Kansas City Life Insurance Company

KCLIOTCFinancial Services● Active

$33.00

+$0.23(+0.70%)

Market Cap$319552662

P/E Ratio—

52W High$36.49

52W Low$28.51

Avg Volume2K

Open$32.05

Beta0.39

Overview

Kansas City Life Insurance Company (KCLI) Free Cash Flow & Analysis

Annual & trailing free cash flow, FCF margin, YoY change, valuation ratios, and peer context.

KCLI · free cash flow · updated Jun 9, 2026

Core FCF metrics

KCLI · FCF · TTM · margin & CAGR

Free cash flow was −$130.8M for FY2025 (fiscal year ending 2025-12-31), down 119.2% year-over-year The FCF margin was -26.9%.

FY2025 Free Cash Flow−$130.8M▼ -119.2% YoY

Trailing 12M (TTM)−$115.6Mtrailing 4 quarters sum

FCF Margin-26.9%−$130.8M ÷ revenue

3-Year CAGRN/AN/A — contains negative FCF

5-Year CAGRN/AN/A — contains negative FCF

FormulaFCF = Operating Cash Flow − Capital ExpendituresTTM = trailing 4 quarters sumCAGR → N/A if either endpoint ≤ 0

Source: FMP /cash-flow-statement · SEC 10-K / 10-Q · USDUpdated: Jun 9, 2026

Annual free cash flow history

FCF ($B, upper) · YoY Growth % (lower)

Positive FCFNegative FCF

Free Cash Flow

YoY Growth %

Annual free cash flow data

KCLI · free cash flow history · annual / quarterly

Fiscal YearOperating CFCapExFree Cash FlowYoY ChangeFCF Margin

FY2025Latest−$130.6M(0M)−$130.8M▼ 119.2%-26.9%

FY2024−$58.4M(1M)−$59.7M▼ 16.0%-12.2%

FY2023−$50.5M(1M)−$51.5M▲ +6.2%-10.4%

FY2022−$54.3M(1M)−$54.9M▼ 16.9%-11.5%

FY2021−$46.3M(1M)−$46.9M▼ 1252.1%-9.5%

FCF = Operating Cash Flow − Capital Expenditures · CapEx shown as (negative) · Source: SEC filings via FMP

FCF valuation metrics

KCLI · P/FCF · FCF yield · FCF per share

Kansas City Life Insurance Company (KCLI) reported negative free cash flow of −$0.13B. FCF-based valuation ratios are not meaningful when FCF is negative.

FCF Yield (TTM)

N/A

Free Cash Flow ÷ Market Cap

per FMP freeCashFlowYieldTTM definition

FCF per Share (TTM)

N/A

TTM FCF ÷ Shares Outstanding

Price / FCF

N/A

Share Price ÷ FCF per Share

EV / FCF (TTM)

N/A

Enterprise Value basis

FCF-based valuation ratios are only meaningful when free cash flow is positive. Negative FCF indicates capital expenditures exceeded operating cash flow.

Source: FMP /key-metrics-ttm · /cash-flow-statement Q · /income-statementFY2025 · 2025-12-31

Cash flow statement summary

KCLI · cash flow statement · operating / investing / financing

For FY2025, Kansas City Life Insurance Company generated −$130.6M in operating cash flow and spent 0M in capital expenditures, yielding −$130.8M in free cash flow.

Operating Activities

−$130.6M

Cash from core business operations

2025-12-31

Investing Activities

+$45.0M

CapEx, acquisitions & investments

2025-12-31

Financing Activities

+$85.9M

Buybacks, dividends & debt

2025-12-31

FCF FormulaOperating CF (−$130.6M) − |CapEx| (0M) = FCF (−$130.8M)

For the complete Operating / Investing / Financing line-item breakdown:

View Full Cash Flow Statement →

Free cash flow vs peers (Financial Services)

KCLI vs peers · FCF

#CompanyFree Cash FlowYoYFCF MarginRelative

Kansas City Life Insurance CompanyYOU

KCLI

−$130.8M-119.2%-26.9%

Loss

Berkshire Hathaway Inc.

BRK-A

$25.04B+115.6%6.7%

25%

Berkshire Hathaway Inc.

Mastercard Incorporated

$16.91B+18.2%51.6%

17%

Financial Services · Sorted by FCF · FMP /cash-flow-statementFull FCF Rankings →

About Free Cash Flow & Methodology

Kansas City Life Insurance Company (KCLI) reported free cash flow of −$130.8M for FY2025 (fiscal year ending 2025-12-31), down 119.2% year-over-year. The FCF margin was -26.9%.

Based on available data, Kansas City Life Insurance Company has maintained positive free cash flow for at least 9 fiscal year(s). FCF peaked at $56.0M in FY2013.

Data sourced from FMP /cash-flow-statement · SEC 10-K / 10-Q · USD.

Q&A and summaries align with SEC 10-K/10-Q cash flow disclosures and FMP /cash-flow-statement where noted.

Revenue Financial statements Net income Earnings Forecast Price history Market cap Cash on hand P/E ratio

Frequently asked questions

KCLI free cash flow · 8 questions

Kansas City Life Insurance Company free cash flow was −$130.8M for FY2025, down 119.2% year-over-year. On a trailing twelve-month (TTM) basis, free cash flow stands at −$115.6M.

KCLI free cash flowKCLI FCFKCLI FCF 2025KCLI free cash flow TTM

▸ Source: FMP /cash-flow-statement · US GAAP · Kansas City Life Insurance Company · Kansas City Life Insurance Company SEC 10-K & 10-Q filings · US GAAP · Last updated: Jun 9, 2026