Elevate Credit, Inc.
ELVTNYSEFinancial Services
$1.87
+$0.01(+0.54%)
Market Cap$58832631
P/E Ratio—
52W High$3.27
52W Low$0.6681
Elevate Credit, Inc. (ELVT) Earnings: Dates, EPS & Revenue History
Quarterly EPS vs. estimates, revenue surprises, next earnings date, and analyst consensus.
ELVT · earnings · updated Jun 9, 2026
Latest Earnings
Q4 FY2022Report Date: Nov 9, 2022EPS Actual
-$0.48
Est. -$0.30 · -60.0%
Revenue
$0.13B
Fiscal Period
Q4 FY2022
FY ends December
Report Date
Nov 9, 2022
After Market Close
▼ Miss EPS
ELVT reports quarterly as a NYSE-listed Financial - Credit Services company. Fiscal year ends in December. Data: FMP · Updated hourly.
Next Earnings Date
Days Away
84
days
Expected Date
Sep 1, 2026
Fiscal Period
Q3 FY2026
Release Time
◌ Time TBD (Unconfirmed)EPS Est.
$3.83
Days Away84
Expected DateSep 1, 2026
Fiscal PeriodQ3 FY2026
Release TimeTime TBD (Unconfirmed)
EPS Est.$3.83
EPS & Revenue vs. Estimates
Actual (Beat)
Actual (Miss)
Estimated
Earnings History
| Period | Report Date | EPS Est. | EPS Actual | EPS Surpr. | Revenue | Rev. Est. | Rev. Surpr. |
|---|---|---|---|---|---|---|---|
| ▼ Q4 FY2022 | Nov 9, 2022 | -$0.30 | -$0.48 | -60.0% | $0.13B | — | — |
| ▲ Q3 FY2022 | Aug 9, 2022 | -$0.42 | -$0.21 | +50.0% | $0.12B | — | — |
| ▼ Q2 FY2022 | May 4, 2022 | -$0.34 | -$0.44 | -29.4% | $0.24B | $0.09B | +168.2% |
| ▼ Q1 FY2022 | Feb 15, 2022 | -$0.37 | -$0.99 | -167.6% | $0.13B | $0.13B | +3.3% |
| ▼ Q4 FY2021 | Nov 2, 2021 | -$0.19 | -$0.33 | -73.7% | $0.11B | $0.10B | +13.4% |
| ▲ Q3 FY2021 | Aug 3, 2021 | -$0.10 | -$0.09 | +10.0% | $0.08B | $0.09B | -5.5% |
| ▲ Q2 FY2021 | May 3, 2021 | $0.12 | $0.34 | +183.3% | $0.09B | $0.07B | +20.0% |
| ▼ Q1 FY2021 | Feb 8, 2021 | $0.20 | -$0.10 | -150.0% | $0.09B | $0.20B | -55.6% |
Q4 FY2022
Nov 9, 2022Miss
EPS Actual
-$0.48
EPS Est.
-$0.30
EPS Surpr.
-60.0%
Revenue
$0.13B
Q3 FY2022
Aug 9, 2022Beat
EPS Actual
-$0.21
EPS Est.
-$0.42
EPS Surpr.
+50.0%
Revenue
$0.12B
Q2 FY2022
May 4, 2022Miss
EPS Actual
-$0.44
EPS Est.
-$0.34
EPS Surpr.
-29.4%
Revenue
$0.24B
Q1 FY2022
Feb 15, 2022Miss
EPS Actual
-$0.99
EPS Est.
-$0.37
EPS Surpr.
-167.6%
Revenue
$0.13B
Q4 FY2021
Nov 2, 2021Miss
EPS Actual
-$0.33
EPS Est.
-$0.19
EPS Surpr.
-73.7%
Revenue
$0.11B
Q3 FY2021
Aug 3, 2021Beat
EPS Actual
-$0.09
EPS Est.
-$0.10
EPS Surpr.
+10.0%
Revenue
$0.08B
Q2 FY2021
May 3, 2021Beat
EPS Actual
$0.34
EPS Est.
$0.12
EPS Surpr.
+183.3%
Revenue
$0.09B
Q1 FY2021
Feb 8, 2021Miss
EPS Actual
-$0.10
EPS Est.
$0.20
EPS Surpr.
-150.0%
Revenue
$0.09B
No analyst estimates available for ELVT.
Earnings Price Reaction
Closing price one trading day before vs. one trading day after each earnings release.
| Period | Report Date | EPS Beat/Miss | Price Before | Price After | 1D Reaction |
|---|---|---|---|---|---|
| ▼ Q4 FY2022 | Nov 9, 2022 | -60.0% | $1.00 | $0.96 | -4.00% |
| ▲ Q3 FY2022 | Aug 9, 2022 | +50.0% | $2.35 | $2.30 | -2.13% |
| ▼ Q2 FY2022 | May 4, 2022 | -29.4% | $3.01 | $3.08 | +2.33% |
| ▼ Q1 FY2022 | Feb 15, 2022 | -167.6% | $3.81 | $3.91 | +2.62% |
| ▼ Q4 FY2021 | Nov 2, 2021 | -73.7% | $3.56 | $3.51 | -1.40% |
| ▲ Q3 FY2021 | Aug 3, 2021 | +10.0% | $3.75 | $4.04 | +7.73% |
| ▲ Q2 FY2021 | May 3, 2021 | +183.3% | $3.36 | $3.24 | -3.57% |
| ▼ Q1 FY2021 | Feb 8, 2021 | -150.0% | $4.39 | $4.75 | +8.20% |
Q4 FY2022-4.00%
Report Date
Nov 9, 2022
EPS Beat/Miss
-60.0%
Price Before
$1.00
Price After
$0.96
Q3 FY2022-2.13%
Report Date
Aug 9, 2022
EPS Beat/Miss
+50.0%
Price Before
$2.35
Price After
$2.30
Q2 FY2022+2.33%
Report Date
May 4, 2022
EPS Beat/Miss
-29.4%
Price Before
$3.01
Price After
$3.08
Q1 FY2022+2.62%
Report Date
Feb 15, 2022
EPS Beat/Miss
-167.6%
Price Before
$3.81
Price After
$3.91
Q4 FY2021-1.40%
Report Date
Nov 2, 2021
EPS Beat/Miss
-73.7%
Price Before
$3.56
Price After
$3.51
Q3 FY2021+7.73%
Report Date
Aug 3, 2021
EPS Beat/Miss
+10.0%
Price Before
$3.75
Price After
$4.04
Q2 FY2021-3.57%
Report Date
May 3, 2021
EPS Beat/Miss
+183.3%
Price Before
$3.36
Price After
$3.24
Q1 FY2021+8.20%
Report Date
Feb 8, 2021
EPS Beat/Miss
-150.0%
Price Before
$4.39
Price After
$4.75
Avg Beat Reaction+0.68%
Avg Miss Reaction+1.55%
Beat Rate3 / 8 quarters
Largest Move+8.20% (Q1 FY2021)
Data: FMP /historical-price-eod/full · field: close
About Earnings & Data Methodology
Data source: Financial Modeling Prep (FMP) | Updated: Hourly | Surprise%: (Actual − Estimate) / |Estimate| × 100 | Fiscal year: ELVT ends December
Elevate Credit, Inc. (ELVT) most recently reported earnings on November 9, 2022 for Q4 FY2022, posting EPS of $-0.48 — missing the analyst consensus of $-0.30 by -60.0%. The next ELVT earnings date is expected around September 1, 2026.
Each quarter, investors track ELVT earnings for signals on forward guidance and business momentum. For longer-term revenue trends, see the Revenue tab. ELVT revenue tab →
Earnings Glossary
EPS (Earnings Per Share)
Net income ÷ diluted shares outstanding. The primary metric analysts use to gauge quarterly profitability.
Earnings Surprise %
(Actual − Estimate) / |Estimate| × 100. Positive = Beat. Negative = Miss.
Beat / Miss / In-Line
Beat = Actual ≥ Estimate. Miss = Actual < Estimate. In-Line = within ±1%.
BMO / AMC
Before Market Open / After Market Close. Two windows when companies typically release results.
Fiscal Quarter
ELVT's fiscal year ends in December. Fiscal quarters may not align with calendar quarters.
Analyst Consensus
Average EPS/Revenue forecast across all covering analysts. More analysts = more reliable estimate.
Figures tie to FMP earnings calendar, estimates, and SEC 10-Q/10-K filings where noted.
Frequently asked questions
ELVT earnings · 5 questionsElevate Credit, Inc.'s next earnings report is expected around September 1, 2026. ELVT typically reports quarterly — approximately every three months. The exact date is confirmed by the company 2–4 weeks before the release. Time is currently TBD; ELVT historically reports after market close (AMC).
ELVT earnings datewhen is ELVT earningsELVT next earnings datewhen does ELVT report earningsELVT earnings calendar
▸ Source: FMP · Elevate Credit, Inc. SEC filings · US GAAP · Elevate Credit, Inc. SEC 10-K & 10-Q filings · US GAAP · Updated: Jun 9, 2026