Companies: 10,795·Total market cap: $144.5T
LendingClub Corporation

LendingClub Corporation

LCNYSEFinancial Services● Active
$17.28
+$0.13(+0.73%)
Market Cap$2.0B
P/E Ratio—
52W High$21.67
52W Low$10.115
Overview

LendingClub Corporation (LC) Cash on Hand — Cash & Short-Term Investments

Cash & cash equivalents plus short-term investments from the balance sheet, YoY change, and net cash vs debt context.

LC · cash on hand · updated Dec 31, 2025

Core cash position

Cash & Short-Term Investments (CCE + ST Investments)
$917.7M▼ -79.2% vs prior year
FY · as of Dec 31, 2025 · Reported in USD
Cash & Cash Equiv. (CCE)
$917.7M
cashAndCashEquivalents
Short-Term Investments
$0
shortTermInvestments
YoY Change vs Prior Year
-79.2%
vs prior fiscal year
Latest Quarter
$804.9M
Q1 2026
Data Scope & Methodology

Cash on Hand = Cash & Cash Equivalents (CCE) + Short-Term Investments, as reported on the balance sheet (10-K/10-Q). Also referred to as cash reserves or cash position. Not free cash flow.

Source: FMP /balance-sheet-statement · SEC 10-K / 10-Q · Reported in USD

Source: FMP /balance-sheet-statement · SEC 10-K / 10-Q · USDUpdated: December 31, 2025

Net cash vs debt

Cash & ST Investments$917.7MCash on Hand
Total Debt$15.8MTotal Debt
Net Cash / Net Debt+$901.8MNet Cash Position
Cash vs Debt Ratio
Cash 98%Debt 2%

LendingClub Corporation has a net cash position of $901.8M, holding more cash than debt.

Net Cash = Cash & ST Investments − Total Debt$917.7M − $15.8M = +$901.8M

Cash on hand history

YoY Increase
YoY Decrease
Latest Year
LC annual cash on hand history · Cash & Short-Term Investments · Source: FMP /balance-sheet-statement

Annual cash on hand by year

DateCash & ST InvestmentsYoY Change
Dec 31, 2025Latest$917.7M-79.2%
Dec 31, 2024$4.41B+53.4%
Dec 31, 2023$2.87B+104.8%
Dec 31, 2022$1.40B+47.6%
Dec 31, 2021$950.7M+42.5%
LC cash on hand annual historical data · Cash & Short-Term Investments per balance sheet (10-K/10-Q) · Reported in USD · Source: FMP /balance-sheet-statement

Financial Services Sector Cash Reserves Comparison

#CompanyCash & ST Inv.Cash/MCap
#1
JPMorgan Chase & Co.
JPMorgan Chase & Co.
JPM
$1.48T176.9%#2
Berkshire Hathaway Inc.
Berkshire Hathaway Inc.
BRK-A
$373.31B35.5%#3
Visa Inc.
Visa Inc.
V
$21.99B3.6%#4
Mastercard Incorporated
Mastercard Incorporated
MA
$10.90B2.5%
#5
LendingClub Corporation
LendingClub CorporationYOU
LC
$917.7M46.3%
Financial Services sector cash reserves · Source: FMP /balance-sheet-statement + /profile · Sorted by Cash desccompanies with most cash on hand →

About cash on hand & methodology

LendingClub Corporation (LC) cash on hand as of December 31, 2025 is $917.7M, comprising $917.7M in cash and cash equivalents (CCE) plus $0 in short-term investments — reported as LendingClub Corporation cash and short-term investments on the balance sheet (10-K filing). Also referred to as LendingClub Corporation cash reserves or cash position.

LendingClub Corporation annual cash on hand history shows decreased -79.2% in 2025: decreased -79.2% in 2025. LendingClub Corporation cash reserves in 2025 reflect the company's capital allocation strategy.

LendingClub Corporation carries total debt of $15.8M against cash of $917.7M, resulting in a net cash position of +$901.8M. For the full balance sheet, see the Financials → Balance Sheet tab.

Figures tie to SEC 10-K/10-Q balance sheet disclosures and FMP /balance-sheet-statement where noted.
Financial statementsFree cash flowNet incomeRevenueMarket capP/E ratioEarningsPrice history

Frequently asked questions

LC cash on hand · 5 questions

As of December 31, 2025, LendingClub Corporation (LC) has $917,654,000 in cash on hand — defined as cash and short-term investments on the balance sheet. This includes $917,654,000 in cash and cash equivalents (CCE) plus $0 in short-term investments. Latest quarter (March 31, 2026): $804,922,000. Data sourced from the annual 10-K filing via FMP.

LC cash on handLC cash reservesLC cash 2025how much cash does LC have

▸ Source: FMP /balance-sheet-statement · US GAAP · LendingClub Corporation · LendingClub Corporation SEC 10-K & 10-Q filings · US GAAP · Last updated: December 31, 2025