Harford Bank
HFBKOTCFinancial Services● Active
$40.35
+$0.11(+0.27%)
Market Cap$49867355
P/E Ratio—
52W High$43.27
52W Low$33.35
Harford Bank (HFBK) · Income Statement
Annual, quarterly, or TTM views · SEC 10-K & 10-Q via FMP · adjust period and M/B/T below.
FMP · HFBK · as of 2026-06-09
Financial statements
Revenue · Gross Profit · Net Income
| Breakdown | 2025-12 | 2024-12 | 2023-12 | 2022-12 | 2021-12 |
|---|---|---|---|---|---|
| Revenue | |||||
| Revenue | $38.08M | $36.23M | $28.97M | $21.87M | $20.93M |
| Cost of Revenue | $12.33M | $11.52M | $6.55M | $0.62M | $1.55M |
| Gross Profit | $25.75M | $24.71M | $22.43M | $21.24M | $19.39M |
| Gross Margin %(computed) | 67.63% | 68.21% | 77.41% | 97.15% | 92.60% |
| Operating Expenses | |||||
| R&D Expenses | $0.00M | $0.00M | $0.00M | $0.00M | $0.00M |
| G&A Expenses | $11.91M | $10.57M | $10.07M | $9.65M | $7.58M |
| Total Operating Expenses | $16.62M | $15.62M | $13.78M | $14.48M | $12.19M |
| Operating Income | $9.13M | $9.09M | $8.65M | $6.76M | $7.20M |
| Operating Margin %(computed) | 23.98% | 25.09% | 29.84% | 30.92% | 34.39% |
| Interest Income | $35.97M | $34.24M | $27.15M | $20.43M | $19.14M |
| Interest Expense | $11.24M | $11.43M | $5.71M | $1.08M | $1.55M |
| Income Before Tax | $9.13M | $9.09M | $8.65M | $6.76M | $7.20M |
| Income Tax Expense | $2.06M | $2.13M | $2.19M | $1.64M | $1.86M |
| Net Income | $7.07M | $6.96M | $6.46M | $5.13M | $5.34M |
| Net Margin %(computed) | 18.57% | 19.22% | 22.29% | 23.44% | 25.51% |
| Per Share & EBITDA | |||||
| EPS (Basic) | $4.71 | $4.68 | $4.38 | $3.51 | $3.71 |
| Wtd Avg Shares | 1.50M | 1.49M | 1.48M | 1.46M | 1.44M |
| EBITDA | $9.13M | $9.55M | $9.19M | $7.31M | $7.71M |
| EBITDA Margin %(computed) | 23.98% | 26.37% | 31.70% | 33.41% | 36.81% |
Data source: Financial Modeling Prep · Last updated: 2026-06-09 · USD · M
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About Harford Bank (HFBK) Income Statement
Harford Bank (HFBK) income statement data is sourced from SEC Form 10-K and 10-Q filings. For fiscal year 2025, HFBK reported revenue of $0.04B, gross profit of $0.03B (gross margin 67.63%), and net income of $0.01B — a net profit margin of 18.57%.
Frequently asked questions
HFBK · 4 questionsHarford Bank (HFBK) reported revenue of $0.04B for 2025, up 5.1% year-over-year.
HFBK revenueHFBK salesannual revenue YoYincome statement
· Source: FMP /stable/income-statement · SEC EDGAR Form 10-K & 10-Q · As of 2026-06-09