Old Point Financial Corporation
Old Point Financial Corporation (OPOF) PE Ratio — Current & Historical Data
Trailing twelve months (TTM) P/E, forward P/E, PEG, and annual PE history — from market prices and filings.
opof · pe ratio · data through Dec 31, 2024
Core PE Ratio Metrics
Trailing 12 months · TTMThe price-to-earnings (P/E) ratio for Old Point Financial Corporation (OPOF) measures how much investors pay for each dollar of the company's trailing earnings. OPOF's current PE ratio of 34.21x is calculated by dividing its stock price of $42.10 by its TTM earnings per share of $1.23. +132.9% elevated vs 5Y avg 14.7x
Source: FMP · /ratios-ttm · /analyst-estimates · 2024-12-31
PE Ratio History
2005 – 2024 · Annual▸ FMP /ratios?period=annual&limit=20 · priceToEarningsRatio + netIncomePerShare (Annual)
Historical PE Range
Past 19 fiscal years · Front-end computedMinQ1 · 25%16.3x
MedianQ3 · 75%45.4x
Max
At 34.21x, OPOF's current P/E is higher than in 89% of its annual fiscal year readings over the past 19 years — historically elevated.
Percentile calculated from annual fiscal year data points, not by trading day. Years where PE ≤ 0 or > 9,999 are excluded.
PE Ratio vs Peers
Banks - Regional · 6 peers · Annual PE| Company | Market Cap | PE (Annual) | vs Avg | EPS (TTM) |
|---|---|---|---|---|
Old Point Financial CorporationYou OPOF | $215M | 34.21x | -16.2% | $1.23 |
 California BanCorp CALB | $213M | 9.59x | -76.5% | $2.58 |
 Central Valley Community Bancorp CVCY | $235M | 8.87x | -78.3% | $2.01 |
 Codorus Valley Bancorp, Inc. CVLY | $232M | 9.89x | -75.8% | $2.60 |
 ESSA Bancorp, Inc. ESSA | $209M | 10.78x | -73.6% | $1.78 |
 Evans Bancorp, Inc. EVBN | $220M | 20.02x | -51.0% | $2.16 |
 First Financial Northwest, Inc. FFNW | $208M | 185.91x | +355.2% | $0.12 |
Industry Average 6 peers with valid PE | — | 40.84x | baseline | — |
* N/A — Company is not profitable (TTM) · excluded from industry average · ▸ FMP /stock-peers + /ratios?limit=1 · priceToEarningsRatio
Annual PE Ratio History
| Fiscal Year End | PE Ratio | EPS (TTM) | YoY Change | PE vs Max |
|---|---|---|---|---|
2024-12-31Latest FY2024 | 13.88x | $1.88 | +19.1% | |
2023-12-31 FY2023 | 11.66x | $1.54 | -22.5% | |
2022-12-31 FY2022 | 15.03x | $1.80 | +3.6% | |
2021-12-31 FY2021 | 14.50x | $1.61 | -21.0% | |
2020-12-31 FY2020 | 18.35x | $1.03 | +1.0% | |
2019-12-31 FY2019 | 18.18x | $1.51 | -20.3% | |
2018-12-31 FY2018 | 22.82x | $0.96 | — | |
2017-12-31 FY2017 | — | $-0.01 | — | |
2016-12-31 FY2016 | 32.65x | $0.77 | +39.4% | |
2015-12-31 FY2015 | 23.42x | $0.73 | +29.6% |
▸ FMP /ratios?period=annual&limit=20 · priceToEarningsRatio + netIncomePerShare · Zero extra API
About PE Ratio & Methodology
The price-to-earnings (P/E) ratio for Old Point Financial Corporation (OPOF) measures how much investors pay for each dollar of the company's trailing earnings. OPOF's current PE ratio of 34.21x is calculated by dividing its stock price of $42.10 by its TTM earnings per share of $1.23.
Frequently asked questions
OPOF pe ratio · 6 questionsOPOF's current PE ratio is 34.21x as of 2026-06-09, based on a stock price of $42.10 and TTM EPS of $1.23. Data sourced from Financial Modeling Prep via OPOF's SEC 10-K and 10-Q filings.
▸ Source: FMP · /ratios-ttm · /ratios annual · /analyst-estimates · /stock-peers · Old Point Financial Corporation SEC 10-K & 10-Q filings · US GAAP · Updated: 2026-06-09