Banco Bilbao Vizcaya Argentaria, S.A.

BBVANYSEFinancial Services● Active

$22.32

+$0.10(+0.43%)

Market Cap$124.3B

P/E Ratio—

52W High$26.2

52W Low$14.63

Avg Volume1.8M

Open$22.58

Beta0.89

Overview

Banco Bilbao Vizcaya Argentaria, S.A. (BBVA) Cash on Hand — Cash & Short-Term Investments

Cash & cash equivalents plus short-term investments from the balance sheet, YoY change, and net cash vs debt context.

BBVA · cash on hand · updated Dec 31, 2025

Core cash position

as of Dec 31, 2025

Cash & Short-Term Investments (CCE + ST Investments)

$275.94B▲ +79.7% vs prior year

FY · as of Dec 31, 2025 · Reported in EUR

Cash & Cash Equiv. (CCE)

$93.95B

cashAndCashEquivalents

Short-Term Investments

$181.99B

shortTermInvestments

YoY Change vs Prior Year

+79.7%

vs prior fiscal year

Latest Quarter

$286.36B

Q1 2026

Data Scope & Methodology

Cash on Hand = Cash & Cash Equivalents (CCE) + Short-Term Investments, as reported on the balance sheet (10-K/10-Q). Also referred to as cash reserves or cash position. Not free cash flow.

Source: FMP /balance-sheet-statement · SEC 10-K / 10-Q · Reported in EUR

Source: FMP /balance-sheet-statement · SEC 10-K / 10-Q · USDUpdated: December 31, 2025

Net cash vs debt

Cash vs Debt · Balance Sheet Health

Cash & ST Investments$275.94BCash on Hand

Total Debt$81.84BTotal Debt

Net Cash / Net Debt+$194.10BNet Cash Position

Cash vs Debt Ratio

Cash 77%Banco Bilbao Vizcaya Argentaria, S.A. cash as % of market cap: 221.93%% · MCap $124BDebt 23%

Banco Bilbao Vizcaya Argentaria, S.A. has a net cash position of $194.10B, holding more cash than debt.

Net Cash = Cash & ST Investments − Total Debt$275.94B − $81.84B = +$194.10B

Cash on hand history

annual cash on hand trend · Cash & Short-Term Investments

YoY Increase

YoY Decrease

Latest Year

BBVA annual cash on hand history · Cash & Short-Term Investments · Source: FMP /balance-sheet-statement

Annual cash on hand by year

BBVA cash & short-term investments history

DatePeriodCash & ST InvestmentsYoY Change

Dec 31, 2025LatestFY$275.94B+79.7%

Dec 31, 2024FY$153.57B-13.7%

Dec 31, 2023FY$177.95B-0.2%

Dec 31, 2022FY$178.37B+32.2%

Dec 31, 2021FY$134.96B-35.2%

BBVA cash on hand annual historical data · Cash & Short-Term Investments per balance sheet (10-K/10-Q) · Reported in USD · Source: FMP /balance-sheet-statement

Financial Services Sector Cash Reserves Comparison

BBVA vs peers · cash on hand

#CompanyCash & ST Inv.Market CapCash/MCapRelative

Berkshire Hathaway Inc.

BRK-A

$373.31B$1.1T35.5%

25%

Banco Bilbao Vizcaya Argentaria, S.A.YOU

BBVA

$275.94B$124B222.3%

19%

Visa Inc.

$21.99B$614B3.6%

Mastercard Incorporated

$10.90B$428B2.5%

Financial Services sector cash reserves · Source: FMP /balance-sheet-statement + /profile · Sorted by Cash desccompanies with most cash on hand →

About cash on hand & methodology

Banco Bilbao Vizcaya Argentaria, S.A. (BBVA) cash on hand as of December 31, 2025 is $275.94B, comprising $93.95B in cash and cash equivalents (CCE) plus $181.99B in short-term investments — reported as Banco Bilbao Vizcaya Argentaria, S.A. cash and short-term investments on the balance sheet (10-K filing). Also referred to as Banco Bilbao Vizcaya Argentaria, S.A. cash reserves or cash position.

Banco Bilbao Vizcaya Argentaria, S.A. annual cash on hand history shows increased +79.7% in 2025: increased +79.7% in 2025. Banco Bilbao Vizcaya Argentaria, S.A. cash reserves in 2025 reflect the company's capital allocation strategy.

Banco Bilbao Vizcaya Argentaria, S.A. carries total debt of $81.84B against cash of $275.94B, resulting in a net cash position of +$194.10B. For the full balance sheet, see the Financials → Balance Sheet tab.

Figures tie to SEC 10-K/10-Q balance sheet disclosures and FMP /balance-sheet-statement where noted.

Financial statements Free cash flow Net income Revenue Market cap P/E ratio Earnings Price history

Frequently asked questions

BBVA cash on hand · 5 questions

As of December 31, 2025, Banco Bilbao Vizcaya Argentaria, S.A. (BBVA) has $275.94B in cash on hand — defined as cash and short-term investments on the balance sheet. This includes $93.95B in cash and cash equivalents (CCE) plus $181.99B in short-term investments. Latest quarter (March 31, 2026): $286.36B. Data sourced from the annual 10-K filing via FMP.

BBVA cash on handBBVA cash reservesBBVA cash 2025how much cash does BBVA have

▸ Source: FMP /balance-sheet-statement · US GAAP · Banco Bilbao Vizcaya Argentaria, S.A. · Banco Bilbao Vizcaya Argentaria, S.A. SEC 10-K & 10-Q filings · US GAAP · Last updated: December 31, 2025