Companies: 10,795·Total market cap: $144.5T
Credit Acceptance Corporation

Credit Acceptance Corporation

CACCNASDAQFinancial Services● Active
$569.15
+$24.44(+4.49%)
Market Cap$6.0B
P/E Ratio
52W High$579.8
52W Low$401.9
Overview

Credit Acceptance Corporation (CACC) Net Income & Profit History

Annual & trailing net income, net margin, YoY change, and peer profitability context.

CACC · net income · updated Jun 8, 2026

Core profitability metrics

Net income was $423.9M for FY2025 (fiscal year ending 2025-12-31), up 71.0% year-over-year. Net profit margin was 18.3%. Based on available data, Credit Acceptance Corporation has been profitable since at least 2011.

FY2025 Net Income$423.9M▲ +71.0% YoY
Trailing 12M (TTM)$453.4Mtrailing 4 quarters sum
Net Profit Margin18.3%$423.9M ÷ $2.32B
YoY Change+71.0%
5-Year CAGR+0.1%FY2020 → FY2025
FormulaNet Margin = Net Income ÷ Revenue × 100TTM = trailing 4 quarters sumCAGR → N/A if either endpoint ≤ 0
Source: FMP /income-statement · US GAAP · USDUpdated: Jun 8, 2026

Annual net income history

Net IncomeNet LossNet Margin %★ First Profit: 2011

▸ FMP /income-statement · Annual · CACC net income history · CACC profit margin

Annual net income data

Fiscal YearNet IncomeYoY ChangeNet Margin
FY2025$423.9M▲ +71.0%18.3%
FY2024$247.9M▼ 13.4%11.6%
FY2023$286.1M▼ 46.6%15.2%
FY2022$535.8M▼ 44.1%29.4%
FY2021$958.3M▲ +127.6%51.8%

Net income vs peers (Financial Services)

#CompanyNet IncomeYoY
#1
Credit Acceptance Corporation
Credit Acceptance CorporationYOU
CACC
$423.9M+71.0%
#2
Berkshire Hathaway Inc.
Berkshire Hathaway Inc.
BRK-A
$66.97B-24.8%
#3
Berkshire Hathaway Inc.
Berkshire Hathaway Inc.
BRK-B
$66.97B-24.8%
#4
JPMorgan Chase & Co.
JPMorgan Chase & Co.
JPM
$57.05B-2.4%
#5
Visa Inc.
Visa Inc.
V
$20.06B+1.6%
#6
Mastercard Incorporated
Mastercard Incorporated
MA
$14.97B+16.3%
Financial Services · Sorted by Net Income · FMP /income-statementFull Net Income Rankings →

About Net Income & Methodology

Credit Acceptance Corporation (CACC) reported net income of $423.9M for FY2025 (fiscal year ending 2025-12-31), up 71.0% year-over-year. The net profit margin was 18.3% — meaning the company kept $0.18 of every dollar of revenue as profit.

Based on available data, Credit Acceptance Corporation has been profitable since at least 2011. Net income reached a peak of $958.3M in FY2021. Data available for 15 fiscal years.

Credit Acceptance Corporation's net profit margin was 18.3% for FY2025, based on the latest annual results.

Investors sometimes search for "Credit Acceptance Corporation net worth" — the company's market capitalization is a separate figure from CACC net income. Data sourced from FMP /income-statement · US GAAP · USD.

Figures tie to SEC 10-K/10-Q and FMP /income-statement where noted.

Frequently asked questions

CACC net income · 5 questions

Credit Acceptance Corporation is profitable. The company reported net income of $423.9M for FY2025, a net profit margin of 18.3%. Net income was up 71.0% year-over-year. Based on available data, Credit Acceptance Corporation has been profitable since at least 2011.

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Source: FMP /income-statement · GAAP · Credit Acceptance Corporation · Credit Acceptance Corporation SEC 10-K & 10-Q filings · US GAAP · Last updated: Jun 8, 2026