Intact Financial Corporation
IFC.TOTSXFinancial Services● Active
$276.61
+$0.69(+0.25%)
Market Cap$48.9B
P/E Ratio—
52W High$317.35
52W Low$242.87
Intact Financial Corporation (IFC.TO) Earnings: Dates, EPS & Revenue History
Quarterly EPS vs. estimates, revenue surprises, next earnings date, and analyst consensus.
IFC.TO · earnings · updated Jun 8, 2026
Latest Earnings
Q2 FY2026Report Date: May 5, 2026EPS Actual
$4.26
Est. $4.09 · +4.2%
Revenue
$5.73B
Est. $6.14B · -6.6%
Fiscal Period
Q2 FY2026
FY ends December
Report Date
May 5, 2026
After Market Close
▲ Beat EPS▼ Miss Revenue🔥 11-Quarter EPS Beat Streak
IFC.TO reports quarterly as a TSX-listed Insurance - Property & Casualty company. Fiscal year ends in December. Data: FMP · Updated hourly.
Next Earnings Date
Days Away
85
days
Expected Date
Sep 1, 2026
Fiscal Period
Q3 FY2026
Release Time
◌ Time TBD (Unconfirmed)EPS Est.
—
Rev. $0.58B
Days Away85
Expected DateSep 1, 2026
Fiscal PeriodQ3 FY2026
Release TimeTime TBD (Unconfirmed)
EPS Est.—
Rev. Est.$0.58B
EPS & Revenue vs. Estimates
Actual (Beat)
Actual (Miss)
Estimated
Earnings History
| Period | Report Date | EPS Est. | EPS Actual | EPS Surpr. | Revenue | Rev. Est. | Rev. Surpr. |
|---|---|---|---|---|---|---|---|
| ◌ Q3 FY2026 | Jul 28, 2026 | $4.34 | — | — | — | $6.04B | — |
| ▲ Q2 FY2026 | May 5, 2026 | $4.09 | $4.26 | +4.2% | $5.73B | $6.14B | -6.6% |
| ▲ Q1 FY2026 | Feb 10, 2026 | $4.66 | $5.46 | +17.2% | $5.98B | $6.17B | -3.1% |
| ▲ Q4 FY2025 | Nov 3, 2025 | $4.35 | $4.49 | +3.2% | $6.70B | $6.45B | +3.8% |
| ▲ Q3 FY2025 | Jul 28, 2025 | $4.09 | $5.29 | +29.3% | $7.39B | $6.98B | +5.8% |
| ▲ Q2 FY2025 | May 5, 2025 | $3.43 | $3.88 | +13.1% | $0.21B | $5.39B | -96.1% |
| ▲ Q1 FY2025 | Feb 11, 2025 | $4.13 | $4.86 | +17.7% | $6.18B | $5.72B | +8.0% |
| ▲ Q4 FY2024 | Nov 5, 2024 | $0.44 | $1.01 | +129.6% | $6.58B | $6.37B | +3.2% |
Q3 FY2026
Jul 28, 2026
EPS Actual
—
EPS Est.
$4.34
EPS Surpr.
—
Revenue
—
Q2 FY2026
May 5, 2026Beat
EPS Actual
$4.26
EPS Est.
$4.09
EPS Surpr.
+4.2%
Revenue
$5.73B
Q1 FY2026
Feb 10, 2026Beat
EPS Actual
$5.46
EPS Est.
$4.66
EPS Surpr.
+17.2%
Revenue
$5.98B
Q4 FY2025
Nov 3, 2025Beat
EPS Actual
$4.49
EPS Est.
$4.35
EPS Surpr.
+3.2%
Revenue
$6.70B
Q3 FY2025
Jul 28, 2025Beat
EPS Actual
$5.29
EPS Est.
$4.09
EPS Surpr.
+29.3%
Revenue
$7.39B
Q2 FY2025
May 5, 2025Beat
EPS Actual
$3.88
EPS Est.
$3.43
EPS Surpr.
+13.1%
Revenue
$0.21B
Q1 FY2025
Feb 11, 2025Beat
EPS Actual
$4.86
EPS Est.
$4.13
EPS Surpr.
+17.7%
Revenue
$6.18B
Q4 FY2024
Nov 5, 2024Beat
EPS Actual
$1.01
EPS Est.
$0.44
EPS Surpr.
+129.6%
Revenue
$6.58B
Analyst Estimates
EPS Estimates
| Period | Low | Consensus | High | # Analysts |
|---|---|---|---|---|
| Q4 FY2027 | $5.26 | $5.39 | $5.54 | 4 |
| Q3 FY2027 | $4.51 | $4.62 | $4.75 | 8 |
| Q2 FY2027 | $4.75 | $4.87 | $5.00 | 5 |
| Q1 FY2027 | $4.19 | $4.29 | $4.41 | 4 |
| Q4 FY2026 | $4.86 | $4.98 | $5.11 | 4 |
| Q3 FY2026 | $3.57 | $4.33 | $4.66 | 11 |
Revenue Estimates
| Period | Low | Consensus | High | # Analysts |
|---|---|---|---|---|
| Q4 FY2027 | $6.5B | $6.7B | $6.8B | 1 |
| Q3 FY2027 | $6.3B | $6.5B | $6.6B | 2 |
| Q2 FY2027 | $6.1B | $6.2B | $6.4B | 2 |
| Q1 FY2027 | $6.0B | $6.1B | $6.2B | 1 |
| Q4 FY2026 | $6.1B | $6.3B | $6.4B | 2 |
| Q3 FY2026 | $6.0B | $6.1B | $6.3B | 3 |
Earnings Price Reaction
Closing price one trading day before vs. one trading day after each earnings release.
| Period | Report Date | EPS Beat/Miss | Price Before | Price After | 1D Reaction |
|---|---|---|---|---|---|
| ▲ Q2 FY2026 | May 5, 2026 | +4.2% | $258.08 | $259.10 | +0.40% |
| ▲ Q1 FY2026 | Feb 10, 2026 | +17.2% | $264.00 | $263.55 | -0.17% |
| ▲ Q4 FY2025 | Nov 3, 2025 | +3.2% | $261.63 | $263.40 | +0.68% |
| ▲ Q3 FY2025 | Jul 28, 2025 | +29.3% | $305.15 | $302.12 | -0.99% |
| ▲ Q2 FY2025 | May 5, 2025 | +13.1% | $305.47 | $306.82 | +0.44% |
| ▲ Q1 FY2025 | Feb 11, 2025 | +17.7% | $275.88 | $276.23 | +0.13% |
| ▲ Q4 FY2024 | Nov 5, 2024 | +129.6% | $269.61 | $271.81 | +0.82% |
| ▲ Q3 FY2024 | Jul 30, 2024 | +38.1% | $242.23 | $244.68 | +1.01% |
Q2 FY2026+0.40%
Report Date
May 5, 2026
EPS Beat/Miss
+4.2%
Price Before
$258.08
Price After
$259.10
Q1 FY2026-0.17%
Report Date
Feb 10, 2026
EPS Beat/Miss
+17.2%
Price Before
$264.00
Price After
$263.55
Q4 FY2025+0.68%
Report Date
Nov 3, 2025
EPS Beat/Miss
+3.2%
Price Before
$261.63
Price After
$263.40
Q3 FY2025-0.99%
Report Date
Jul 28, 2025
EPS Beat/Miss
+29.3%
Price Before
$305.15
Price After
$302.12
Q2 FY2025+0.44%
Report Date
May 5, 2025
EPS Beat/Miss
+13.1%
Price Before
$305.47
Price After
$306.82
Q1 FY2025+0.13%
Report Date
Feb 11, 2025
EPS Beat/Miss
+17.7%
Price Before
$275.88
Price After
$276.23
Q4 FY2024+0.82%
Report Date
Nov 5, 2024
EPS Beat/Miss
+129.6%
Price Before
$269.61
Price After
$271.81
Q3 FY2024+1.01%
Report Date
Jul 30, 2024
EPS Beat/Miss
+38.1%
Price Before
$242.23
Price After
$244.68
Avg Beat Reaction+0.29%
Beat Rate8 / 8 quarters
Largest Move+1.01% (Q3 FY2024)
Data: FMP /historical-price-eod/full · field: close
About Earnings & Data Methodology
Data source: Financial Modeling Prep (FMP) | Updated: Hourly | Surprise%: (Actual − Estimate) / |Estimate| × 100 | Fiscal year: IFC.TO ends December
Intact Financial Corporation (IFC.TO) most recently reported earnings on May 5, 2026 for Q2 FY2026, posting EPS of $4.26 — beating the analyst consensus of $4.09 by +4.2%. IFC.TO has beaten EPS estimates for 11 consecutive quarters. The next IFC.TO earnings date is expected around September 1, 2026.
Each quarter, investors track IFC.TO earnings for signals on forward guidance and business momentum. For longer-term revenue trends, see the Revenue tab. IFC.TO revenue tab →
Earnings Glossary
EPS (Earnings Per Share)
Net income ÷ diluted shares outstanding. The primary metric analysts use to gauge quarterly profitability.
Earnings Surprise %
(Actual − Estimate) / |Estimate| × 100. Positive = Beat. Negative = Miss.
Beat / Miss / In-Line
Beat = Actual ≥ Estimate. Miss = Actual < Estimate. In-Line = within ±1%.
BMO / AMC
Before Market Open / After Market Close. Two windows when companies typically release results.
Fiscal Quarter
IFC.TO's fiscal year ends in December. Fiscal quarters may not align with calendar quarters.
Analyst Consensus
Average EPS/Revenue forecast across all covering analysts. More analysts = more reliable estimate.
Figures tie to FMP earnings calendar, estimates, and SEC 10-Q/10-K filings where noted.
Frequently asked questions
IFC.TO earnings · 5 questionsIntact Financial Corporation's next earnings report is expected around September 1, 2026. IFC.TO typically reports quarterly — approximately every three months. The exact date is confirmed by the company 2–4 weeks before the release. Time is currently TBD; IFC.TO historically reports after market close (AMC).
IFC.TO earnings datewhen is IFC.TO earningsIFC.TO next earnings datewhen does IFC.TO report earningsIFC.TO earnings calendar
▸ Source: FMP · Intact Financial Corporation SEC filings · US GAAP · Intact Financial Corporation SEC 10-K & 10-Q filings · US GAAP · Updated: Jun 8, 2026