Companies: 10,795·Total market cap: $144.5T
First Commonwealth Financial Corporation

First Commonwealth Financial Corporation

FCFNYSEFinancial Services● Active
$19.18
+$0.07(+0.37%)
Market Cap$2.0B
P/E Ratio—
52W High$19.37
52W Low$15
Overview

First Commonwealth Financial Corporation (FCF) Cash on Hand — Cash & Short-Term Investments

Cash & cash equivalents plus short-term investments from the balance sheet, YoY change, and net cash vs debt context.

FCF · cash on hand · updated Dec 31, 2025

Core cash position

Cash & Short-Term Investments (CCE + ST Investments)
$103.3M▼ -91.9% vs prior year
FY · as of Dec 31, 2025 · Reported in USD
Cash & Cash Equiv. (CCE)
$103.3M
cashAndCashEquivalents
Short-Term Investments
$0
shortTermInvestments
YoY Change vs Prior Year
-91.9%
vs prior fiscal year
Latest Quarter
$118.1M
Q1 2026
Data Scope & Methodology

Cash on Hand = Cash & Cash Equivalents (CCE) + Short-Term Investments, as reported on the balance sheet (10-K/10-Q). Also referred to as cash reserves or cash position. Not free cash flow.

Source: FMP /balance-sheet-statement · SEC 10-K / 10-Q · Reported in USD

Source: FMP /balance-sheet-statement · SEC 10-K / 10-Q · USDUpdated: December 31, 2025

Net cash vs debt

Cash & ST Investments$103.3MCash on Hand
Total Debt$452.3MTotal Debt
Net Cash / Net Debt−$349.1MNet Debt Position
Cash vs Debt Ratio
Cash 19%Debt 81%

First Commonwealth Financial Corporation carries a net debt position of $349.1M. Total debt ($452.3M) exceeds cash on hand ($103.3M). First Commonwealth Financial Corporation cash vs debt ratio: 19% cash / 81% debt.

Net Cash = Cash & ST Investments − Total Debt$103.3M − $452.3M = −$349.1M

Cash on hand history

YoY Increase
YoY Decrease
Latest Year
FCF annual cash on hand history · Cash & Short-Term Investments · Source: FMP /balance-sheet-statement

Annual cash on hand by year

DateCash & ST InvestmentsYoY Change
Dec 31, 2025Latest$103.3M-91.9%
Dec 31, 2024$1.28B+9.7%
Dec 31, 2023$1.17B+27.4%
Dec 31, 2022$916.9M-36.2%
Dec 31, 2021$1.44B+21.0%
FCF cash on hand annual historical data · Cash & Short-Term Investments per balance sheet (10-K/10-Q) · Reported in USD · Source: FMP /balance-sheet-statement

Financial Services Sector Cash Reserves Comparison

#CompanyCash & ST Inv.Cash/MCap
#1
JPMorgan Chase & Co.
JPMorgan Chase & Co.
JPM
$1.48T175.6%#2
Berkshire Hathaway Inc.
Berkshire Hathaway Inc.
BRK-A
$373.31B35.4%#3
Visa Inc.
Visa Inc.
V
$21.99B3.6%#4
Mastercard Incorporated
Mastercard Incorporated
MA
$10.90B2.5%
#5
First Commonwealth Financial Corporation
First Commonwealth Financial CorporationYOU
FCF
$103.3M5.3%
Financial Services sector cash reserves · Source: FMP /balance-sheet-statement + /profile · Sorted by Cash desccompanies with most cash on hand →

About cash on hand & methodology

First Commonwealth Financial Corporation (FCF) cash on hand as of December 31, 2025 is $103.3M, comprising $103.3M in cash and cash equivalents (CCE) plus $0 in short-term investments — reported as First Commonwealth Financial Corporation cash and short-term investments on the balance sheet (10-K filing). Also referred to as First Commonwealth Financial Corporation cash reserves or cash position.

First Commonwealth Financial Corporation annual cash on hand history shows decreased -91.9% in 2025: decreased -91.9% in 2025. First Commonwealth Financial Corporation cash reserves in 2025 reflect the company's capital allocation strategy.

First Commonwealth Financial Corporation carries total debt of $452.3M against cash of $103.3M, resulting in a net debt position of -$349.1M. For the full balance sheet, see the Financials → Balance Sheet tab.

Figures tie to SEC 10-K/10-Q balance sheet disclosures and FMP /balance-sheet-statement where noted.
Financial statementsFree cash flowNet incomeRevenueMarket capP/E ratioEarningsPrice history

Frequently asked questions

FCF cash on hand · 5 questions

As of December 31, 2025, First Commonwealth Financial Corporation (FCF) has $103,280,000 in cash on hand — defined as cash and short-term investments on the balance sheet. This includes $103,280,000 in cash and cash equivalents (CCE) plus $0 in short-term investments. Latest quarter (March 31, 2026): $118,134,000. Data sourced from the annual 10-K filing via FMP.

FCF cash on handFCF cash reservesFCF cash 2025how much cash does FCF have

▸ Source: FMP /balance-sheet-statement · US GAAP · First Commonwealth Financial Corporation · First Commonwealth Financial Corporation SEC 10-K & 10-Q filings · US GAAP · Last updated: December 31, 2025