Zions Bancorporation, National Association

ZIONNASDAQFinancial Services● Active

$63.06

$-0.17(-0.28%)

Market Cap$9.3B

P/E Ratio—

52W High$66.18

52W Low$46.19

Avg Volume1.6M

Open$63.23

Beta0.81

Cash on Hand Financials Revenue

Zions Bancorporation, National Association (ZION) Cash on Hand — Cash & Short-Term Investments

Cash & cash equivalents plus short-term investments from the balance sheet, YoY change, and net cash vs debt context.

ZION · cash on hand · updated Dec 31, 2025

Core cash position

as of Dec 31, 2025

Cash & Short-Term Investments (CCE + ST Investments)

$12.18B▼ -3.6% vs prior year

FY · as of Dec 31, 2025 · Reported in USD

Cash & Cash Equiv. (CCE)

$2.88B

cashAndCashEquivalents

Short-Term Investments

$9.29B

shortTermInvestments

YoY Change vs Prior Year

-3.6%

vs prior fiscal year

Latest Quarter

$21.39B

Q1 2026

Data Scope & Methodology

Cash on Hand = Cash & Cash Equivalents (CCE) + Short-Term Investments, as reported on the balance sheet (10-K/10-Q). Also referred to as cash reserves or cash position. Not free cash flow.

Source: FMP /balance-sheet-statement · SEC 10-K / 10-Q · Reported in USD

Source: FMP /balance-sheet-statement · SEC 10-K / 10-Q · USDUpdated: December 31, 2025

Net cash vs debt

Cash vs Debt · Balance Sheet Health

Cash & ST Investments$12.18BCash on Hand

Total Debt$4.34BTotal Debt

Net Cash / Net Debt+$7.84BNet Cash Position

Cash vs Debt Ratio

Cash 74%Zions Bancorporation, National Association cash as % of market cap: 131.32%% · MCap $9BDebt 26%

Zions Bancorporation, National Association has a net cash position of $7.84B, holding more cash than debt.

Net Cash = Cash & ST Investments − Total Debt$12.18B − $4.34B = +$7.84B

Cash on hand history

annual cash on hand trend · Cash & Short-Term Investments

YoY Increase

YoY Decrease

Latest Year

ZION annual cash on hand history · Cash & Short-Term Investments · Source: FMP /balance-sheet-statement

Annual cash on hand by year

ZION cash & short-term investments history

DatePeriodCash & ST InvestmentsYoY Change

Dec 31, 2025LatestFY$12.18B-3.6%

Dec 31, 2024FY$12.63B+1.0%

Dec 31, 2023FY$12.50B-10.1%

Dec 31, 2022FY$13.91B-60.2%

Dec 31, 2021FY$34.93B+101.3%

ZION cash on hand annual historical data · Cash & Short-Term Investments per balance sheet (10-K/10-Q) · Reported in USD · Source: FMP /balance-sheet-statement

Financial Services Sector Cash Reserves Comparison

ZION vs peers · cash on hand

#CompanyCash & ST Inv.Market CapCash/MCapRelative

Berkshire Hathaway Inc.

Zions Bancorporation, National AssociationYOU

ZION

$12.18B$9B130.8%

Mastercard Incorporated

$10.90B$428B2.5%

Financial Services sector cash reserves · Source: FMP /balance-sheet-statement + /profile · Sorted by Cash desccompanies with most cash on hand →

About cash on hand & methodology

Zions Bancorporation, National Association (ZION) cash on hand as of December 31, 2025 is $12.18B, comprising $2.88B in cash and cash equivalents (CCE) plus $9.29B in short-term investments — reported as Zions Bancorporation, National Association cash and short-term investments on the balance sheet (10-K filing). Also referred to as Zions Bancorporation, National Association cash reserves or cash position.

Zions Bancorporation, National Association annual cash on hand history shows decreased -3.6% in 2025: decreased -3.6% in 2025. Zions Bancorporation, National Association cash reserves in 2025 reflect the company's capital allocation strategy.

Zions Bancorporation, National Association carries total debt of $4.34B against cash of $12.18B, resulting in a net cash position of +$7.84B. For the full balance sheet, see the Financials → Balance Sheet tab.

Figures tie to SEC 10-K/10-Q balance sheet disclosures and FMP /balance-sheet-statement where noted.

Financial statements Free cash flow Net income Revenue Market cap P/E ratio Earnings Price history

Frequently asked questions

ZION cash on hand · 5 questions

As of December 31, 2025, Zions Bancorporation, National Association (ZION) has $12.18B in cash on hand — defined as cash and short-term investments on the balance sheet. This includes $2.88B in cash and cash equivalents (CCE) plus $9.29B in short-term investments. Latest quarter (March 31, 2026): $21.39B. Data sourced from the annual 10-K filing via FMP.

ZION cash on handZION cash reservesZION cash 2025how much cash does ZION have

▸ Source: FMP /balance-sheet-statement · US GAAP · Zions Bancorporation, National Association · Zions Bancorporation, National Association SEC 10-K & 10-Q filings · US GAAP · Last updated: December 31, 2025