Synchrony Financial
Synchrony Financial (SYF) Stock Ownership
Institutional vs insider vs public ownership from 13F and float data — top holders, activity, and insider trades below.
SEC 13F · FMP · SYF · as of Sep 30, 2025
Ownership Breakdown
980
Institutional Holders
▲ 60 vs Q2
$26.15B
Total Inst. Value
▲ $680.91M vs Q2
336.37M
Shares Outstanding
freeFloat 99.55%
367.72M
13F Shares Held
▼ 13.96M vs Q2
Institutional ownership = 13F shares ÷ total outstanding. Insider % = 100 − free float. Public % = free float − institution %. Data: FMP /symbol-positions-summary + /shares-float + SEC EDGAR.
Top Institutional Holders
SYF largest shareholders · institutional ownership
Q3 2025 · SEC 13F
Showing top 10 holders
| Holder | Shares | % Owned | Weight | Value | Reported | Change |
|---|---|---|---|---|---|---|
VANGUARD GROUP INC finance services | 47.00M | 12.51% | 12.51% | $3.34T | Nov 7, 2025 | ▼ 1.49M |
CAPITAL WORLD INVESTORS finance services | 38.33M | 10.20% | 10.20% | $2.72T | Nov 13, 2025 | ▼ 1.01M |
BLACKROCK, INC. finance services | 33.22M | 8.84% | 8.84% | $2.36T | Nov 12, 2025 | ▼ 1.93M |
STATE STREET CORP finance services | 19.08M | 5.08% | 5.08% | $1.36T | Nov 14, 2025 | ▲ 191.9K |
BANK OF AMERICA CORP /DE/ finance services | 14.34M | 3.82% | 3.82% | $1.02T | Feb 3, 2026 | ▲ 739.8K |
GEODE CAPITAL MANAGEMENT, LLC finance services | 10.12M | 2.69% | 2.69% | $721.42B | Nov 12, 2025 | ▼ 81.2K |
PAR CAPITAL MANAGEMENT INC finance services | 7.50M | 2.00% | 2.00% | $532.88B | Nov 14, 2025 | — held |
GOLDMAN SACHS GROUP INC finance services | 6.73M | 1.79% | 1.79% | $478.51B | Nov 14, 2025 | ▲ 2.15M |
MORGAN STANLEY finance services | 5.79M | 1.54% | 1.54% | $411.23B | May 27, 2026 | ▼ 151.6K |
DIMENSIONAL FUND ADVISORS LP finance services | 5.79M | 1.54% | 1.54% | $411.19B | Nov 12, 2025 | ▼ 589.0K |
Data from SEC Form 13F filings. Ownership bar normalised to largest holder. Change flags: isNew / isSoldOut / changeInSharesNumber (FMP extract-analytics/holder).
Institutional Activity
Q3 2025 vs prior quarter
Q3 2025
20
Increased
+10.77M shares0
New Positions
first time holders29
Decreased
−12.96M shares0
Sold Out
fully exitedNet shares change (top 50)
2.19M
+10.77M / −12.96M
Net new holders
-9
0 new / 0 exited
Based on top 50 institutional holders by position size. Fields: isNew, isSoldOut, changeInSharesNumber (FMP extract-analytics/holder, limit=50).
Insider Buying vs Selling
SYF insider trading · insider activity
Source: SEC Form 4
55
Buy transactions
40
Sell transactions
1.38
Buy/Sell ratio
$1M
Total disposed
Recent Insider Transactions
Showing 10 most recent · Common Stock only
| Name · Role | Date | Type | Shares | Price | Value | After Trans. | Filing |
|---|---|---|---|---|---|---|---|
AGUIRRE FERNANDO director | May 15, 2026 | Award | 14 | $71.38 | $999.32 | 29.5K | Form 4 ↗ |
Howse Curtis See remarks | May 15, 2026 | Award | 181 | $71.38 | $12.9K | 86.6K | Form 4 ↗ |
Owens Darrell See remarks | May 15, 2026 | Award | 74 | $71.38 | $5.3K | 17.5K | Form 4 ↗ |
Wenzel Brian J. Sr. See remarks | May 15, 2026 | Award | 270 | $71.38 | $19.3K | 64.5K | Form 4 ↗ |
Juel Carol See remarks | May 15, 2026 | Award | 217 | $71.38 | $15.5K | 51.7K | Form 4 ↗ |
Gentleman Courtney See remarks | May 15, 2026 | Award | 84 | $71.38 | $6.0K | 19.9K | Form 4 ↗ |
Chytil Kamila K director | May 15, 2026 | Award | 14 | $71.38 | $999.32 | 17.1K | Form 4 ↗ |
DOUBLES BRIAN D See remarks | May 15, 2026 | Award | 1,017 | $71.38 | $72.6K | 830.2K | Form 4 ↗ |
COVIELLO ARTHUR W JR director | May 15, 2026 | Award | 14 | $71.38 | $999.32 | 29.4K | Form 4 ↗ |
GUTHRIE ROY A director | May 15, 2026 | Award | 152 | $71.38 | $10.8K | 39.9K | Form 4 ↗ |
Source: /insider-trading/search (FMP stable). Buy/Sell direction: acquisitionOrDisposition A=Buy, D=Sell. RSU vesting (M-Exempt) excluded from sentiment bar. All data from SEC EDGAR public filings.
About institutional & insider ownership
Synchrony Financial (SYF) is primarily owned by institutional investors, who hold approximately 100.0% of total shares outstanding. Company insiders own approximately 0.45%, while retail and public investors account for the remaining 0.00%.
The largest institutional shareholder of Synchrony Financial is VANGUARD GROUP INC, holding approximately 47.00 million shares — equal to 12.51% of outstanding shares — as of September 30, 2025.
A total of 980 institutional investors currently hold SYF stock, with a combined institutional value of approximately $26.15 billion as of the most recent 13F filing period.
Frequently asked questions
SYF ownershipSynchrony Financial (SYF) is primarily owned by institutional investors, who hold approximately 100.0% of shares. The largest shareholder is VANGUARD GROUP INC with a 12.51% stake. Company insiders hold 0.45%. Data sourced from SEC Form 13F as of September 30, 2025.