Heartland Financial USA, Inc.
HTLFNASDAQFinancial Services
$64.67
$-1.43(-2.16%)
Market Cap$2.8B
P/E Ratio—
52W High$70.27
52W Low$32.035
Heartland Financial USA, Inc. (HTLF) · Cash Flow
Annual, quarterly, or TTM views · SEC 10-K & 10-Q via FMP · adjust period and M/B/T below.
FMP · HTLF · as of 2026-06-10
Financial statements
Operating CF · CapEx · Free Cash Flow
| Breakdown | 2023-12 | 2022-12 | 2021-12 | 2020-12 | 2019-12 |
|---|---|---|---|---|---|
| Operating Activities | |||||
| Net Income | $0.08B | $0.21B | $0.22B | $0.14B | $0.15B |
| Depreciation & Amort. | $0.02B | $0.02B | $0.03B | $0.03B | $0.03B |
| Stock-Based Comp. | $0.01B | $0.01B | $0.01B | $0.01B | $0.01B |
| Change in Working Capital | $0.03B | ($0.02B) | ($0.00B) | ($0.02B) | ($0.01B) |
| Net Cash from Operations | $0.28B | $0.39B | $0.33B | $0.19B | $0.16B |
| Investing Activities | |||||
| Capital Expenditure | ($0.01B) | ($0.01B) | ($0.02B) | ($0.02B) | ($0.02B) |
| Purchases of Investments | ($0.34B) | ($2.23B) | ($4.09B) | ($4.12B) | ($2.58B) |
| Sales of Investments | $1.80B | $1.96B | $2.54B | $1.67B | $2.03B |
| Net Cash from Investing | $0.80B | ($1.81B) | ($1.53B) | ($2.30B) | ($0.57B) |
| Financing Activities | |||||
| Common Stock Repurchased | $0.00B | $0.00B | $0.00B | $0.00B | $0.00B |
| Dividends Paid | ($0.06B) | ($0.05B) | ($0.05B) | ($0.03B) | ($0.02B) |
| Debt Issued / Repaid | $0.25B | $0.24B | ($0.12B) | $0.14B | ($0.11B) |
| Net Cash from Financing | ($1.12B) | $1.35B | $1.30B | $2.07B | $0.52B |
| Free Cash Flow | |||||
| Free Cash Flow | $0.27B | $0.37B | $0.31B | $0.17B | $0.14B |
| FCF Margin %(computed) | 49.39% | 51.30% | 44.83% | 28.31% | 25.16% |
Data source: Financial Modeling Prep · Last updated: 2026-06-10 · USD · B
Explore more Heartland Financial USA, Inc. data
About Heartland Financial USA, Inc. (HTLF) Cash Flow Statement
Heartland Financial USA, Inc. generated operating cash flow of $0.28B and free cash flow of $0.27B for 2023 — a FCF margin of 49.39%. Capital expenditure was ($0.01B).
Frequently asked questions
HTLF · 4 questionsHeartland Financial USA, Inc. generated free cash flow of $0.27B for 2023, down 26.8% year-over-year.
HTLF free cash flowFCF margincash flow yield
· Source: FMP /stable/cash-flow-statement · SEC EDGAR Form 10-K & 10-Q · As of 2026-06-10