Companies: 10,795·Total market cap: $144.5T
Root, Inc.

Root, Inc.

ROOTNASDAQFinancial Services● Active
$54.92
+$1.38(+2.58%)
Market Cap$769981695
P/E Ratio
52W High$162.99
52W Low$40.91

Root, Inc. (ROOT) Net Income & Profit History

Annual & trailing net income, net margin, YoY change, and peer profitability context.

ROOT · net income · updated Jun 9, 2026

Core profitability metrics

Net income was $40.3M for FY2025 (fiscal year ending 2025-12-31), up 30.4% year-over-year. Net profit margin was 2.7%. Based on available data, Root, Inc. has been profitable since at least 2024.

FY2025 Net Income$40.3M▲ +30.4% YoY
Trailing 12M (TTM)$57.8Mtrailing 4 quarters sum
Net Profit Margin2.7%$40.3M ÷ $1.52B
YoY Change+30.4%
5-Year CAGRN/AN/A — contains loss years
FormulaNet Margin = Net Income ÷ Revenue × 100TTM = trailing 4 quarters sumCAGR → N/A if either endpoint ≤ 0
Source: FMP /income-statement · US GAAP · USDUpdated: Jun 9, 2026

Annual net income history

Net IncomeNet LossNet Margin %★ First Profit: 2024

▸ FMP /income-statement · Annual · ROOT net income history · ROOT profit margin

Annual net income data

Fiscal YearNet IncomeYoY ChangeNet Margin
FY2025$40.3M▲ +30.4%2.7%
FY2024★ First Profit$30.9M▲ +121.0%2.6%
FY2023Loss−$147.4M▲ +50.5%-32.4%
FY2022Loss−$297.7M▲ +42.9%-95.8%
FY2021Loss−$521.1M▼ 43.6%-150.9%

Net income vs peers (Financial Services)

#CompanyNet IncomeYoY
#1
Root, Inc.
Root, Inc.YOU
ROOT
$40.3M+30.4%
#2
Berkshire Hathaway Inc.
Berkshire Hathaway Inc.
BRK-A
$66.97B-24.8%
#3
Berkshire Hathaway Inc.
Berkshire Hathaway Inc.
BRK-B
$66.97B-24.8%
#4
JPMorgan Chase & Co.
JPMorgan Chase & Co.
JPM
$57.05B-2.4%
#5
Visa Inc.
Visa Inc.
V
$20.06B+1.6%
#6
Mastercard Incorporated
Mastercard Incorporated
MA
$14.97B+16.3%
Financial Services · Sorted by Net Income · FMP /income-statementFull Net Income Rankings →

About Net Income & Methodology

Root, Inc. (ROOT) reported net income of $40.3M for FY2025 (fiscal year ending 2025-12-31), up 30.4% year-over-year. The net profit margin was 2.7% — meaning the company kept $0.03 of every dollar of revenue as profit.

Based on available data, Root, Inc. has been profitable since at least 2024. Net income reached a peak of $40.3M in FY2025. Data available for 8 fiscal years.

Root, Inc.'s net profit margin was 2.7% for FY2025, based on the latest annual results.

Investors sometimes search for "Root, Inc. net worth" — the company's market capitalization is a separate figure from ROOT net income. Data sourced from FMP /income-statement · US GAAP · USD.

Figures tie to SEC 10-K/10-Q and FMP /income-statement where noted.

Frequently asked questions

ROOT net income · 5 questions

Root, Inc. is profitable. The company reported net income of $40.3M for FY2025, a net profit margin of 2.7%. Net income was up 30.4% year-over-year. Based on available data, Root, Inc. has been profitable since at least 2024.

is ROOT profitabledoes ROOT make a profitROOT profitabilityROOT profitable company

Source: FMP /income-statement · GAAP · Root, Inc. · Root, Inc. SEC 10-K & 10-Q filings · US GAAP · Last updated: Jun 9, 2026