Companies: 10,795·Total market cap: $144.5T
Toast, Inc.

Toast, Inc.

TOSTNYSETechnology● Active
$24.41
$-0.24(-0.95%)
Market Cap$14.2B
P/E Ratio—
52W High$49.66
52W Low$22.26
Cash on HandFinancialsRevenue

Toast, Inc. (TOST) Cash on Hand — Cash & Short-Term Investments

Cash & cash equivalents plus short-term investments from the balance sheet, YoY change, and net cash vs debt context.

TOST · cash on hand · updated Dec 31, 2025

Core cash position

Cash & Short-Term Investments (CCE + ST Investments)
$1.99B▲ +40.5% vs prior year
FY · as of Dec 31, 2025 · Reported in USD
Cash & Cash Equiv. (CCE)
$1.35B
cashAndCashEquivalents
Short-Term Investments
$638.0M
shortTermInvestments
YoY Change vs Prior Year
+40.5%
vs prior fiscal year
Latest Quarter
$1.77B
Q1 2026
Data Scope & Methodology

Cash on Hand = Cash & Cash Equivalents (CCE) + Short-Term Investments, as reported on the balance sheet (10-K/10-Q). Also referred to as cash reserves or cash position. Not free cash flow.

Source: FMP /balance-sheet-statement · SEC 10-K / 10-Q · Reported in USD

Source: FMP /balance-sheet-statement · SEC 10-K / 10-Q · USDUpdated: December 31, 2025

Net cash vs debt

Cash & ST Investments$1.99BCash on Hand
Total Debt$40.0MTotal Debt
Net Cash / Net Debt+$1.95BNet Cash Position
Cash vs Debt Ratio
Cash 98%Debt 2%

Toast, Inc. has a net cash position of $1.95B, holding more cash than debt.

Net Cash = Cash & ST Investments − Total Debt$1.99B − $40.0M = +$1.95B

Cash on hand history

YoY Increase
YoY Decrease
Latest Year
TOST annual cash on hand history · Cash & Short-Term Investments · Source: FMP /balance-sheet-statement

Annual cash on hand by year

DateCash & ST InvestmentsYoY Change
Dec 31, 2025Latest$1.99B+40.5%
Dec 31, 2024$1.42B+26.1%
Dec 31, 2023$1.12B+10.1%
Dec 31, 2022$1.02B-19.4%
Dec 31, 2021$1.27B+117.6%
TOST cash on hand annual historical data · Cash & Short-Term Investments per balance sheet (10-K/10-Q) · Reported in USD · Source: FMP /balance-sheet-statement

Technology Sector Cash Reserves Comparison

#CompanyCash & ST Inv.Cash/MCap
#1
Taiwan Semiconductor Manufacturing Company Limited
Taiwan Semiconductor Manufacturing Company Limited
TSM
$3.13T140.4%#2
Microsoft Corporation
Microsoft Corporation
MSFT
$94.56B3.1%#3
NVIDIA Corporation
NVIDIA Corporation
NVDA
$62.56B1.2%#4
Apple Inc.
Apple Inc.
AAPL
$54.70B1.2%
#5
Toast, Inc.
Toast, Inc.YOU
TOST
$1.99B14.1%
Technology sector cash reserves · Source: FMP /balance-sheet-statement + /profile · Sorted by Cash desccompanies with most cash on hand →

About cash on hand & methodology

Toast, Inc. (TOST) cash on hand as of December 31, 2025 is $1.99B, comprising $1.35B in cash and cash equivalents (CCE) plus $638.0M in short-term investments — reported as Toast, Inc. cash and short-term investments on the balance sheet (10-K filing). Also referred to as Toast, Inc. cash reserves or cash position.

Toast, Inc. annual cash on hand history shows increased +40.5% in 2025: increased +40.5% in 2025. Toast, Inc. cash reserves in 2025 reflect the company's capital allocation strategy.

Toast, Inc. carries total debt of $40.0M against cash of $1.99B, resulting in a net cash position of +$1.95B. For the full balance sheet, see the Financials → Balance Sheet tab.

Figures tie to SEC 10-K/10-Q balance sheet disclosures and FMP /balance-sheet-statement where noted.
Financial statementsFree cash flowNet incomeRevenueMarket capP/E ratioEarningsPrice history

Frequently asked questions

TOST cash on hand · 5 questions

As of December 31, 2025, Toast, Inc. (TOST) has $1.99B in cash on hand — defined as cash and short-term investments on the balance sheet. This includes $1.35B in cash and cash equivalents (CCE) plus $638,000,000 in short-term investments. Latest quarter (March 31, 2026): $1.77B. Data sourced from the annual 10-K filing via FMP.

TOST cash on handTOST cash reservesTOST cash 2025how much cash does TOST have

▸ Source: FMP /balance-sheet-statement · US GAAP · Toast, Inc. · Toast, Inc. SEC 10-K & 10-Q filings · US GAAP · Last updated: December 31, 2025