Eastern Bankshares, Inc.

EBCNASDAQFinancial Services● Active

$20.46

+$0.61(+3.07%)

Market Cap$4.7B

P/E Ratio—

52W High$22.575

52W Low$14.1

Avg Volume2.0M

Open$20.34

Beta0.70

Overview

Eastern Bankshares, Inc. (EBC) Cash on Hand — Cash & Short-Term Investments

Cash & cash equivalents plus short-term investments from the balance sheet, YoY change, and net cash vs debt context.

EBC · cash on hand · updated Dec 31, 2025

Core cash position

as of Dec 31, 2025

Cash & Short-Term Investments (CCE + ST Investments)

$385.3M▼ -92.3% vs prior year

FY · as of Dec 31, 2025 · Reported in USD

Cash & Cash Equiv. (CCE)

$316.9M

cashAndCashEquivalents

Short-Term Investments

$68.4M

shortTermInvestments

YoY Change vs Prior Year

-92.3%

vs prior fiscal year

Latest Quarter

$428.5M

Q1 2026

Data Scope & Methodology

Cash on Hand = Cash & Cash Equivalents (CCE) + Short-Term Investments, as reported on the balance sheet (10-K/10-Q). Also referred to as cash reserves or cash position. Not free cash flow.

Source: FMP /balance-sheet-statement · SEC 10-K / 10-Q · Reported in USD

Source: FMP /balance-sheet-statement · SEC 10-K / 10-Q · USDUpdated: December 31, 2025

Net cash vs debt

Cash vs Debt · Balance Sheet Health

Cash & ST Investments$385.3MCash on Hand

Total Debt$199.6MTotal Debt

Net Cash / Net Debt+$185.6MNet Cash Position

Cash vs Debt Ratio

Cash 66%Eastern Bankshares, Inc. cash as % of market cap: 8.15%% · MCap $5BDebt 34%

Eastern Bankshares, Inc. has a net cash position of $185.6M, holding more cash than debt.

Net Cash = Cash & ST Investments − Total Debt$385.3M − $199.6M = +$185.6M

Cash on hand history

annual cash on hand trend · Cash & Short-Term Investments

YoY Increase

YoY Decrease

Latest Year

EBC annual cash on hand history · Cash & Short-Term Investments · Source: FMP /balance-sheet-statement

Annual cash on hand by year

EBC cash & short-term investments history

DatePeriodCash & ST InvestmentsYoY Change

Dec 31, 2025LatestFY$385.3M-92.3%

Dec 31, 2024FY$5.03B-1.4%

Dec 31, 2023FY$5.10B-25.7%

Dec 31, 2022FY$6.86B-29.6%

Dec 31, 2021FY$9.74B+86.0%

EBC cash on hand annual historical data · Cash & Short-Term Investments per balance sheet (10-K/10-Q) · Reported in USD · Source: FMP /balance-sheet-statement

Financial Services Sector Cash Reserves Comparison

EBC vs peers · cash on hand

#CompanyCash & ST Inv.Market CapCash/MCapRelative

Berkshire Hathaway Inc.

Mastercard Incorporated

$10.90B$429B2.5%

Eastern Bankshares, Inc.YOU

EBC

$385.3M$5B8.2%

Financial Services sector cash reserves · Source: FMP /balance-sheet-statement + /profile · Sorted by Cash desccompanies with most cash on hand →

About cash on hand & methodology

Eastern Bankshares, Inc. (EBC) cash on hand as of December 31, 2025 is $385.3M, comprising $316.9M in cash and cash equivalents (CCE) plus $68.4M in short-term investments — reported as Eastern Bankshares, Inc. cash and short-term investments on the balance sheet (10-K filing). Also referred to as Eastern Bankshares, Inc. cash reserves or cash position.

Eastern Bankshares, Inc. annual cash on hand history shows decreased -92.3% in 2025: decreased -92.3% in 2025. Eastern Bankshares, Inc. cash reserves in 2025 reflect the company's capital allocation strategy.

Eastern Bankshares, Inc. carries total debt of $199.6M against cash of $385.3M, resulting in a net cash position of +$185.6M. For the full balance sheet, see the Financials → Balance Sheet tab.

Figures tie to SEC 10-K/10-Q balance sheet disclosures and FMP /balance-sheet-statement where noted.

Financial statements Free cash flow Net income Revenue Market cap P/E ratio Earnings Price history

Frequently asked questions

EBC cash on hand · 5 questions

As of December 31, 2025, Eastern Bankshares, Inc. (EBC) has $385,255,000 in cash on hand — defined as cash and short-term investments on the balance sheet. This includes $316,869,000 in cash and cash equivalents (CCE) plus $68,386,000 in short-term investments. Latest quarter (March 31, 2026): $428,504,000. Data sourced from the annual 10-K filing via FMP.

EBC cash on handEBC cash reservesEBC cash 2025how much cash does EBC have

▸ Source: FMP /balance-sheet-statement · US GAAP · Eastern Bankshares, Inc. · Eastern Bankshares, Inc. SEC 10-K & 10-Q filings · US GAAP · Last updated: December 31, 2025