Usio, Inc.

USIONASDAQTechnology● Active

$1.49

$-0.02(-1.32%)

Market Cap$41118040

P/E Ratio—

52W High$2.02

52W Low$1.03

Avg Volume67K

Open$1.56

Beta1.40

Free Cash Flow Financials Revenue

Usio, Inc. (USIO) Free Cash Flow & Analysis

Annual & trailing free cash flow, FCF margin, YoY change, valuation ratios, and peer context.

USIO · free cash flow · updated Jun 9, 2026

Core FCF metrics

USIO · FCF · TTM · margin & CAGR

Free cash flow was $1.1M for FY2025 (fiscal year ending 2025-12-31), down 43.4% year-over-year The FCF margin was 1.3%. Five-year CAGR stands at -27.6%.

FY2025 Free Cash Flow$1.1M▼ -43.4% YoY

Trailing 12M (TTM)−$535,950Trailing 4Q sum · TTM negative vs latest FY positive

FCF Margin1.3%$1.1M ÷ revenue

3-Year CAGRN/AN/A — contains negative FCF

5-Year CAGR-27.6%FY2020 → FY2025

FormulaFCF = Operating Cash Flow − Capital ExpendituresTTM = trailing 4 quarters sumCAGR → N/A if either endpoint ≤ 0

Source: FMP /cash-flow-statement · SEC 10-K / 10-Q · USDUpdated: Jun 9, 2026

Annual free cash flow history

FCF ($B, upper) · YoY Growth % (lower)

Positive FCFNegative FCF

Free Cash Flow

YoY Growth %

Annual free cash flow data

USIO · free cash flow history · annual / quarterly

Fiscal YearOperating CFCapExFree Cash FlowYoY ChangeFCF Margin

FY2025Latest$1.5M(0M)$1.1M▼ 43.4%1.3%

FY2024$2.9M(1M)$1.9M▼ 28.7%2.3%

FY2023$3.5M(1M)$2.7M▲ +115.0%3.2%

FY2022−$17.0M(1M)−$17.8M▼ 162.6%-25.7%

FY2021$29.8M(1M)$28.5M▲ +424.2%46.0%

FCF = Operating Cash Flow − Capital Expenditures · CapEx shown as (negative) · Source: SEC filings via FMP

FCF valuation metrics

USIO · P/FCF · FCF yield · FCF per share

Usio, Inc. (USIO) valuation ratios are currently unavailable — market cap, share count, or TTM data could not be retrieved from our data provider.

FCF Yield (TTM)

N/A

Free Cash Flow ÷ Market Cap

per FMP freeCashFlowYieldTTM definition

FCF per Share (TTM)

N/A

TTM FCF ÷ Shares Outstanding

Price / FCF

N/A

Share Price ÷ FCF per Share

EV / FCF (TTM)

N/A

Enterprise Value basis

Valuation ratios are unavailable — market cap, share count, or TTM data could not be retrieved. Individual metrics are shown where available.

Source: FMP /key-metrics-ttm · /cash-flow-statement Q · /income-statementFY2025 · 2025-12-31

Cash flow statement summary

USIO · cash flow statement · operating / investing / financing

For FY2025, Usio, Inc. generated $1.5M in operating cash flow and spent 0M in capital expenditures, yielding $1.1M in free cash flow.

Operating Activities

+$1.5M

Cash from core business operations

2025-12-31

Investing Activities

−$1.5M

CapEx, acquisitions & investments

2025-12-31

Financing Activities

+$28.7M

Buybacks, dividends & debt

2025-12-31

FCF FormulaOperating CF ($1.5M) − |CapEx| (0M) = FCF ($1.1M)

For the complete Operating / Investing / Financing line-item breakdown:

View Full Cash Flow Statement →

Free cash flow vs peers (Technology)

USIO vs peers · FCF

#CompanyFree Cash FlowYoYFCF MarginRelative

Usio, Inc.YOU

USIO

$1.1M-43.4%1.3%

Taiwan Semiconductor Manufacturing Company Limited

Microsoft Corporation

Technology · Sorted by FCF · FMP /cash-flow-statementFull FCF Rankings →

About Free Cash Flow & Methodology

Usio, Inc. (USIO) reported free cash flow of $1.1M for FY2025 (fiscal year ending 2025-12-31), down 43.4% year-over-year. The FCF margin was 1.3%.

Based on available data, Usio, Inc. has maintained positive free cash flow for at least 11 fiscal year(s). FCF peaked at $28.5M in FY2021. The 5-year CAGR stands at -27.6%.

Data sourced from FMP /cash-flow-statement · SEC 10-K / 10-Q · USD.

Q&A and summaries align with SEC 10-K/10-Q cash flow disclosures and FMP /cash-flow-statement where noted.

Revenue Financial statements Net income Earnings Forecast Price history Market cap Cash on hand P/E ratio

Frequently asked questions

USIO free cash flow · 8 questions

Usio, Inc. free cash flow was $1.1M for FY2025, down 43.4% year-over-year. On a trailing twelve-month (TTM) basis, free cash flow stands at −$535,950.

USIO free cash flowUSIO FCFUSIO FCF 2025USIO free cash flow TTM

▸ Source: FMP /cash-flow-statement · US GAAP · Usio, Inc. · Usio, Inc. SEC 10-K & 10-Q filings · US GAAP · Last updated: Jun 9, 2026