PennyMac Financial Services, Inc.

PFSINYSEFinancial Services● Active

$79.55

$-1.69(-2.08%)

Market Cap$4.1B

P/E Ratio—

52W High$160.36

52W Low$78.81

Avg Volume593K

Open$81.25

Beta1.44

Net Income Financials Revenue

PennyMac Financial Services, Inc. (PFSI) Net Income & Profit History

Annual & trailing net income, net margin, YoY change, and peer profitability context.

PFSI · net income · updated Jun 8, 2026

Core profitability metrics

PFSI · net income · margin · TTM · CAGR

Net income was $501.1M for FY2025 (fiscal year ending 2025-12-31), up 60.9% year-over-year. Net profit margin was 11.5%. Based on available data, PennyMac Financial Services, Inc. has been profitable since at least 2011.

FY2025 Net Income$501.1M▲ +60.9% YoY

Trailing 12M (TTM)$507.1Mtrailing 4 quarters sum

Net Profit Margin11.5%$501.1M ÷ $4.36B

YoY Change+60.9%—

5-Year CAGR-21.2%FY2020 → FY2025

FormulaNet Margin = Net Income ÷ Revenue × 100TTM = trailing 4 quarters sumCAGR → N/A if either endpoint ≤ 0

Source: FMP /income-statement · US GAAP · USDUpdated: Jun 8, 2026

Annual net income history

Net Income (bars) · Net Profit Margin % (line)

Net IncomeNet LossNet Margin %★ First Profit: 2011

▸ FMP /income-statement · Annual · PFSI net income history · PFSI profit margin

Annual net income data

PFSI · net income history · annual / quarterly

Fiscal YearNet IncomeYoY ChangeNet MarginRevenue

FY2025$501.1M▲ +60.9%11.5%$4.36B

FY2024$311.4M▲ +115.3%19.5%$1.59B

FY2023$144.7M▼ 69.6%7.1%$2.04B

FY2022$475.5M▼ 52.6%20.5%$2.32B

FY2021$1.00B▼ 39.1%28.2%$3.56B

Net income vs peers (Financial Services)

PFSI vs peers · net income

#CompanyNet IncomeYoYNet MarginRelative

PennyMac Financial Services, Inc.YOU

PFSI

$501.1M+60.9%11.5%

Berkshire Hathaway Inc.

BRK-A

$66.97B-24.8%18.0%

100%

Berkshire Hathaway Inc.

Mastercard Incorporated

$14.97B+16.3%45.6%

22%

Financial Services · Sorted by Net Income · FMP /income-statementFull Net Income Rankings →

About Net Income & Methodology

PennyMac Financial Services, Inc. (PFSI) reported net income of $501.1M for FY2025 (fiscal year ending 2025-12-31), up 60.9% year-over-year. The net profit margin was 11.5% — meaning the company kept $0.11 of every dollar of revenue as profit.

Based on available data, PennyMac Financial Services, Inc. has been profitable since at least 2011. Net income reached a peak of $1.65B in FY2020. Data available for 15 fiscal years.

PennyMac Financial Services, Inc.'s net profit margin was 11.5% for FY2025, based on the latest annual results.

Investors sometimes search for "PennyMac Financial Services, Inc. net worth" — the company's market capitalization is a separate figure from PFSI net income. Data sourced from FMP /income-statement · US GAAP · USD.

Figures tie to SEC 10-K/10-Q and FMP /income-statement where noted.

Revenue Financial statements Earnings Forecast Price history Market cap Free cash flow

Frequently asked questions

PFSI net income · 5 questions

PennyMac Financial Services, Inc. is profitable. The company reported net income of $501.1M for FY2025, a net profit margin of 11.5%. Net income was up 60.9% year-over-year. Based on available data, PennyMac Financial Services, Inc. has been profitable since at least 2011.

is PFSI profitabledoes PFSI make a profitPFSI profitabilityPFSI profitable company

▸ Source: FMP /income-statement · GAAP · PennyMac Financial Services, Inc. · PennyMac Financial Services, Inc. SEC 10-K & 10-Q filings · US GAAP · Last updated: Jun 8, 2026