Credicorp Ltd.

BAPNYSEFinancial Services● Active

$307.85

$-14.65(-4.54%)

Market Cap$24.5B

P/E Ratio—

52W High$380.2

52W Low$209.46

Avg Volume405K

Open$317.99

Beta0.86

Overview

Credicorp Ltd. (BAP) Free Cash Flow & Analysis

Annual & trailing free cash flow, FCF margin, YoY change, valuation ratios, and peer context.

BAP · free cash flow · updated Jun 8, 2026

Core FCF metrics

BAP · FCF · TTM · margin & CAGR

Free cash flow was $7.74B for FY2025 (fiscal year ending 2025-12-31), down 42.3% year-over-year The FCF margin was 26.8%. Five-year CAGR stands at -8.5%.

FY2025 Free Cash Flow$7.74B▼ -42.3% YoY

Trailing 12M (TTM)$6.67Btrailing 4 quarters sum

FCF Margin26.8%$7.74B ÷ revenue

3-Year CAGRN/AN/A — contains negative FCF

5-Year CAGR-8.5%FY2020 → FY2025

FormulaFCF = Operating Cash Flow − Capital ExpendituresTTM = trailing 4 quarters sumCAGR → N/A if either endpoint ≤ 0

Source: FMP /cash-flow-statement · SEC 10-K / 10-Q · USDUpdated: Jun 8, 2026

Annual free cash flow history

FCF ($B, upper) · YoY Growth % (lower)

Positive FCFNegative FCF

Free Cash Flow

YoY Growth %

Annual free cash flow data

BAP · free cash flow history · annual / quarterly

Fiscal YearOperating CFCapExFree Cash FlowYoY ChangeFCF Margin

FY2025Latest$8.05B(316M)$7.74B▼ 42.3%26.8%

FY2024$14.52B(1.11B)$13.41B▲ +357.9%49.7%

FY2023$4.08B(1.15B)$2.93B▲ +243.0%11.5%

FY2022−$1.15B(896M)−$2.05B▼ 161.4%-9.9%

FY2021$3.97B(640M)$3.33B▼ 72.3%17.3%

FCF = Operating Cash Flow − Capital Expenditures · CapEx shown as (negative) · Source: SEC filings via FMP

FCF valuation metrics

BAP · P/FCF · FCF yield · FCF per share

Credicorp Ltd. (BAP) trades at a FCF yield of 7.80% and a price-to-free-cash-flow ratio of 3.7x. FCF per share stands at $83.58, calculated using trailing twelve-month FCF divided by basic weighted-average shares outstanding.

FCF Yield (TTM)

7.80%

Free Cash Flow ÷ Market Cap

per FMP freeCashFlowYieldTTM definition

FCF per Share (TTM)

$83.58

TTM FCF ÷ Shares Outstanding

Price / FCF

x3.7

Share Price ÷ FCF per Share

EV / FCF (TTM)

x11.0

Enterprise Value basis

Source: FMP /key-metrics-ttm · /cash-flow-statement Q · /income-statementFY2025 · 2025-12-31

Cash flow statement summary

BAP · cash flow statement · operating / investing / financing

For FY2025, Credicorp Ltd. generated $8.05B in operating cash flow and spent 316M in capital expenditures, yielding $7.74B in free cash flow.

Operating Activities

+$8.05B

Cash from core business operations

2025-12-31

Investing Activities

−$1.55B

CapEx, acquisitions & investments

2025-12-31

Financing Activities

−$1.62B

Buybacks, dividends & debt

2025-12-31

FCF FormulaOperating CF ($8.05B) − |CapEx| (316M) = FCF ($7.74B)

For the complete Operating / Investing / Financing line-item breakdown:

View Full Cash Flow Statement →

Free cash flow vs peers (Financial Services)

BAP vs peers · FCF

#CompanyFree Cash FlowYoYFCF MarginRelative

Credicorp Ltd.YOU

BAP

$7.74B-42.3%26.8%

Berkshire Hathaway Inc.

BRK-A

$25.04B+115.6%6.7%

25%

Berkshire Hathaway Inc.

Mastercard Incorporated

$16.91B+18.2%51.6%

17%

Financial Services · Sorted by FCF · FMP /cash-flow-statementFull FCF Rankings →

About Free Cash Flow & Methodology

Credicorp Ltd. (BAP) reported free cash flow of $7.74B for FY2025 (fiscal year ending 2025-12-31), down 42.3% year-over-year. The FCF margin was 26.8%.

Based on available data, Credicorp Ltd. has maintained positive free cash flow for at least 9 fiscal year(s). FCF peaked at $13.41B in FY2024. The 5-year CAGR stands at -8.5%.

Credicorp Ltd.'s FCF yield is 7.80% and price-to-FCF ratio is 3.7x for FY2025, based on the latest available data.

Data sourced from FMP /cash-flow-statement · SEC 10-K / 10-Q · USD.

Q&A and summaries align with SEC 10-K/10-Q cash flow disclosures and FMP /cash-flow-statement where noted.

Revenue Financial statements Net income Earnings Forecast Price history Market cap Cash on hand P/E ratio

Frequently asked questions

BAP free cash flow · 8 questions

Credicorp Ltd. free cash flow was $7.74B for FY2025, down 42.3% year-over-year. On a trailing twelve-month (TTM) basis, free cash flow stands at $6.67B.

BAP free cash flowBAP FCFBAP FCF 2025BAP free cash flow TTM

▸ Source: FMP /cash-flow-statement · US GAAP · Credicorp Ltd. · Credicorp Ltd. SEC 10-K & 10-Q filings · US GAAP · Last updated: Jun 8, 2026