OptimumBank Holdings, Inc.
OPHCAMEXFinancial Services● Active
$5.51
+$0.01(+0.18%)
Market Cap$67598680
P/E Ratio—
52W High$5.64
52W Low$3.91
OptimumBank Holdings, Inc. (OPHC) Earnings: Dates, EPS & Revenue History
Quarterly EPS vs. estimates, revenue surprises, next earnings date, and analyst consensus.
OPHC · earnings · updated Jun 9, 2026
Latest Earnings
Q2 FY2026Report Date: Apr 24, 2026EPS Actual
$0.20
Est. $0.19 · +5.3%
Revenue
$0.02B
Est. $0.01B · +41.8%
Fiscal Period
Q2 FY2026
FY ends December
Report Date
Apr 24, 2026
After Market Close
▲ Beat EPS▲ Beat Revenue🔥 6-Quarter EPS Beat Streak
OPHC reports quarterly as a AMEX-listed Banks - Regional company. Fiscal year ends in December. Data: FMP · Updated hourly.
Next Earnings Date
Days Away
84
days
Expected Date
Sep 1, 2026
Fiscal Period
Q3 FY2026
Release Time
◌ Time TBD (Unconfirmed)EPS Est.
—
Days Away84
Expected DateSep 1, 2026
Fiscal PeriodQ3 FY2026
Release TimeTime TBD (Unconfirmed)
EPS Est.—
EPS & Revenue vs. Estimates
Actual (Beat)
Actual (Miss)
Estimated
Earnings History
| Period | Report Date | EPS Est. | EPS Actual | EPS Surpr. | Revenue | Rev. Est. | Rev. Surpr. |
|---|---|---|---|---|---|---|---|
| ◌ Q3 FY2026 | Aug 14, 2026 | $0.20 | — | — | — | $0.01B | — |
| ▲ Q2 FY2026 | Apr 24, 2026 | $0.19 | $0.20 | +5.3% | $0.02B | $0.01B | +41.8% |
| ▲ Q1 FY2026 | Feb 2, 2026 | -$0.03 | $0.21 | +840.7% | $0.02B | $0.01B | +40.9% |
| — Q4 FY2025 | Nov 10, 2025 | — | $0.18 | — | $0.02B | — | — |
| ▲ Q2 FY2025 | May 12, 2025 | $0.17 | $0.32 | +88.2% | $0.02B | — | — |
| ▲ Q1 FY2025 | Feb 26, 2025 | $0.17 | $0.35 | +105.9% | $0.02B | — | — |
| ▲ Q4 FY2024 | Nov 8, 2024 | $0.16 | $0.32 | +100.0% | $0.02B | $0.01B | +13.3% |
| ▲ Q3 FY2024 | Aug 5, 2024 | $0.15 | $0.34 | +126.7% | $0.02B | $0.01B | +12.8% |
Q3 FY2026
Aug 14, 2026
EPS Actual
—
EPS Est.
$0.20
EPS Surpr.
—
Revenue
—
Q2 FY2026
Apr 24, 2026Beat
EPS Actual
$0.20
EPS Est.
$0.19
EPS Surpr.
+5.3%
Revenue
$0.02B
Q1 FY2026
Feb 2, 2026Beat
EPS Actual
$0.21
EPS Est.
-$0.03
EPS Surpr.
+840.7%
Revenue
$0.02B
Q4 FY2025
Nov 10, 2025
EPS Actual
$0.18
EPS Est.
—
EPS Surpr.
—
Revenue
$0.02B
Q2 FY2025
May 12, 2025Beat
EPS Actual
$0.32
EPS Est.
$0.17
EPS Surpr.
+88.2%
Revenue
$0.02B
Q1 FY2025
Feb 26, 2025Beat
EPS Actual
$0.35
EPS Est.
$0.17
EPS Surpr.
+105.9%
Revenue
$0.02B
Q4 FY2024
Nov 8, 2024Beat
EPS Actual
$0.32
EPS Est.
$0.16
EPS Surpr.
+100.0%
Revenue
$0.02B
Q3 FY2024
Aug 5, 2024Beat
EPS Actual
$0.34
EPS Est.
$0.15
EPS Surpr.
+126.7%
Revenue
$0.02B
Analyst Estimates
Limited analyst coverage (fewer than 3 analysts). Estimates may not reflect market consensus.
EPS Estimates
| Period | Low | Consensus | High | # Analysts |
|---|---|---|---|---|
| Q3 FY2026 | $0.22 | $0.22 | $0.22 | 1 |
| Q2 FY2026 | $0.20 | $0.20 | $0.20 | 1 |
| Q1 FY2026 | $0.19 | $0.23 | $0.26 | 2 |
| Q4 FY2025 | $0.20 | $0.20 | $0.20 | 1 |
| Q3 FY2025 | $0.20 | $0.20 | $0.20 | 1 |
| Q4 FY2024 | $0.17 | $0.17 | $0.17 | 1 |
Revenue Estimates
| Period | Low | Consensus | High | # Analysts |
|---|---|---|---|---|
| Q3 FY2026 | $0.0B | $0.0B | $0.0B | 1 |
| Q2 FY2026 | $0.0B | $0.0B | $0.0B | 1 |
| Q1 FY2026 | $0.0B | $0.0B | $0.0B | 1 |
| Q4 FY2025 | $0.0B | $0.0B | $0.0B | 1 |
| Q3 FY2025 | $0.0B | $0.0B | $0.0B | 1 |
| Q4 FY2024 | $0.0B | $0.0B | $0.0B | 1 |
Earnings Price Reaction
Closing price one trading day before vs. one trading day after each earnings release.
| Period | Report Date | EPS Beat/Miss | Price Before | Price After | 1D Reaction |
|---|---|---|---|---|---|
| ▲ Q2 FY2026 | Apr 24, 2026 | +5.3% | $5.43 | $5.52 | +1.66% |
| ▲ Q1 FY2026 | Feb 2, 2026 | +840.7% | $4.71 | $4.86 | +3.18% |
| — Q4 FY2025 | Nov 10, 2025 | — | $3.99 | $4.00 | +0.25% |
| ▲ Q2 FY2025 | May 12, 2025 | +88.2% | $4.61 | $4.78 | +3.69% |
| ▲ Q1 FY2025 | Feb 26, 2025 | +105.9% | $4.50 | $4.56 | +1.33% |
| ▲ Q4 FY2024 | Nov 8, 2024 | +100.0% | $4.98 | $5.48 | +10.04% |
| ▲ Q3 FY2024 | Aug 5, 2024 | +126.7% | $4.48 | $4.50 | +0.45% |
| — Q2 FY2024 | May 13, 2024 | — | $4.30 | $4.33 | +0.70% |
Q2 FY2026+1.66%
Report Date
Apr 24, 2026
EPS Beat/Miss
+5.3%
Price Before
$5.43
Price After
$5.52
Q1 FY2026+3.18%
Report Date
Feb 2, 2026
EPS Beat/Miss
+840.7%
Price Before
$4.71
Price After
$4.86
Q4 FY2025+0.25%
Report Date
Nov 10, 2025
EPS Beat/Miss
—
Price Before
$3.99
Price After
$4.00
Q2 FY2025+3.69%
Report Date
May 12, 2025
EPS Beat/Miss
+88.2%
Price Before
$4.61
Price After
$4.78
Q1 FY2025+1.33%
Report Date
Feb 26, 2025
EPS Beat/Miss
+105.9%
Price Before
$4.50
Price After
$4.56
Q4 FY2024+10.04%
Report Date
Nov 8, 2024
EPS Beat/Miss
+100.0%
Price Before
$4.98
Price After
$5.48
Q3 FY2024+0.45%
Report Date
Aug 5, 2024
EPS Beat/Miss
+126.7%
Price Before
$4.48
Price After
$4.50
Q2 FY2024+0.70%
Report Date
May 13, 2024
EPS Beat/Miss
—
Price Before
$4.30
Price After
$4.33
Avg Beat Reaction+3.39%
Beat Rate6 / 8 quarters
Largest Move+10.04% (Q4 FY2024)
Data: FMP /historical-price-eod/full · field: close
About Earnings & Data Methodology
Data source: Financial Modeling Prep (FMP) | Updated: Hourly | Surprise%: (Actual − Estimate) / |Estimate| × 100 | Fiscal year: OPHC ends December
OptimumBank Holdings, Inc. (OPHC) most recently reported earnings on April 24, 2026 for Q2 FY2026, posting EPS of $0.20 — beating the analyst consensus of $0.19 by +5.3%. OPHC has beaten EPS estimates for 6 consecutive quarters. The next OPHC earnings date is expected around September 1, 2026.
Each quarter, investors track OPHC earnings for signals on forward guidance and business momentum. For longer-term revenue trends, see the Revenue tab. OPHC revenue tab →
Earnings Glossary
EPS (Earnings Per Share)
Net income ÷ diluted shares outstanding. The primary metric analysts use to gauge quarterly profitability.
Earnings Surprise %
(Actual − Estimate) / |Estimate| × 100. Positive = Beat. Negative = Miss.
Beat / Miss / In-Line
Beat = Actual ≥ Estimate. Miss = Actual < Estimate. In-Line = within ±1%.
BMO / AMC
Before Market Open / After Market Close. Two windows when companies typically release results.
Fiscal Quarter
OPHC's fiscal year ends in December. Fiscal quarters may not align with calendar quarters.
Analyst Consensus
Average EPS/Revenue forecast across all covering analysts. More analysts = more reliable estimate.
Figures tie to FMP earnings calendar, estimates, and SEC 10-Q/10-K filings where noted.
Frequently asked questions
OPHC earnings · 5 questionsOptimumBank Holdings, Inc.'s next earnings report is expected around September 1, 2026. OPHC typically reports quarterly — approximately every three months. The exact date is confirmed by the company 2–4 weeks before the release. Time is currently TBD; OPHC historically reports after market close (AMC).
OPHC earnings datewhen is OPHC earningsOPHC next earnings datewhen does OPHC report earningsOPHC earnings calendar
▸ Source: FMP · OptimumBank Holdings, Inc. SEC filings · US GAAP · OptimumBank Holdings, Inc. SEC 10-K & 10-Q filings · US GAAP · Updated: Jun 9, 2026