VersaBank
VBNKNASDAQFinancial Services● Active
$19.65
+$0.42(+2.18%)
Market Cap$632645446
P/E Ratio—
52W High$20.77
52W Low$10.1
VersaBank (VBNK) Earnings: Dates, EPS & Revenue History
Quarterly EPS vs. estimates, revenue surprises, next earnings date, and analyst consensus.
VBNK · earnings · updated Jun 9, 2026
Latest Earnings
Q2 FY2026Report Date: Jun 3, 2026EPS Actual
$0.28
Est. $0.26 · +9.3%
Revenue
$0.03B
Est. $0.03B · +4.9%
Fiscal Period
Q2 FY2026
FY ends December
Report Date
Jun 3, 2026
After Market Close
▲ Beat EPS▲ Beat Revenue🔥 4-Quarter EPS Beat Streak
VBNK reports quarterly as a NASDAQ-listed Banks - Regional company. Fiscal year ends in December. Data: FMP · Updated hourly.
Next Earnings Date
Days Away
84
days
Expected Date
Sep 1, 2026
Fiscal Period
Q3 FY2026
Release Time
◌ Time TBD (Unconfirmed)EPS Est.
$93.32
Rev. $1001.5B
Days Away84
Expected DateSep 1, 2026
Fiscal PeriodQ3 FY2026
Release TimeTime TBD (Unconfirmed)
EPS Est.$93.32
Rev. Est.$1001.5B
EPS & Revenue vs. Estimates
Actual (Beat)
Actual (Miss)
Estimated
Earnings History
| Period | Report Date | EPS Est. | EPS Actual | EPS Surpr. | Revenue | Rev. Est. | Rev. Surpr. |
|---|---|---|---|---|---|---|---|
| ◌ Q3 FY2026 | Sep 3, 2026 | $0.33 | — | — | — | $0.03B | — |
| ▲ Q2 FY2026 | Jun 3, 2026 | $0.26 | $0.28 | +9.3% | $0.03B | $0.03B | +4.9% |
| — Q1 FY2026 | Mar 4, 2026 | $0.27 | $0.27 | +0.0% | $0.03B | $0.02B | +10.1% |
| — Q4 FY2025 | Dec 10, 2025 | $0.24 | $0.24 | +0.0% | $0.08B | $0.04B | +121.9% |
| ▲ Q3 FY2025 | Sep 4, 2025 | $0.20 | $0.22 | +10.0% | $0.06B | $0.02B | +124.7% |
| ▼ Q2 FY2025 | Jun 4, 2025 | $0.21 | $0.18 | -14.3% | $0.05B | $0.02B | +121.4% |
| ▼ Q1 FY2025 | Mar 5, 2025 | $0.29 | $0.20 | -31.0% | $0.02B | $0.02B | -17.3% |
| ▲ Q4 FY2024 | Dec 9, 2024 | $0.20 | $0.28 | +42.4% | $0.02B | $0.02B | -9.3% |
Q3 FY2026
Sep 3, 2026
EPS Actual
—
EPS Est.
$0.33
EPS Surpr.
—
Revenue
—
Q2 FY2026
Jun 3, 2026Beat
EPS Actual
$0.28
EPS Est.
$0.26
EPS Surpr.
+9.3%
Revenue
$0.03B
Q1 FY2026
Mar 4, 2026
EPS Actual
$0.27
EPS Est.
$0.27
EPS Surpr.
+0.0%
Revenue
$0.03B
Q4 FY2025
Dec 10, 2025
EPS Actual
$0.24
EPS Est.
$0.24
EPS Surpr.
+0.0%
Revenue
$0.08B
Q3 FY2025
Sep 4, 2025Beat
EPS Actual
$0.22
EPS Est.
$0.20
EPS Surpr.
+10.0%
Revenue
$0.06B
Q2 FY2025
Jun 4, 2025Miss
EPS Actual
$0.18
EPS Est.
$0.21
EPS Surpr.
-14.3%
Revenue
$0.05B
Q1 FY2025
Mar 5, 2025Miss
EPS Actual
$0.20
EPS Est.
$0.29
EPS Surpr.
-31.0%
Revenue
$0.02B
Q4 FY2024
Dec 9, 2024Beat
EPS Actual
$0.28
EPS Est.
$0.20
EPS Surpr.
+42.4%
Revenue
$0.02B
Analyst Estimates
Limited analyst coverage (fewer than 3 analysts). Estimates may not reflect market consensus.
EPS Estimates
| Period | Low | Consensus | High | # Analysts |
|---|---|---|---|---|
| Q4 FY2027 | $0.73 | $0.76 | $0.78 | 1 |
| Q3 FY2027 | $0.66 | $0.68 | $0.70 | 1 |
| Q2 FY2027 | $0.57 | $0.58 | $0.60 | 1 |
| Q1 FY2027 | $0.54 | $0.56 | $0.57 | 1 |
| Q4 FY2026 | $0.45 | $0.48 | $0.50 | 2 |
| Q3 FY2026 | $0.39 | $0.40 | $0.41 | 2 |
Revenue Estimates
| Period | Low | Consensus | High | # Analysts |
|---|---|---|---|---|
| Q4 FY2027 | $0.1B | $0.1B | $0.1B | 1 |
| Q3 FY2027 | $0.1B | $0.1B | $0.1B | 1 |
| Q2 FY2027 | $0.0B | $0.0B | $0.0B | 1 |
| Q1 FY2027 | $0.0B | $0.0B | $0.0B | 1 |
| Q4 FY2026 | $0.0B | $0.0B | $0.0B | 2 |
| Q3 FY2026 | $0.0B | $0.0B | $0.0B | 2 |
Earnings Price Reaction
Closing price one trading day before vs. one trading day after each earnings release.
| Period | Report Date | EPS Beat/Miss | Price Before | Price After | 1D Reaction |
|---|---|---|---|---|---|
| ▲ Q2 FY2026 | Jun 3, 2026 | +9.3% | $18.13 | $20.07 | +10.70% |
| ▲ Q1 FY2026 | Mar 4, 2026 | +0.0% | $16.95 | $15.65 | -7.67% |
| ▲ Q4 FY2025 | Dec 10, 2025 | +0.0% | $12.62 | $12.92 | +2.38% |
| ▲ Q3 FY2025 | Sep 4, 2025 | +10.0% | $11.36 | $11.96 | +5.28% |
| ▼ Q2 FY2025 | Jun 4, 2025 | -14.3% | $11.56 | $10.81 | -6.49% |
| ▼ Q1 FY2025 | Mar 5, 2025 | -31.0% | $11.92 | $10.43 | -12.50% |
| ▲ Q4 FY2024 | Dec 9, 2024 | +42.4% | $18.01 | $16.05 | -10.88% |
| ▼ Q3 FY2024 | Sep 5, 2024 | -21.6% | $13.36 | $12.80 | -4.19% |
Q2 FY2026+10.70%
Report Date
Jun 3, 2026
EPS Beat/Miss
+9.3%
Price Before
$18.13
Price After
$20.07
Q1 FY2026-7.67%
Report Date
Mar 4, 2026
EPS Beat/Miss
+0.0%
Price Before
$16.95
Price After
$15.65
Q4 FY2025+2.38%
Report Date
Dec 10, 2025
EPS Beat/Miss
+0.0%
Price Before
$12.62
Price After
$12.92
Q3 FY2025+5.28%
Report Date
Sep 4, 2025
EPS Beat/Miss
+10.0%
Price Before
$11.36
Price After
$11.96
Q2 FY2025-6.49%
Report Date
Jun 4, 2025
EPS Beat/Miss
-14.3%
Price Before
$11.56
Price After
$10.81
Q1 FY2025-12.50%
Report Date
Mar 5, 2025
EPS Beat/Miss
-31.0%
Price Before
$11.92
Price After
$10.43
Q4 FY2024-10.88%
Report Date
Dec 9, 2024
EPS Beat/Miss
+42.4%
Price Before
$18.01
Price After
$16.05
Q3 FY2024-4.19%
Report Date
Sep 5, 2024
EPS Beat/Miss
-21.6%
Price Before
$13.36
Price After
$12.80
Avg Beat Reaction-0.04%
Avg Miss Reaction-7.73%
Beat Rate5 / 8 quarters
Largest Move-12.50% (Q1 FY2025)
Data: FMP /historical-price-eod/full · field: close
About Earnings & Data Methodology
Data source: Financial Modeling Prep (FMP) | Updated: Hourly | Surprise%: (Actual − Estimate) / |Estimate| × 100 | Fiscal year: VBNK ends December
VersaBank (VBNK) most recently reported earnings on June 3, 2026 for Q2 FY2026, posting EPS of $0.28 — beating the analyst consensus of $0.26 by +9.3%. VBNK has beaten EPS estimates for 4 consecutive quarters. The next VBNK earnings date is expected around September 1, 2026.
Each quarter, investors track VBNK earnings for signals on forward guidance and business momentum. For longer-term revenue trends, see the Revenue tab. VBNK revenue tab →
Earnings Glossary
EPS (Earnings Per Share)
Net income ÷ diluted shares outstanding. The primary metric analysts use to gauge quarterly profitability.
Earnings Surprise %
(Actual − Estimate) / |Estimate| × 100. Positive = Beat. Negative = Miss.
Beat / Miss / In-Line
Beat = Actual ≥ Estimate. Miss = Actual < Estimate. In-Line = within ±1%.
BMO / AMC
Before Market Open / After Market Close. Two windows when companies typically release results.
Fiscal Quarter
VBNK's fiscal year ends in December. Fiscal quarters may not align with calendar quarters.
Analyst Consensus
Average EPS/Revenue forecast across all covering analysts. More analysts = more reliable estimate.
Figures tie to FMP earnings calendar, estimates, and SEC 10-Q/10-K filings where noted.
Frequently asked questions
VBNK earnings · 5 questionsVersaBank's next earnings report is expected around September 1, 2026. VBNK typically reports quarterly — approximately every three months. The exact date is confirmed by the company 2–4 weeks before the release. Time is currently TBD; VBNK historically reports after market close (AMC).
VBNK earnings datewhen is VBNK earningsVBNK next earnings datewhen does VBNK report earningsVBNK earnings calendar
▸ Source: FMP · VersaBank SEC filings · US GAAP · VersaBank SEC 10-K & 10-Q filings · US GAAP · Updated: Jun 9, 2026