Citizens Bancshares Corporation

CITZOTCFinancial Services● Active

$43.48

+$1.48(+3.52%)

Market Cap$90581449

P/E Ratio—

52W High$43.48

52W Low$30.333

Avg Volume506

Open$42.00

Beta-0.04

Overview

Citizens Bancshares Corporation (CITZ) Net Income & Profit History

Annual & trailing net income, net margin, YoY change, and peer profitability context.

CITZ · net income · updated Jun 9, 2026

Core profitability metrics

CITZ · net income · margin · TTM · CAGR

Net income was $11.0M for FY2025 (fiscal year ending 2025-12-31), up 7.5% year-over-year. Net profit margin was 17.9%. Based on available data, Citizens Bancshares Corporation has been profitable since at least 2008.

FY2025 Net Income$11.0M▲ +7.5% YoY

Trailing 12M (TTM)$2.3Mtrailing 4 quarters sum

Net Profit Margin17.9%$11.0M ÷ $61.5M

YoY Change+7.5%—

5-Year CAGR+13.4%FY2020 → FY2025

FormulaNet Margin = Net Income ÷ Revenue × 100TTM = trailing 4 quarters sumCAGR → N/A if either endpoint ≤ 0

Source: FMP /income-statement · US GAAP · USDUpdated: Jun 9, 2026

Annual net income history

Net Income (bars) · Net Profit Margin % (line)

Net IncomeNet LossNet Margin %★ First Profit: 2008

▸ FMP /income-statement · Annual · CITZ net income history · CITZ profit margin

Annual net income data

CITZ · net income history · annual / quarterly

Fiscal YearNet IncomeYoY ChangeNet MarginRevenue

FY2025$11.0M▲ +7.5%17.9%$61.5M

FY2024$10.3M▼ 8.2%23.8%$43.1M

FY2023$11.2M▲ +51.8%25.7%$43.5M

FY2022$7.4M▲ +12.8%20.7%$35.6M

FY2021$6.5M▲ +11.1%21.8%$30.0M

Net income vs peers (Financial Services)

CITZ vs peers · net income

#CompanyNet IncomeYoYNet MarginRelative

Citizens Bancshares CorporationYOU

CITZ

$11.0M+7.5%17.9%

Berkshire Hathaway Inc.

BRK-A

$66.97B-24.8%18.0%

100%

Berkshire Hathaway Inc.

Mastercard Incorporated

$14.97B+16.3%45.6%

22%

Financial Services · Sorted by Net Income · FMP /income-statementFull Net Income Rankings →

About Net Income & Methodology

Citizens Bancshares Corporation (CITZ) reported net income of $11.0M for FY2025 (fiscal year ending 2025-12-31), up 7.5% year-over-year. The net profit margin was 17.9% — meaning the company kept $0.18 of every dollar of revenue as profit.

Based on available data, Citizens Bancshares Corporation has been profitable since at least 2008. Net income reached a peak of $11.2M in FY2023. Data available for 15 fiscal years.

Citizens Bancshares Corporation's net profit margin was 17.9% for FY2025, based on the latest annual results.

Investors sometimes search for "Citizens Bancshares Corporation net worth" — the company's market capitalization is a separate figure from CITZ net income. Data sourced from FMP /income-statement · US GAAP · USD.

Figures tie to SEC 10-K/10-Q and FMP /income-statement where noted.

Revenue Financial statements Earnings Forecast Price history Market cap Free cash flow

Frequently asked questions

CITZ net income · 5 questions

Citizens Bancshares Corporation is profitable. The company reported net income of $11.0M for FY2025, a net profit margin of 17.9%. Net income was up 7.5% year-over-year. Based on available data, Citizens Bancshares Corporation has been profitable since at least 2008.

is CITZ profitabledoes CITZ make a profitCITZ profitabilityCITZ profitable company

▸ Source: FMP /income-statement · GAAP · Citizens Bancshares Corporation · Citizens Bancshares Corporation SEC 10-K & 10-Q filings · US GAAP · Last updated: Jun 9, 2026