XP Inc.

XPNASDAQFinancial Services● Active

$15.26

$-0.08(-0.52%)

Market Cap$8.0B

P/E Ratio—

52W High$23.13

52W Low$15.085

Avg Volume5.7M

Open$15.32

Beta1.12

Net Income Financials Revenue

XP Inc. (XP) Net Income & Profit History

Annual & trailing net income, net margin, YoY change, and peer profitability context.

XP · net income · updated Jun 8, 2026

Core profitability metrics

XP · net income · margin · TTM · CAGR

Net income was $5.07B for FY2025 (fiscal year ending 2025-12-31), down 2.1% year-over-year. Net profit margin was 27.8%. Based on available data, XP Inc. has been profitable since at least 2013.

FY2025 Net Income$5.07B▼ -2.1% YoY

Trailing 12M (TTM)$5.17Btrailing 4 quarters sum

Net Profit Margin27.8%$5.07B ÷ $18.24B

YoY Change-2.1%—

5-Year CAGR+19.4%FY2020 → FY2025

FormulaNet Margin = Net Income ÷ Revenue × 100TTM = trailing 4 quarters sumCAGR → N/A if either endpoint ≤ 0

Source: FMP /income-statement · US GAAP · USDUpdated: Jun 8, 2026

Annual net income history

Net Income (bars) · Net Profit Margin % (line)

Net IncomeNet LossNet Margin %★ First Profit: 2013

▸ FMP /income-statement · Annual · XP net income history · XP profit margin

Annual net income data

XP · net income history · annual / quarterly

Fiscal YearNet IncomeYoY ChangeNet MarginRevenue

FY2025$5.07B▼ 2.1%27.8%$18.24B

FY2024$5.18B▲ +35.0%26.1%$19.87B

FY2023$3.84B▲ +3.5%25.9%$14.82B

FY2022$3.71B▼ 0.6%26.1%$14.18B

FY2021$3.73B▲ +78.2%28.8%$12.97B

Net income vs peers (Financial Services)

XP vs peers · net income

#CompanyNet IncomeYoYNet MarginRelative

XP Inc.YOU

$5.07B-2.1%27.8%

Berkshire Hathaway Inc.

BRK-B

$66.97B-24.8%18.0%

100%

Berkshire Hathaway Inc.

Mastercard Incorporated

$14.97B+16.3%45.6%

22%

Financial Services · Sorted by Net Income · FMP /income-statementFull Net Income Rankings →

About Net Income & Methodology

XP Inc. (XP) reported net income of $5.07B for FY2025 (fiscal year ending 2025-12-31), down 2.1% year-over-year. The net profit margin was 27.8% — meaning the company kept $0.28 of every dollar of revenue as profit.

Based on available data, XP Inc. has been profitable since at least 2013. Net income reached a peak of $5.18B in FY2024. Data available for 13 fiscal years.

XP Inc.'s net profit margin was 27.8% for FY2025, based on the latest annual results.

Investors sometimes search for "XP Inc. net worth" — the company's market capitalization is a separate figure from XP net income. Data sourced from FMP /income-statement · US GAAP · USD.

Figures tie to SEC 10-K/10-Q and FMP /income-statement where noted.

Revenue Financial statements Earnings Forecast Price history Market cap Free cash flow

Frequently asked questions

XP net income · 5 questions

XP Inc. is profitable. The company reported net income of $5.07B for FY2025, a net profit margin of 27.8%. Net income was down 2.1% year-over-year. Based on available data, XP Inc. has been profitable since at least 2013.

is XP profitabledoes XP make a profitXP profitabilityXP profitable company

▸ Source: FMP /income-statement · GAAP · XP Inc. · XP Inc. SEC 10-K & 10-Q filings · US GAAP · Last updated: Jun 8, 2026