Companies: 10,795·Total market cap: $144.5T
SHF Holdings, Inc.

SHF Holdings, Inc.

SHFSNASDAQFinancial Services● Active
$0.37
$-0.02(-5.21%)
Market Cap$1068035
P/E Ratio—
52W High$9.19
52W Low$0.3653
Cash on HandFinancialsRevenue

SHF Holdings, Inc. (SHFS) Cash on Hand — Cash & Short-Term Investments

Cash & cash equivalents plus short-term investments from the balance sheet, YoY change, and net cash vs debt context.

SHFS · cash on hand · updated Dec 31, 2025

Core cash position

Cash & Short-Term Investments (CCE + ST Investments)
$6.8M▲ +189.2% vs prior year
FY · as of Dec 31, 2025 · Reported in USD
Cash & Cash Equiv. (CCE)
$6.8M
cashAndCashEquivalents
Short-Term Investments
$0
shortTermInvestments
YoY Change vs Prior Year
+189.2%
vs prior fiscal year
Latest Quarter
$7.3M
Q1 2026
Data Scope & Methodology

Cash on Hand = Cash & Cash Equivalents (CCE) + Short-Term Investments, as reported on the balance sheet (10-K/10-Q). Also referred to as cash reserves or cash position. Not free cash flow.

Source: FMP /balance-sheet-statement · SEC 10-K / 10-Q · Reported in USD

Source: FMP /balance-sheet-statement · SEC 10-K / 10-Q · USDUpdated: December 31, 2025

Net cash vs debt

Cash & ST Investments$6.8MCash on Hand
Total Debt$710,515Total Debt
Net Cash / Net Debt+$6.1MNet Cash Position
Cash vs Debt Ratio
Cash 91%Debt 9%

SHF Holdings, Inc. has a net cash position of $6.1M, holding more cash than debt.

Net Cash = Cash & ST Investments − Total Debt$6.8M − $710,515 = +$6.1M

Cash on hand history

YoY Increase
YoY Decrease
Latest Year
SHFS annual cash on hand history · Cash & Short-Term Investments · Source: FMP /balance-sheet-statement

Annual cash on hand by year

DateCash & ST InvestmentsYoY Change
Dec 31, 2025Latest$6.8M+189.2%
Dec 31, 2024$2.3M-52.2%
Dec 31, 2023$4.9M-41.5%
Dec 31, 2022$8.4M+52.7%
Dec 31, 2021$5.5M+83.1%
SHFS cash on hand annual historical data · Cash & Short-Term Investments per balance sheet (10-K/10-Q) · Reported in USD · Source: FMP /balance-sheet-statement

Financial Services Sector Cash Reserves Comparison

#CompanyCash & ST Inv.Cash/MCap
#1
JPMorgan Chase & Co.
JPMorgan Chase & Co.
JPM
$1.48T177.5%#2
Berkshire Hathaway Inc.
Berkshire Hathaway Inc.
BRK-B
$373.31B35.5%#3
Visa Inc.
Visa Inc.
V
$21.99B3.6%#4
Mastercard Incorporated
Mastercard Incorporated
MA
$10.90B2.5%
#5
SHF Holdings, Inc.
SHF Holdings, Inc.YOU
SHFS
$6.8M634.7%
Financial Services sector cash reserves · Source: FMP /balance-sheet-statement + /profile · Sorted by Cash desccompanies with most cash on hand →

About cash on hand & methodology

SHF Holdings, Inc. (SHFS) cash on hand as of December 31, 2025 is $6.8M, comprising $6.8M in cash and cash equivalents (CCE) plus $0 in short-term investments — reported as SHF Holdings, Inc. cash and short-term investments on the balance sheet (10-K filing). Also referred to as SHF Holdings, Inc. cash reserves or cash position.

SHF Holdings, Inc. annual cash on hand history shows increased +189.2% in 2025: increased +189.2% in 2025. SHF Holdings, Inc. cash reserves in 2025 reflect the company's capital allocation strategy.

SHF Holdings, Inc. carries total debt of $710,515 against cash of $6.8M, resulting in a net cash position of +$6.1M. For the full balance sheet, see the Financials → Balance Sheet tab.

Figures tie to SEC 10-K/10-Q balance sheet disclosures and FMP /balance-sheet-statement where noted.
Financial statementsFree cash flowNet incomeRevenueMarket capP/E ratioEarningsPrice history

Frequently asked questions

SHFS cash on hand · 5 questions

As of December 31, 2025, SHF Holdings, Inc. (SHFS) has $6,779,040 in cash on hand — defined as cash and short-term investments on the balance sheet. This includes $6,779,040 in cash and cash equivalents (CCE) plus $0 in short-term investments. Latest quarter (March 31, 2026): $7,322,453. Data sourced from the annual 10-K filing via FMP.

SHFS cash on handSHFS cash reservesSHFS cash 2025how much cash does SHFS have

▸ Source: FMP /balance-sheet-statement · US GAAP · SHF Holdings, Inc. · SHF Holdings, Inc. SEC 10-K & 10-Q filings · US GAAP · Last updated: December 31, 2025