UMB Financial Corporation
UMBFNASDAQFinancial Services● Active
$129.13
$-0.80(-0.61%)
Market Cap$9.8B
P/E Ratio—
52W High$136.11
52W Low$98.16
UMB Financial Corporation (UMBF) · Income Statement
Annual, quarterly, or TTM views · SEC 10-K & 10-Q via FMP · adjust period and M/B/T below.
FMP · UMBF · as of 2026-06-08
Financial statements
Revenue · Gross Profit · Net Income
| Breakdown | 2025-12 | 2024-12 | 2023-12 | 2022-12 | 2021-12 |
|---|---|---|---|---|---|
| Revenue | |||||
| Revenue | $4.44B | $2.64B | $2.24B | $1.58B | $1.24B |
| Cost of Revenue | $2.03B | $1.23B | $0.96B | $0.26B | $0.07B |
| Gross Profit | $2.42B | $1.41B | $1.28B | $1.32B | $1.18B |
| Gross Margin %(computed) | 54.41% | 53.31% | 57.24% | 83.47% | 94.69% |
| Operating Expenses | |||||
| R&D Expenses | $0.00B | $0.00B | $0.00B | $0.00B | $0.00B |
| G&A Expenses | $1.10B | $0.59B | $0.55B | $0.52B | $0.50B |
| Total Operating Expenses | $1.52B | $0.86B | $0.86B | $0.79B | $0.75B |
| Operating Income | $0.90B | $0.54B | $0.42B | $0.53B | $0.43B |
| Operating Margin %(computed) | 20.25% | 20.53% | 18.78% | 33.60% | 34.55% |
| Interest Income | $4.06B | $2.17B | $1.84B | $1.14B | $0.86B |
| Interest Expense | $1.49B | $1.17B | $0.92B | $0.22B | $0.05B |
| Income Before Tax | $0.87B | $0.54B | $0.42B | $0.53B | $0.43B |
| Income Tax Expense | $0.17B | $0.10B | $0.07B | $0.10B | $0.08B |
| Net Income | $0.70B | $0.44B | $0.35B | $0.43B | $0.35B |
| Net Margin %(computed) | 15.81% | 16.73% | 15.59% | 27.27% | 28.42% |
| Per Share & EBITDA | |||||
| EPS (Basic) | $9.20 | $9.05 | $7.22 | $8.93 | $7.31 |
| Wtd Avg Shares | 0.08B | 0.05B | 0.05B | 0.05B | 0.05B |
| EBITDA | $1.06B | $0.59B | $0.48B | $0.59B | $0.48B |
| EBITDA Margin %(computed) | 23.86% | 22.53% | 21.40% | 37.02% | 39.03% |
Data source: Financial Modeling Prep · Last updated: 2026-06-08 · USD · B
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About UMB Financial Corporation (UMBF) Income Statement
UMB Financial Corporation (UMBF) income statement data is sourced from SEC Form 10-K and 10-Q filings. For fiscal year 2025, UMBF reported revenue of $4.44B, gross profit of $2.42B (gross margin 54.41%), and net income of $0.70B — a net profit margin of 15.81%.
Frequently asked questions
UMBF · 4 questionsUMB Financial Corporation (UMBF) reported revenue of $4.44B for 2025, up 68.5% year-over-year.
UMBF revenueUMBF salesannual revenue YoYincome statement
· Source: FMP /stable/income-statement · SEC EDGAR Form 10-K & 10-Q · As of 2026-06-08