South Plains Financial, Inc.
SPFINASDAQFinancial Services● Active
$41.25
+$0.12(+0.29%)
Market Cap$670713780
P/E Ratio—
52W High$45.09
52W Low$33.66
South Plains Financial, Inc. (SPFI) Earnings: Dates, EPS & Revenue History
Quarterly EPS vs. estimates, revenue surprises, next earnings date, and analyst consensus.
SPFI · earnings · updated Jun 9, 2026
Latest Earnings
Q2 FY2026Report Date: Apr 28, 2026EPS Actual
$0.85
Est. $0.88 · -3.4%
Revenue
$0.05B
Est. $0.05B · +0.1%
Fiscal Period
Q2 FY2026
FY ends December
Report Date
Apr 28, 2026
After Market Close
▼ Miss EPS
SPFI reports quarterly as a NASDAQ-listed Banks - Regional company. Fiscal year ends in December. Data: FMP · Updated hourly.
Next Earnings Date
Days Away
84
days
Expected Date
Sep 1, 2026
Fiscal Period
Q3 FY2026
Release Time
◌ Time TBD (Unconfirmed)EPS Est.
—
Days Away84
Expected DateSep 1, 2026
Fiscal PeriodQ3 FY2026
Release TimeTime TBD (Unconfirmed)
EPS Est.—
EPS & Revenue vs. Estimates
Actual (Beat)
Actual (Miss)
Estimated
Earnings History
| Period | Report Date | EPS Est. | EPS Actual | EPS Surpr. | Revenue | Rev. Est. | Rev. Surpr. |
|---|---|---|---|---|---|---|---|
| ◌ Q3 FY2026 | Jul 15, 2026 | $0.95 | — | — | — | $0.06B | — |
| ▼ Q2 FY2026 | Apr 28, 2026 | $0.88 | $0.85 | -3.4% | $0.05B | $0.05B | +0.1% |
| ▲ Q1 FY2026 | Jan 26, 2026 | $0.88 | $0.90 | +2.9% | $0.05B | $0.05B | -0.4% |
| ▲ Q4 FY2025 | Oct 23, 2025 | $0.85 | $0.96 | +12.3% | $0.05B | $0.05B | -2.1% |
| ▲ Q3 FY2025 | Jul 16, 2025 | $0.77 | $0.86 | +11.7% | $0.05B | $0.05B | +1.1% |
| ▲ Q2 FY2025 | Apr 24, 2025 | $0.67 | $0.72 | +7.8% | $0.05B | $0.05B | -2.5% |
| ▲ Q1 FY2025 | Jan 24, 2025 | $0.67 | $0.96 | +43.3% | $0.05B | $0.05B | +5.5% |
| — Q4 FY2024 | Oct 23, 2024 | $0.66 | $0.66 | +0.0% | $0.05B | $0.05B | -5.6% |
Q3 FY2026
Jul 15, 2026
EPS Actual
—
EPS Est.
$0.95
EPS Surpr.
—
Revenue
—
Q2 FY2026
Apr 28, 2026Miss
EPS Actual
$0.85
EPS Est.
$0.88
EPS Surpr.
-3.4%
Revenue
$0.05B
Q1 FY2026
Jan 26, 2026Beat
EPS Actual
$0.90
EPS Est.
$0.88
EPS Surpr.
+2.9%
Revenue
$0.05B
Q4 FY2025
Oct 23, 2025Beat
EPS Actual
$0.96
EPS Est.
$0.85
EPS Surpr.
+12.3%
Revenue
$0.05B
Q3 FY2025
Jul 16, 2025Beat
EPS Actual
$0.86
EPS Est.
$0.77
EPS Surpr.
+11.7%
Revenue
$0.05B
Q2 FY2025
Apr 24, 2025Beat
EPS Actual
$0.72
EPS Est.
$0.67
EPS Surpr.
+7.8%
Revenue
$0.05B
Q1 FY2025
Jan 24, 2025Beat
EPS Actual
$0.96
EPS Est.
$0.67
EPS Surpr.
+43.3%
Revenue
$0.05B
Q4 FY2024
Oct 23, 2024
EPS Actual
$0.66
EPS Est.
$0.66
EPS Surpr.
+0.0%
Revenue
$0.05B
Analyst Estimates
Limited analyst coverage (fewer than 3 analysts). Estimates may not reflect market consensus.
EPS Estimates
| Period | Low | Consensus | High | # Analysts |
|---|---|---|---|---|
| Q4 FY2027 | $1.03 | $1.04 | $1.06 | 1 |
| Q3 FY2027 | $1.05 | $1.07 | $1.08 | 1 |
| Q2 FY2027 | $1.02 | $1.04 | $1.05 | 1 |
| Q1 FY2027 | $0.94 | $0.96 | $0.97 | 1 |
| Q4 FY2026 | $0.96 | $0.97 | $0.99 | 1 |
| Q3 FY2026 | $0.94 | $0.99 | $1.04 | 2 |
Revenue Estimates
| Period | Low | Consensus | High | # Analysts |
|---|---|---|---|---|
| Q4 FY2027 | $0.1B | $0.1B | $0.1B | 1 |
| Q3 FY2027 | $0.1B | $0.1B | $0.1B | 1 |
| Q2 FY2027 | $0.1B | $0.1B | $0.1B | 1 |
| Q1 FY2027 | $0.1B | $0.1B | $0.1B | 1 |
| Q4 FY2026 | $0.1B | $0.1B | $0.1B | 1 |
| Q3 FY2026 | $0.1B | $0.1B | $0.1B | 2 |
Earnings Price Reaction
Closing price one trading day before vs. one trading day after each earnings release.
| Period | Report Date | EPS Beat/Miss | Price Before | Price After | 1D Reaction |
|---|---|---|---|---|---|
| ▼ Q2 FY2026 | Apr 28, 2026 | -3.4% | $43.24 | $43.85 | +1.41% |
| ▲ Q1 FY2026 | Jan 26, 2026 | +2.9% | $40.99 | $41.32 | +0.81% |
| ▲ Q4 FY2025 | Oct 23, 2025 | +12.3% | $38.30 | $38.15 | -0.39% |
| ▲ Q3 FY2025 | Jul 16, 2025 | +11.7% | $36.63 | $36.76 | +0.35% |
| ▲ Q2 FY2025 | Apr 24, 2025 | +7.8% | $33.03 | $33.24 | +0.64% |
| ▲ Q1 FY2025 | Jan 24, 2025 | +43.3% | $34.88 | $36.75 | +5.36% |
| ▲ Q4 FY2024 | Oct 23, 2024 | +0.0% | $34.34 | $34.02 | -0.93% |
| ▲ Q3 FY2024 | Jul 18, 2024 | +11.9% | $31.40 | $30.95 | -1.43% |
Q2 FY2026+1.41%
Report Date
Apr 28, 2026
EPS Beat/Miss
-3.4%
Price Before
$43.24
Price After
$43.85
Q1 FY2026+0.81%
Report Date
Jan 26, 2026
EPS Beat/Miss
+2.9%
Price Before
$40.99
Price After
$41.32
Q4 FY2025-0.39%
Report Date
Oct 23, 2025
EPS Beat/Miss
+12.3%
Price Before
$38.30
Price After
$38.15
Q3 FY2025+0.35%
Report Date
Jul 16, 2025
EPS Beat/Miss
+11.7%
Price Before
$36.63
Price After
$36.76
Q2 FY2025+0.64%
Report Date
Apr 24, 2025
EPS Beat/Miss
+7.8%
Price Before
$33.03
Price After
$33.24
Q1 FY2025+5.36%
Report Date
Jan 24, 2025
EPS Beat/Miss
+43.3%
Price Before
$34.88
Price After
$36.75
Q4 FY2024-0.93%
Report Date
Oct 23, 2024
EPS Beat/Miss
+0.0%
Price Before
$34.34
Price After
$34.02
Q3 FY2024-1.43%
Report Date
Jul 18, 2024
EPS Beat/Miss
+11.9%
Price Before
$31.40
Price After
$30.95
Avg Beat Reaction+0.63%
Avg Miss Reaction+1.41%
Beat Rate7 / 8 quarters
Largest Move+5.36% (Q1 FY2025)
Data: FMP /historical-price-eod/full · field: close
About Earnings & Data Methodology
Data source: Financial Modeling Prep (FMP) | Updated: Hourly | Surprise%: (Actual − Estimate) / |Estimate| × 100 | Fiscal year: SPFI ends December
South Plains Financial, Inc. (SPFI) most recently reported earnings on April 28, 2026 for Q2 FY2026, posting EPS of $0.85 — missing the analyst consensus of $0.88 by -3.4%. The next SPFI earnings date is expected around September 1, 2026.
Each quarter, investors track SPFI earnings for signals on forward guidance and business momentum. For longer-term revenue trends, see the Revenue tab. SPFI revenue tab →
Earnings Glossary
EPS (Earnings Per Share)
Net income ÷ diluted shares outstanding. The primary metric analysts use to gauge quarterly profitability.
Earnings Surprise %
(Actual − Estimate) / |Estimate| × 100. Positive = Beat. Negative = Miss.
Beat / Miss / In-Line
Beat = Actual ≥ Estimate. Miss = Actual < Estimate. In-Line = within ±1%.
BMO / AMC
Before Market Open / After Market Close. Two windows when companies typically release results.
Fiscal Quarter
SPFI's fiscal year ends in December. Fiscal quarters may not align with calendar quarters.
Analyst Consensus
Average EPS/Revenue forecast across all covering analysts. More analysts = more reliable estimate.
Figures tie to FMP earnings calendar, estimates, and SEC 10-Q/10-K filings where noted.
Frequently asked questions
SPFI earnings · 5 questionsSouth Plains Financial, Inc.'s next earnings report is expected around September 1, 2026. SPFI typically reports quarterly — approximately every three months. The exact date is confirmed by the company 2–4 weeks before the release. Time is currently TBD; SPFI historically reports after market close (AMC).
SPFI earnings datewhen is SPFI earningsSPFI next earnings datewhen does SPFI report earningsSPFI earnings calendar
▸ Source: FMP · South Plains Financial, Inc. SEC filings · US GAAP · South Plains Financial, Inc. SEC 10-K & 10-Q filings · US GAAP · Updated: Jun 9, 2026