Companies: 10,795·Total market cap: $144.5T
Mastercard Incorporated

Mastercard Incorporated

MANYSEFinancial Services● Active
$486.86
$-4.23(-0.86%)
Market Cap$430.2B
P/E Ratio—
52W High$601.77
52W Low$464.52
Overview

Mastercard Incorporated (MA) Cash on Hand — Cash & Short-Term Investments

Cash & cash equivalents plus short-term investments from the balance sheet, YoY change, and net cash vs debt context.

MA · cash on hand · updated Dec 31, 2025

Core cash position

Cash & Short-Term Investments (CCE + ST Investments)
$10.90B▲ +24.2% vs prior year
FY · as of Dec 31, 2025 · Reported in USD
Cash & Cash Equiv. (CCE)
$10.57B
cashAndCashEquivalents
Short-Term Investments
$332.0M
shortTermInvestments
YoY Change vs Prior Year
+24.2%
vs prior fiscal year
Latest Quarter
$8.22B
Q1 2026
Data Scope & Methodology

Cash on Hand = Cash & Cash Equivalents (CCE) + Short-Term Investments, as reported on the balance sheet (10-K/10-Q). Also referred to as cash reserves or cash position. Not free cash flow.

Source: FMP /balance-sheet-statement · SEC 10-K / 10-Q · Reported in USD

Source: FMP /balance-sheet-statement · SEC 10-K / 10-Q · USDUpdated: December 31, 2025

Net cash vs debt

Cash & ST Investments$10.90BCash on Hand
Total Debt$19.00BTotal Debt
Net Cash / Net Debt−$8.10BNet Debt Position
Cash vs Debt Ratio
Cash 36%Debt 64%

Mastercard Incorporated carries a net debt position of $8.10B. Total debt ($19.00B) exceeds cash on hand ($10.90B). Mastercard Incorporated cash vs debt ratio: 36% cash / 64% debt.

Net Cash = Cash & ST Investments − Total Debt$10.90B − $19.00B = −$8.10B

Cash on hand history

YoY Increase
YoY Decrease
Latest Year
MA annual cash on hand history · Cash & Short-Term Investments · Source: FMP /balance-sheet-statement

Annual cash on hand by year

DateCash & ST InvestmentsYoY Change
Dec 31, 2025Latest$10.90B+24.2%
Dec 31, 2024$8.77B-4.4%
Dec 31, 2023$9.18B+23.9%
Dec 31, 2022$7.41B-6.2%
Dec 31, 2021$7.89B-25.5%
MA cash on hand annual historical data · Cash & Short-Term Investments per balance sheet (10-K/10-Q) · Reported in USD · Source: FMP /balance-sheet-statement

Financial Services Sector Cash Reserves Comparison

#CompanyCash & ST Inv.Cash/MCap
#1
JPMorgan Chase & Co.
JPMorgan Chase & Co.
JPM
$1.48T176.4%#2
Bank of America Corporation
Bank of America Corporation
BAC
$963.73B250.9%#3
Berkshire Hathaway Inc.
Berkshire Hathaway Inc.
BRK-B
$373.31B35.5%#4
Visa Inc.
Visa Inc.
V
$21.99B3.6%
#5
Mastercard Incorporated
Mastercard IncorporatedYOU
MA
$10.90B2.5%
Financial Services sector cash reserves · Source: FMP /balance-sheet-statement + /profile · Sorted by Cash desccompanies with most cash on hand →

About cash on hand & methodology

Mastercard Incorporated (MA) cash on hand as of December 31, 2025 is $10.90B, comprising $10.57B in cash and cash equivalents (CCE) plus $332.0M in short-term investments — reported as Mastercard Incorporated cash and short-term investments on the balance sheet (10-K filing). Also referred to as Mastercard Incorporated cash reserves or cash position.

Mastercard Incorporated annual cash on hand history shows increased +24.2% in 2025: increased +24.2% in 2025. Mastercard Incorporated cash reserves in 2025 reflect the company's capital allocation strategy.

Mastercard Incorporated carries total debt of $19.00B against cash of $10.90B, resulting in a net debt position of -$8.10B. For the full balance sheet, see the Financials → Balance Sheet tab.

Figures tie to SEC 10-K/10-Q balance sheet disclosures and FMP /balance-sheet-statement where noted.
Financial statementsFree cash flowNet incomeRevenueMarket capP/E ratioEarningsPrice history

Frequently asked questions

MA cash on hand · 5 questions

As of December 31, 2025, Mastercard Incorporated (MA) has $10.90B in cash on hand — defined as cash and short-term investments on the balance sheet. This includes $10.57B in cash and cash equivalents (CCE) plus $332,000,000 in short-term investments. Latest quarter (March 31, 2026): $8.22B. Data sourced from the annual 10-K filing via FMP.

MA cash on handMA cash reservesMA cash 2025how much cash does MA have

▸ Source: FMP /balance-sheet-statement · US GAAP · Mastercard Incorporated · Mastercard Incorporated SEC 10-K & 10-Q filings · US GAAP · Last updated: December 31, 2025