Citigroup Inc.

CNYSEFinancial Services● Active

$134.24

+$1.77(+1.34%)

Market Cap$229.0B

P/E Ratio—

52W High$135.29

52W Low$75.66

Avg Volume12.8M

Open$132.94

Beta1.11

Overview

Citigroup Inc. (C) Free Cash Flow & Analysis

Annual & trailing free cash flow, FCF margin, YoY change, valuation ratios, and peer context.

C · free cash flow · updated Jun 8, 2026

Core FCF metrics

C · FCF · TTM · margin & CAGR

Free cash flow was −$74.15B for FY2025 (fiscal year ending 2025-12-31), down 183.4% year-over-year The FCF margin was -44.1%.

FY2025 Free Cash Flow−$74.15B▼ -183.4% YoY

Trailing 12M (TTM)−$37.22Btrailing 4 quarters sum

FCF Margin-44.1%−$74.15B ÷ revenue

3-Year CAGRN/AN/A — contains negative FCF

5-Year CAGRN/AN/A — contains negative FCF

FormulaFCF = Operating Cash Flow − Capital ExpendituresTTM = trailing 4 quarters sumCAGR → N/A if either endpoint ≤ 0

Source: FMP /cash-flow-statement · SEC 10-K / 10-Q · USDUpdated: Jun 8, 2026

Annual free cash flow history

FCF ($B, upper) · YoY Growth % (lower)

Positive FCFNegative FCF

Free Cash Flow

YoY Growth %

Annual free cash flow data

C · free cash flow history · annual / quarterly

Fiscal YearOperating CFCapExFree Cash FlowYoY ChangeFCF Margin

FY2025Latest−$67.63B(6.52B)−$74.15B▼ 183.4%-44.1%

FY2024−$19.67B(6.50B)−$26.17B▲ +67.3%-15.3%

FY2023−$73.42B(6.58B)−$80.00B▼ 511.6%-51.5%

FY2022$25.07B(5.63B)$19.44B▼ 54.8%19.4%

FY2021$47.09B(4.12B)$42.97B▲ +259.5%53.8%

FCF = Operating Cash Flow − Capital Expenditures · CapEx shown as (negative) · Source: SEC filings via FMP

FCF valuation metrics

C · P/FCF · FCF yield · FCF per share

Citigroup Inc. (C) reported negative free cash flow of −$74.15B. FCF-based valuation ratios are not meaningful when FCF is negative.

FCF Yield (TTM)

N/A

Free Cash Flow ÷ Market Cap

per FMP freeCashFlowYieldTTM definition

FCF per Share (TTM)

N/A

TTM FCF ÷ Shares Outstanding

Price / FCF

N/A

Share Price ÷ FCF per Share

EV / FCF (TTM)

N/A

Enterprise Value basis

FCF-based valuation ratios are only meaningful when free cash flow is positive. Negative FCF indicates capital expenditures exceeded operating cash flow.

Source: FMP /key-metrics-ttm · /cash-flow-statement Q · /income-statementFY2025 · 2025-12-31

Cash flow statement summary

C · cash flow statement · operating / investing / financing

For FY2025, Citigroup Inc. generated −$67.63B in operating cash flow and spent 6.52B in capital expenditures, yielding −$74.15B in free cash flow.

Operating Activities

−$67.63B

Cash from core business operations

2025-12-31

Investing Activities

−$108.28B

CapEx, acquisitions & investments

2025-12-31

Financing Activities

+$238.03B

Buybacks, dividends & debt

2025-12-31

FCF FormulaOperating CF (−$67.63B) − |CapEx| (6.52B) = FCF (−$74.15B)

For the complete Operating / Investing / Financing line-item breakdown:

View Full Cash Flow Statement →

Free cash flow vs peers (Financial Services)

C vs peers · FCF

#CompanyFree Cash FlowYoYFCF MarginRelative

Citigroup Inc.YOU

−$74.15B-183.4%-44.1%

Loss

Berkshire Hathaway Inc.

BRK-A

$25.04B+115.6%6.7%

25%

Berkshire Hathaway Inc.

Mastercard Incorporated

$16.91B+18.2%51.6%

17%

Financial Services · Sorted by FCF · FMP /cash-flow-statementFull FCF Rankings →

About Free Cash Flow & Methodology

Citigroup Inc. (C) reported free cash flow of −$74.15B for FY2025 (fiscal year ending 2025-12-31), down 183.4% year-over-year. The FCF margin was -44.1%.

Based on available data, Citigroup Inc. has maintained positive free cash flow for at least 8 fiscal year(s). FCF peaked at $61.35B in FY2011.

Data sourced from FMP /cash-flow-statement · SEC 10-K / 10-Q · USD.

Q&A and summaries align with SEC 10-K/10-Q cash flow disclosures and FMP /cash-flow-statement where noted.

Revenue Financial statements Net income Earnings Forecast Price history Market cap Cash on hand P/E ratio

Frequently asked questions

C free cash flow · 8 questions

Citigroup Inc. free cash flow was −$74.15B for FY2025, down 183.4% year-over-year. On a trailing twelve-month (TTM) basis, free cash flow stands at −$37.22B.

C free cash flowC FCFC FCF 2025C free cash flow TTM

▸ Source: FMP /cash-flow-statement · US GAAP · Citigroup Inc. · Citigroup Inc. SEC 10-K & 10-Q filings · US GAAP · Last updated: Jun 8, 2026