FCF Rankings →

About Free Cash Flow & Methodology

Ohio Valley Banc Corp. (OVBC) reported free cash flow of $17.0M for FY2025 (fiscal year ending 2025-12-31), up 46.0% year-over-year. The FCF margin was 18.1%.

Based on available data, Ohio Valley Banc Corp. has maintained positive free cash flow for at least 15 fiscal year(s). FCF peaked at $18.1M in FY2023. The 5-year CAGR stands at +13.5%.

Ohio Valley Banc Corp.'s FCF yield is 10.40% and price-to-FCF ratio is 9.6x for FY2025, based on the latest available data.

Data sourced from FMP /cash-flow-statement · SEC 10-K / 10-Q · USD.

Q&A and summaries align with SEC 10-K/10-Q cash flow disclosures and FMP /cash-flow-statement where noted.

Revenue Financial statements Net income Earnings Forecast Price history Market cap Cash on hand P/E ratio

Frequently asked questions

OVBC free cash flow · 8 questions

Ohio Valley Banc Corp. free cash flow was $17.0M for FY2025, up 46.0% year-over-year. On a trailing twelve-month (TTM) basis, free cash flow stands at $23.7M.

OVBC free cash flowOVBC FCFOVBC FCF 2025OVBC free cash flow TTM

▸ Source: FMP /cash-flow-statement · US GAAP · Ohio Valley Banc Corp. · Ohio Valley Banc Corp. SEC 10-K & 10-Q filings · US GAAP · Last updated: Jun 9, 2026