Renasant Corporation

RNSTNYSEFinancial Services● Active

$41.05

+$0.22(+0.54%)

Market Cap$3.8B

P/E Ratio—

52W High$42.11

52W Low$33.04

Avg Volume685K

Open$41.14

Beta0.99

Free Cash Flow Financials Revenue

Renasant Corporation (RNST) Free Cash Flow & Analysis

Annual & trailing free cash flow, FCF margin, YoY change, valuation ratios, and peer context.

RNST · free cash flow · updated Jun 8, 2026

Core FCF metrics

RNST · FCF · TTM · margin & CAGR

Free cash flow was $237.8M for FY2025 (fiscal year ending 2025-12-31), up 105.3% year-over-year The FCF margin was 16.5%. Five-year CAGR stands at +34.5%.

FY2025 Free Cash Flow$237.8M▲ +105.3% YoY

Trailing 12M (TTM)$213.7Mtrailing 4 quarters sum

FCF Margin16.5%$237.8M ÷ revenue

3-Year CAGR-24.8%FY2022 → FY2025

5-Year CAGR+34.5%FY2020 → FY2025

FormulaFCF = Operating Cash Flow − Capital ExpendituresTTM = trailing 4 quarters sumCAGR → N/A if either endpoint ≤ 0

Source: FMP /cash-flow-statement · SEC 10-K / 10-Q · USDUpdated: Jun 8, 2026

Annual free cash flow history

FCF ($B, upper) · YoY Growth % (lower)

Positive FCFNegative FCF

Free Cash Flow

YoY Growth %

Annual free cash flow data

RNST · free cash flow history · annual / quarterly

Fiscal YearOperating CFCapExFree Cash FlowYoY ChangeFCF Margin

FY2025Latest$271.5M(34M)$237.8M▲ +105.3%16.5%

FY2024$129.4M(14M)$115.8M▼ 8.8%11.2%

FY2023$148.6M(22M)$126.9M▼ 77.3%13.9%

FY2022$574.0M(15M)$559.2M▲ +357.8%80.9%

FY2021$142.7M(21M)$122.1M▲ +126.3%17.6%

FCF = Operating Cash Flow − Capital Expenditures · CapEx shown as (negative) · Source: SEC filings via FMP

FCF valuation metrics

RNST · P/FCF · FCF yield · FCF per share

Renasant Corporation (RNST) trades at a FCF yield of 5.63% and a price-to-free-cash-flow ratio of 18.2x. FCF per share stands at $2.26, calculated using trailing twelve-month FCF divided by basic weighted-average shares outstanding.

FCF Yield (TTM)

5.63%

Free Cash Flow ÷ Market Cap

per FMP freeCashFlowYieldTTM definition

FCF per Share (TTM)

$2.26

TTM FCF ÷ Shares Outstanding

Price / FCF

x18.2

Share Price ÷ FCF per Share

EV / FCF (TTM)

x15.9

Enterprise Value basis

Source: FMP /key-metrics-ttm · /cash-flow-statement Q · /income-statementFY2025 · 2025-12-31

Cash flow statement summary

RNST · cash flow statement · operating / investing / financing

For FY2025, Renasant Corporation generated $271.5M in operating cash flow and spent 34M in capital expenditures, yielding $237.8M in free cash flow.

Operating Activities

+$271.5M

Cash from core business operations

2025-12-31

Investing Activities

−$734.0M

CapEx, acquisitions & investments

2025-12-31

Financing Activities

+$441.2M

Buybacks, dividends & debt

2025-12-31

FCF FormulaOperating CF ($271.5M) − |CapEx| (34M) = FCF ($237.8M)

For the complete Operating / Investing / Financing line-item breakdown:

View Full Cash Flow Statement →

Free cash flow vs peers (Financial Services)

RNST vs peers · FCF

#CompanyFree Cash FlowYoYFCF MarginRelative

Renasant CorporationYOU

RNST

$237.8M+105.3%16.5%

Berkshire Hathaway Inc.

BRK-B

$25.04B+115.6%6.7%

25%

Berkshire Hathaway Inc.

Mastercard Incorporated

$16.91B+18.2%51.6%

17%

Financial Services · Sorted by FCF · FMP /cash-flow-statementFull FCF Rankings →

About Free Cash Flow & Methodology

Renasant Corporation (RNST) reported free cash flow of $237.8M for FY2025 (fiscal year ending 2025-12-31), up 105.3% year-over-year. The FCF margin was 16.5%.

Based on available data, Renasant Corporation has maintained positive free cash flow for at least 15 fiscal year(s). FCF peaked at $559.2M in FY2022. The 5-year CAGR stands at +34.5%.

Renasant Corporation's FCF yield is 5.63% and price-to-FCF ratio is 18.2x for FY2025, based on the latest available data.

Data sourced from FMP /cash-flow-statement · SEC 10-K / 10-Q · USD.

Q&A and summaries align with SEC 10-K/10-Q cash flow disclosures and FMP /cash-flow-statement where noted.

Revenue Financial statements Net income Earnings Forecast Price history Market cap Cash on hand P/E ratio

Frequently asked questions

RNST free cash flow · 8 questions

Renasant Corporation free cash flow was $237.8M for FY2025, up 105.3% year-over-year. On a trailing twelve-month (TTM) basis, free cash flow stands at $213.7M.

RNST free cash flowRNST FCFRNST FCF 2025RNST free cash flow TTM

▸ Source: FMP /cash-flow-statement · US GAAP · Renasant Corporation · Renasant Corporation SEC 10-K & 10-Q filings · US GAAP · Last updated: Jun 8, 2026