First National Financial Corporation
FNLIFOTCFinancial Services
$34.22
+$0.00(+0.00%)
Market Cap$2.1B
P/E Ratio—
52W High$35.53
52W Low$25
First National Financial Corporation (FNLIF) Earnings: Dates, EPS & Revenue History
Quarterly EPS vs. estimates, revenue surprises, next earnings date, and analyst consensus.
FNLIF · earnings · updated Jun 9, 2026
Latest Earnings
Q3 FY2025Report Date: Jul 29, 2025EPS Actual
$0.78
Est. $0.65 · +18.5%
Revenue
$0.43B
Est. $0.17B · +147.5%
Fiscal Period
Q3 FY2025
FY ends December
Report Date
Jul 29, 2025
After Market Close
▲ Beat EPS▲ Beat Revenue✓ 1-Quarter EPS Beat Streak
FNLIF reports quarterly as a OTC-listed Financial - Mortgages company. Fiscal year ends in December. Data: FMP · Updated hourly.
Next Earnings Date
Days Away
84
days
Expected Date
Sep 1, 2026
Fiscal Period
Q3 FY2026
Release Time
◌ Time TBD (Unconfirmed)EPS Est.
—
Rev. $6.21B
Days Away84
Expected DateSep 1, 2026
Fiscal PeriodQ3 FY2026
Release TimeTime TBD (Unconfirmed)
EPS Est.—
Rev. Est.$6.21B
EPS & Revenue vs. Estimates
Actual (Beat)
Actual (Miss)
Estimated
Earnings History
| Period | Report Date | EPS Est. | EPS Actual | EPS Surpr. | Revenue | Rev. Est. | Rev. Surpr. |
|---|---|---|---|---|---|---|---|
| ◌ Q2 FY2026 | Apr 27, 2026 | — | — | — | — | — | — |
| ◌ Q4 FY2025 | Oct 28, 2025 | — | — | — | — | — | — |
| ▲ Q3 FY2025 | Jul 29, 2025 | $0.65 | $0.78 | +18.5% | $0.43B | $0.17B | +147.5% |
| ▼ Q2 FY2025 | Apr 28, 2025 | $0.55 | $0.29 | -48.1% | $0.09B | $0.15B | -37.5% |
| — Q4 FY2024 | Dec 31, 2024 | — | $0.73 | — | $0.12B | — | — |
| ▼ Q4 FY2024 | Oct 29, 2024 | $0.70 | $0.45 | -36.5% | $0.39B | $0.16B | +143.8% |
| ▼ Q3 FY2024 | Jul 30, 2024 | $0.67 | $0.66 | -1.9% | $0.41B | $0.23B | +79.4% |
| ▲ Q2 FY2024 | Apr 30, 2024 | $0.61 | $0.61 | +1.2% | $0.09B | $0.15B | -44.6% |
Q2 FY2026
Apr 27, 2026
EPS Actual
—
EPS Est.
—
EPS Surpr.
—
Revenue
—
Q4 FY2025
Oct 28, 2025
EPS Actual
—
EPS Est.
—
EPS Surpr.
—
Revenue
—
Q3 FY2025
Jul 29, 2025Beat
EPS Actual
$0.78
EPS Est.
$0.65
EPS Surpr.
+18.5%
Revenue
$0.43B
Q2 FY2025
Apr 28, 2025Miss
EPS Actual
$0.29
EPS Est.
$0.55
EPS Surpr.
-48.1%
Revenue
$0.09B
Q4 FY2024
Dec 31, 2024
EPS Actual
$0.73
EPS Est.
—
EPS Surpr.
—
Revenue
$0.12B
Q4 FY2024
Oct 29, 2024Miss
EPS Actual
$0.45
EPS Est.
$0.70
EPS Surpr.
-36.5%
Revenue
$0.39B
Q3 FY2024
Jul 30, 2024Miss
EPS Actual
$0.66
EPS Est.
$0.67
EPS Surpr.
-1.9%
Revenue
$0.41B
Q2 FY2024
Apr 30, 2024Beat
EPS Actual
$0.61
EPS Est.
$0.61
EPS Surpr.
+1.2%
Revenue
$0.09B
Analyst Estimates
Limited analyst coverage (fewer than 3 analysts). Estimates may not reflect market consensus.
EPS Estimates
| Period | Low | Consensus | High | # Analysts |
|---|---|---|---|---|
| Q4 FY2027 | $1.02 | $1.02 | $1.02 | 1 |
| Q3 FY2027 | $0.94 | $0.94 | $0.94 | 1 |
| Q2 FY2027 | $1.19 | $1.19 | $1.19 | 1 |
| Q1 FY2027 | $0.80 | $0.80 | $0.80 | 1 |
| Q4 FY2026 | $0.94 | $0.94 | $0.94 | 1 |
| Q3 FY2026 | $0.85 | $0.85 | $0.85 | 1 |
Revenue Estimates
| Period | Low | Consensus | High | # Analysts |
|---|---|---|---|---|
| Q4 FY2027 | $0.3B | $0.3B | $0.3B | 1 |
| Q3 FY2027 | $0.3B | $0.3B | $0.3B | 1 |
| Q2 FY2027 | $0.3B | $0.3B | $0.3B | 1 |
| Q1 FY2027 | $0.2B | $0.2B | $0.2B | 1 |
| Q4 FY2026 | $0.3B | $0.3B | $0.3B | 1 |
| Q3 FY2026 | $0.3B | $0.3B | $0.3B | 1 |
Earnings Price Reaction
Closing price one trading day before vs. one trading day after each earnings release.
| Period | Report Date | EPS Beat/Miss | Price Before | Price After | 1D Reaction |
|---|---|---|---|---|---|
| ▲ Q3 FY2025 | Jul 29, 2025 | +18.5% | $35.03 | $34.99 | -0.11% |
| ▼ Q2 FY2025 | Apr 28, 2025 | -48.1% | $28.72 | $28.72 | +0.00% |
| — Q4 FY2024 | Dec 31, 2024 | — | $28.02 | $28.02 | +0.00% |
| ▼ Q4 FY2024 | Oct 29, 2024 | -36.5% | $28.80 | $28.80 | +0.00% |
| ▼ Q3 FY2024 | Jul 30, 2024 | -1.9% | $27.44 | $27.79 | +1.28% |
| ▲ Q2 FY2024 | Apr 30, 2024 | +1.2% | $27.50 | $27.50 | +0.00% |
| — Q1 FY2024 | Feb 26, 2024 | — | $29.15 | $29.15 | +0.00% |
| ▲ Q4 FY2023 | Nov 1, 2023 | +53.7% | $24.95 | $24.95 | +0.00% |
Q3 FY2025-0.11%
Report Date
Jul 29, 2025
EPS Beat/Miss
+18.5%
Price Before
$35.03
Price After
$34.99
Q2 FY2025+0.00%
Report Date
Apr 28, 2025
EPS Beat/Miss
-48.1%
Price Before
$28.72
Price After
$28.72
Q4 FY2024+0.00%
Report Date
Dec 31, 2024
EPS Beat/Miss
—
Price Before
$28.02
Price After
$28.02
Q4 FY2024+0.00%
Report Date
Oct 29, 2024
EPS Beat/Miss
-36.5%
Price Before
$28.80
Price After
$28.80
Q3 FY2024+1.28%
Report Date
Jul 30, 2024
EPS Beat/Miss
-1.9%
Price Before
$27.44
Price After
$27.79
Q2 FY2024+0.00%
Report Date
Apr 30, 2024
EPS Beat/Miss
+1.2%
Price Before
$27.50
Price After
$27.50
Q1 FY2024+0.00%
Report Date
Feb 26, 2024
EPS Beat/Miss
—
Price Before
$29.15
Price After
$29.15
Q4 FY2023+0.00%
Report Date
Nov 1, 2023
EPS Beat/Miss
+53.7%
Price Before
$24.95
Price After
$24.95
Avg Beat Reaction-0.04%
Avg Miss Reaction+0.43%
Beat Rate3 / 8 quarters
Largest Move+1.28% (Q3 FY2024)
Data: FMP /historical-price-eod/full · field: close
About Earnings & Data Methodology
Data source: Financial Modeling Prep (FMP) | Updated: Hourly | Surprise%: (Actual − Estimate) / |Estimate| × 100 | Fiscal year: FNLIF ends December
First National Financial Corporation (FNLIF) most recently reported earnings on July 29, 2025 for Q3 FY2025, posting EPS of $0.78 — beating the analyst consensus of $0.65 by +18.5%. The next FNLIF earnings date is expected around September 1, 2026.
Each quarter, investors track FNLIF earnings for signals on forward guidance and business momentum. For longer-term revenue trends, see the Revenue tab. FNLIF revenue tab →
Earnings Glossary
EPS (Earnings Per Share)
Net income ÷ diluted shares outstanding. The primary metric analysts use to gauge quarterly profitability.
Earnings Surprise %
(Actual − Estimate) / |Estimate| × 100. Positive = Beat. Negative = Miss.
Beat / Miss / In-Line
Beat = Actual ≥ Estimate. Miss = Actual < Estimate. In-Line = within ±1%.
BMO / AMC
Before Market Open / After Market Close. Two windows when companies typically release results.
Fiscal Quarter
FNLIF's fiscal year ends in December. Fiscal quarters may not align with calendar quarters.
Analyst Consensus
Average EPS/Revenue forecast across all covering analysts. More analysts = more reliable estimate.
Figures tie to FMP earnings calendar, estimates, and SEC 10-Q/10-K filings where noted.
Frequently asked questions
FNLIF earnings · 5 questionsFirst National Financial Corporation's next earnings report is expected around September 1, 2026. FNLIF typically reports quarterly — approximately every three months. The exact date is confirmed by the company 2–4 weeks before the release. Time is currently TBD; FNLIF historically reports after market close (AMC).
FNLIF earnings datewhen is FNLIF earningsFNLIF next earnings datewhen does FNLIF report earningsFNLIF earnings calendar
▸ Source: FMP · First National Financial Corporation SEC filings · US GAAP · First National Financial Corporation SEC 10-K & 10-Q filings · US GAAP · Updated: Jun 9, 2026