Companies: 10,795·Total market cap: $144.5T
Citizens Bancshares Corporation

Citizens Bancshares Corporation

CITZOTCFinancial Services● Active
$43.48
+$1.48(+3.52%)
Market Cap$90581449
P/E Ratio
52W High$43.48
52W Low$30.333
Overview

Citizens Bancshares Corporation (CITZ) PE Ratio — Current & Historical Data

Trailing twelve months (TTM) P/E, forward P/E, PEG, and annual PE history — from market prices and filings.

citz · pe ratio · data through Dec 31, 2025

Core PE Ratio Metrics

Trailing 12 months · TTM

The price-to-earnings (P/E) ratio for Citizens Bancshares Corporation (CITZ) measures how much investors pay for each dollar of the company's trailing earnings. CITZ's current PE ratio of 8.57x is calculated by dividing its stock price of $43.48 by its TTM earnings per share of $6.21. +24.3% elevated vs 5Y avg 6.9x

8.57x
P/E Ratio (TTM)+24.3%

Source: FMP · /ratios-ttm · /analyst-estimates · 2025-12-31

Forward P/E
N/A
Based on 0 analysts
EPS (TTM)
$6.21
TTM · diluted EPS
PEG Ratio
0.09
Below 1.0 · Growth adjusted
Source: FMP · /ratios-ttm · /ratios annual · /analyst-estimates · /stock-peers · Citizens Bancshares Corporation SEC 10-K & 10-Q filings · US GAAPUpdated: 2026-06-09

PE Ratio History

2003 – 2025 · Annual
PE Ratio (TTM)
5Y Avg 6.9x
EPS (Annual)

▸ FMP /ratios?period=annual&limit=20 · priceToEarningsRatio + netIncomePerShare (Annual)

Historical PE Range

Past 20 fiscal years · Front-end computed
Average
12.6x
20-yr mean
Median
10.5x
20-yr midpoint
Minimum
4.9x
Lowest year
Maximum
34.0x
Highest year
8.6x ← Now
4.9x
Min
Q1 · 25%10.5x
Median
Q3 · 75%34.0x
Max
Within Historical Range

At 8.57x, CITZ's current P/E is within its average historical range over the past 20 fiscal years.

45th percentileHigher than 9 of 20 historical fiscal year readings

Percentile calculated from annual fiscal year data points, not by trading day. Years where PE ≤ 0 or > 9,999 are excluded.

PE Ratio vs Peers

Banks - Regional · 6 peers · Annual PE
CompanyMarket CapPE (Annual)vs AvgEPS (TTM)
Citizens Bancshares Corporation
Citizens Bancshares CorporationYou
CITZ
$91M8.57x+14.8%$6.21
Boyle Bancorp, Inc.
Boyle Bancorp, Inc.
BYLB
$102M7.42x-0.6%$15.47
Coastal Carolina Bancshares, Inc.
Coastal Carolina Bancshares, Inc.
CCNB
$101M7.51x+0.6%$1.73
Citizens Bancshares Corporation
Citizens Bancshares Corporation
CZBS
$96M7.23x-3.2%$6.21
Eastern Michigan Financial Corporation
Eastern Michigan Financial Corporation
EFIN
$86M6.48x-13.3%$5.56
Farmers Bancorp (Frankfort IN)
Farmers Bancorp (Frankfort IN)
FABP
$91M7.93x+6.2%$5.05
Killbuck Bancshares, Inc.
Killbuck Bancshares, Inc.
KLIB
$80M8.24x+10.3%$18.94
Industry Average
6 peers with valid PE
7.47xbaseline

* N/A — Company is not profitable (TTM) · excluded from industry average · ▸ FMP /stock-peers + /ratios?limit=1 · priceToEarningsRatio

Annual PE Ratio History

Showing 10 of 20 years
Fiscal Year EndPE RatioEPS (TTM)YoY ChangePE vs Max
2025-12-31Latest
FY2025
7.44x$5.65+32.3%
2024-12-31
FY2024
5.62x$5.21+13.7%
2023-12-31
FY2023
4.94x$5.67-38.6%
2022-12-31
FY2022
8.04x$3.74-4.8%
2021-12-31
FY2021
8.45x$3.31+12.0%
2020-12-31
FY2020
7.55x$2.98-9.0%
2019-12-31
FY2019
8.29x$2.86-44.9%
2015-12-31
FY2015
15.05x$0.83+0.3%
2014-12-31
FY2014
15.00x$0.83-24.9%
2013-12-31
FY2013
19.98x$0.63+13.6%

▸ FMP /ratios?period=annual&limit=20 · priceToEarningsRatio + netIncomePerShare · Zero extra API

About PE Ratio & Methodology

The price-to-earnings (P/E) ratio for Citizens Bancshares Corporation (CITZ) measures how much investors pay for each dollar of the company's trailing earnings. CITZ's current PE ratio of 8.57x is calculated by dividing its stock price of $43.48 by its TTM earnings per share of $6.21.

PE Ratio = Stock Price ÷ EPS (TTM)
= $43.48 ÷ $6.21 = 8.57x
TTMTrailing Twelve Months — sum of the most recent 4 quarterly EPS figures
Forward PEStock price ÷ analyst consensus EPS estimate for the next fiscal year
PEGPE ÷ earnings growth rate — values below 1.0 suggest growth may justify the premium
Figures tie to SEC 10-K/10-Q and FMP ratio endpoints where noted.

Frequently asked questions

CITZ pe ratio · 6 questions

CITZ's current PE ratio is 8.57x as of 2026-06-09, based on a stock price of $43.48 and TTM EPS of $6.21. Data sourced from Financial Modeling Prep via CITZ's SEC 10-K and 10-Q filings.

CITZ PE ratioWhat is CITZ PE ratioCurrent PE ratio of CITZCITZ PE ratio today

Source: FMP · /ratios-ttm · /ratios annual · /analyst-estimates · /stock-peers · Citizens Bancshares Corporation SEC 10-K & 10-Q filings · US GAAP · Updated: 2026-06-09