United Community Banks, Inc.
UCBNYSEFinancial Services● Active
$33.26
$-0.08(-0.24%)
Market Cap$4.0B
P/E Ratio—
52W High$36.77
52W Low$27.23
United Community Banks, Inc. (UCB) · Income Statement
Annual, quarterly, or TTM views · SEC 10-K & 10-Q via FMP · adjust period and M/B/T below.
FMP · UCB · as of 2026-06-08
Financial statements
Revenue · Gross Profit · Net Income
| Breakdown | 2025-12 | 2024-12 | 2023-12 | 2022-12 | 2021-12 |
|---|---|---|---|---|---|
| Revenue | |||||
| Revenue | $1.54B | $1.48B | $1.29B | $0.93B | $0.72B |
| Cost of Revenue | $0.52B | $0.60B | $0.51B | $0.12B | ($0.01B) |
| Gross Profit | $1.01B | $0.88B | $0.78B | $0.80B | $0.72B |
| Gross Margin %(computed) | 66.00% | 59.38% | 60.60% | 86.57% | 101.09% |
| Operating Expenses | |||||
| R&D Expenses | $0.00B | $0.00B | $0.00B | $0.00B | $0.00B |
| G&A Expenses | $0.37B | $0.36B | $0.35B | $0.29B | $0.25B |
| Total Operating Expenses | $0.59B | $0.56B | $0.55B | $0.45B | $0.38B |
| Operating Income | $0.42B | $0.32B | $0.23B | $0.36B | $0.35B |
| Operating Margin %(computed) | 27.48% | 21.82% | 18.01% | 38.32% | 48.55% |
| Interest Income | $1.38B | $1.38B | $1.24B | $0.81B | $0.58B |
| Interest Expense | $0.47B | $0.55B | $0.42B | $0.06B | $0.03B |
| Income Before Tax | $0.42B | $0.32B | $0.23B | $0.36B | $0.35B |
| Income Tax Expense | $0.09B | $0.07B | $0.05B | $0.08B | $0.08B |
| Net Income | $0.33B | $0.25B | $0.19B | $0.28B | $0.27B |
| Net Margin %(computed) | 21.35% | 17.05% | 14.52% | 29.87% | 37.67% |
| Per Share & EBITDA | |||||
| EPS (Basic) | $2.63 | $2.04 | $1.54 | $2.52 | $2.97 |
| Wtd Avg Shares | 0.12B | 0.12B | 0.12B | 0.11B | 0.09B |
| EBITDA | $0.46B | $0.36B | $0.28B | $0.40B | $0.35B |
| EBITDA Margin %(computed) | 29.70% | 24.58% | 21.49% | 43.35% | 48.26% |
Data source: Financial Modeling Prep · Last updated: 2026-06-08 · USD · B
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About United Community Banks, Inc. (UCB) Income Statement
United Community Banks, Inc. (UCB) income statement data is sourced from SEC Form 10-K and 10-Q filings. For fiscal year 2025, UCB reported revenue of $1.54B, gross profit of $1.01B (gross margin 66.00%), and net income of $0.33B — a net profit margin of 21.35%.
Frequently asked questions
UCB · 4 questionsUnited Community Banks, Inc. (UCB) reported revenue of $1.54B for 2025, up 3.8% year-over-year.
UCB revenueUCB salesannual revenue YoYincome statement
· Source: FMP /stable/income-statement · SEC EDGAR Form 10-K & 10-Q · As of 2026-06-08