Lufax Holding Ltd

LUNYSEFinancial Services● Active

$1.38

$-0.07(-4.83%)

Market Cap$578590164

P/E Ratio—

52W High$4.57

52W Low$1.37

Avg Volume1.5M

Open$1.42

Beta0.68

Overview

Lufax Holding Ltd (LU) Free Cash Flow & Analysis

Annual & trailing free cash flow, FCF margin, YoY change, valuation ratios, and peer context.

LU · free cash flow · updated Jun 8, 2026

Core FCF metrics

LU · FCF · TTM · margin & CAGR

Free cash flow was $12.75B for FY2025 (fiscal year ending 2025-12-31), down 14.9% year-over-year The FCF margin was 45.3%. Five-year CAGR stands at +44.7%.

FY2025 Free Cash Flow$12.75B▼ -14.9% YoY

Trailing 12M (TTM)$8.63Btrailing 4 quarters sum

FCF Margin45.3%$12.75B ÷ revenue

3-Year CAGR+38.2%FY2022 → FY2025

5-Year CAGR+44.7%FY2020 → FY2025

FormulaFCF = Operating Cash Flow − Capital ExpendituresTTM = trailing 4 quarters sumCAGR → N/A if either endpoint ≤ 0

Source: FMP /cash-flow-statement · SEC 10-K / 10-Q · USDUpdated: Jun 8, 2026

Annual free cash flow history

FCF ($B, upper) · YoY Growth % (lower)

Positive FCFNegative FCF

Free Cash Flow

YoY Growth %

Annual free cash flow data

LU · free cash flow history · annual / quarterly

Fiscal YearOperating CFCapExFree Cash FlowYoY ChangeFCF Margin

FY2025Latest$12.79B(36M)$12.75B▼ 14.9%45.3%

FY2023$15.03B(48M)$14.98B▲ +245.8%35.9%

FY2022$4.46B(123M)$4.33B▼ 10.4%6.3%

FY2021$4.99B(153M)$4.83B▼ 30.1%7.4%

FY2020$7.12B(206M)$6.91B▲ +244.0%13.6%

FCF = Operating Cash Flow − Capital Expenditures · CapEx shown as (negative) · Source: SEC filings via FMP

FCF valuation metrics

LU · P/FCF · FCF yield · FCF per share

Lufax Holding Ltd (LU) trades at a FCF yield of 324.94% and a price-to-free-cash-flow ratio of 0.1x. FCF per share stands at $19.91, calculated using trailing twelve-month FCF divided by basic weighted-average shares outstanding.

FCF Yield (TTM)

324.94%

Free Cash Flow ÷ Market Cap

per FMP freeCashFlowYieldTTM definition

FCF per Share (TTM)

$19.91

TTM FCF ÷ Shares Outstanding

Price / FCF

x0.1

Share Price ÷ FCF per Share

EV / FCF (TTM)

x3.5

Enterprise Value basis

Source: FMP /key-metrics-ttm · /cash-flow-statement Q · /income-statementFY2025 · 2025-12-31

Cash flow statement summary

LU · cash flow statement · operating / investing / financing

For FY2025, Lufax Holding Ltd generated $12.79B in operating cash flow and spent 36M in capital expenditures, yielding $12.75B in free cash flow.

Operating Activities

+$12.79B

Cash from core business operations

2025-12-31

Investing Activities

−$17.19B

CapEx, acquisitions & investments

2025-12-31

Financing Activities

+$3.74B

Buybacks, dividends & debt

2025-12-31

FCF FormulaOperating CF ($12.79B) − |CapEx| (36M) = FCF ($12.75B)

For the complete Operating / Investing / Financing line-item breakdown:

View Full Cash Flow Statement →

Free cash flow vs peers (Financial Services)

LU vs peers · FCF

#CompanyFree Cash FlowYoYFCF MarginRelative

Lufax Holding LtdYOU

$12.75B-14.9%45.3%

13%

Berkshire Hathaway Inc.

BRK-B

$25.04B+115.6%6.7%

25%

Berkshire Hathaway Inc.

Mastercard Incorporated

$16.91B+18.2%51.6%

17%

Financial Services · Sorted by FCF · FMP /cash-flow-statementFull FCF Rankings →

About Free Cash Flow & Methodology

Lufax Holding Ltd (LU) reported free cash flow of $12.75B for FY2025 (fiscal year ending 2025-12-31), down 14.9% year-over-year. The FCF margin was 45.3%.

Based on available data, Lufax Holding Ltd has maintained positive free cash flow for at least 7 fiscal year(s). FCF peaked at $14.98B in FY2023. The 5-year CAGR stands at +44.7%.

Lufax Holding Ltd's FCF yield is 324.94% and price-to-FCF ratio is 0.1x for FY2025, based on the latest available data.

Data sourced from FMP /cash-flow-statement · SEC 10-K / 10-Q · USD.

Q&A and summaries align with SEC 10-K/10-Q cash flow disclosures and FMP /cash-flow-statement where noted.

Revenue Financial statements Net income Earnings Forecast Price history Market cap Cash on hand P/E ratio

Frequently asked questions

LU free cash flow · 8 questions

Lufax Holding Ltd free cash flow was $12.75B for FY2025, down 14.9% year-over-year. On a trailing twelve-month (TTM) basis, free cash flow stands at $8.63B.

LU free cash flowLU FCFLU FCF 2025LU free cash flow TTM

▸ Source: FMP /cash-flow-statement · US GAAP · Lufax Holding Ltd · Lufax Holding Ltd SEC 10-K & 10-Q filings · US GAAP · Last updated: Jun 8, 2026