Oportun Financial Corporation
OPRTNASDAQFinancial Services● Active
$4.77
+$0.02(+0.42%)
Market Cap$218172645
P/E Ratio—
52W High$7.965
52W Low$4.03
Oportun Financial Corporation (OPRT) Earnings: Dates, EPS & Revenue History
Quarterly EPS vs. estimates, revenue surprises, next earnings date, and analyst consensus.
OPRT · earnings · updated Jun 9, 2026
Latest Earnings
Q2 FY2026Report Date: May 7, 2026EPS Actual
$0.21
Est. $0.21 · +0.0%
Revenue
$0.23B
Est. $0.23B · +0.1%
Fiscal Period
Q2 FY2026
FY ends December
Report Date
May 7, 2026
After Market Close
🔥 6-Quarter EPS Beat Streak
OPRT reports quarterly as a NASDAQ-listed Financial - Credit Services company. Fiscal year ends in December. Data: FMP · Updated hourly.
Next Earnings Date
Days Away
84
days
Expected Date
Sep 1, 2026
Fiscal Period
Q3 FY2026
Release Time
◌ Time TBD (Unconfirmed)EPS Est.
$78.12
Rev. $1025.0B
Days Away84
Expected DateSep 1, 2026
Fiscal PeriodQ3 FY2026
Release TimeTime TBD (Unconfirmed)
EPS Est.$78.12
Rev. Est.$1025.0B
EPS & Revenue vs. Estimates
Actual (Beat)
Actual (Miss)
Estimated
Earnings History
| Period | Report Date | EPS Est. | EPS Actual | EPS Surpr. | Revenue | Rev. Est. | Rev. Surpr. |
|---|---|---|---|---|---|---|---|
| ◌ Q3 FY2026 | Aug 5, 2026 | $0.31 | — | — | — | $0.23B | — |
| — Q2 FY2026 | May 7, 2026 | $0.21 | $0.21 | +0.0% | $0.23B | $0.23B | +0.1% |
| ▲ Q1 FY2026 | Feb 26, 2026 | $0.26 | $0.27 | +3.9% | $0.25B | $0.24B | +1.9% |
| ▲ Q4 FY2025 | Nov 4, 2025 | $0.26 | $0.39 | +50.0% | $0.16B | $0.24B | -33.6% |
| ▲ Q3 FY2025 | Aug 6, 2025 | $0.22 | $0.31 | +40.9% | $0.16B | $0.24B | -31.2% |
| ▲ Q2 FY2025 | May 8, 2025 | $0.09 | $0.40 | +344.4% | $0.24B | $0.23B | +3.2% |
| ▲ Q1 FY2025 | Feb 12, 2025 | $0.12 | $0.49 | +308.3% | $0.25B | $0.25B | +1.2% |
| ▼ Q4 FY2024 | Nov 12, 2024 | $0.04 | $0.02 | -50.0% | $0.25B | $0.25B | +0.9% |
Q3 FY2026
Aug 5, 2026
EPS Actual
—
EPS Est.
$0.31
EPS Surpr.
—
Revenue
—
Q2 FY2026
May 7, 2026
EPS Actual
$0.21
EPS Est.
$0.21
EPS Surpr.
+0.0%
Revenue
$0.23B
Q1 FY2026
Feb 26, 2026Beat
EPS Actual
$0.27
EPS Est.
$0.26
EPS Surpr.
+3.9%
Revenue
$0.25B
Q4 FY2025
Nov 4, 2025Beat
EPS Actual
$0.39
EPS Est.
$0.26
EPS Surpr.
+50.0%
Revenue
$0.16B
Q3 FY2025
Aug 6, 2025Beat
EPS Actual
$0.31
EPS Est.
$0.22
EPS Surpr.
+40.9%
Revenue
$0.16B
Q2 FY2025
May 8, 2025Beat
EPS Actual
$0.40
EPS Est.
$0.09
EPS Surpr.
+344.4%
Revenue
$0.24B
Q1 FY2025
Feb 12, 2025Beat
EPS Actual
$0.49
EPS Est.
$0.12
EPS Surpr.
+308.3%
Revenue
$0.25B
Q4 FY2024
Nov 12, 2024Miss
EPS Actual
$0.02
EPS Est.
$0.04
EPS Surpr.
-50.0%
Revenue
$0.25B
Analyst Estimates
Limited analyst coverage (fewer than 3 analysts). Estimates may not reflect market consensus.
EPS Estimates
| Period | Low | Consensus | High | # Analysts |
|---|---|---|---|---|
| Q4 FY2028 | $0.59 | $0.60 | $0.61 | 3 |
| Q3 FY2028 | $0.54 | $0.55 | $0.56 | 2 |
| Q2 FY2028 | $0.60 | $0.61 | $0.62 | 2 |
| Q1 FY2028 | $0.53 | $0.54 | $0.55 | 3 |
| Q4 FY2027 | $0.56 | $0.56 | $0.57 | 2 |
| Q3 FY2027 | $0.52 | $0.53 | $0.53 | 1 |
Revenue Estimates
| Period | Low | Consensus | High | # Analysts |
|---|---|---|---|---|
| Q4 FY2028 | $0.3B | $0.3B | $0.3B | 2 |
| Q3 FY2028 | $0.3B | $0.3B | $0.3B | 1 |
| Q2 FY2028 | $0.3B | $0.3B | $0.3B | 1 |
| Q1 FY2028 | $0.3B | $0.3B | $0.3B | 2 |
| Q4 FY2027 | $0.3B | $0.3B | $0.3B | 3 |
| Q3 FY2027 | $0.2B | $0.2B | $0.2B | 2 |
Earnings Price Reaction
Closing price one trading day before vs. one trading day after each earnings release.
| Period | Report Date | EPS Beat/Miss | Price Before | Price After | 1D Reaction |
|---|---|---|---|---|---|
| ▲ Q2 FY2026 | May 7, 2026 | +0.0% | $5.81 | $5.75 | -1.03% |
| ▲ Q1 FY2026 | Feb 26, 2026 | +3.9% | $5.51 | $5.46 | -0.91% |
| ▲ Q4 FY2025 | Nov 4, 2025 | +50.0% | $5.36 | $5.13 | -4.29% |
| ▲ Q3 FY2025 | Aug 6, 2025 | +40.9% | $6.33 | $6.34 | +0.16% |
| ▲ Q2 FY2025 | May 8, 2025 | +344.4% | $5.56 | $6.15 | +10.61% |
| ▲ Q1 FY2025 | Feb 12, 2025 | +308.3% | $5.74 | $5.91 | +2.96% |
| ▼ Q4 FY2024 | Nov 12, 2024 | -50.0% | $3.20 | $3.11 | -2.81% |
| ▲ Q3 FY2024 | Aug 8, 2024 | +144.4% | $2.77 | $2.90 | +4.69% |
Q2 FY2026-1.03%
Report Date
May 7, 2026
EPS Beat/Miss
+0.0%
Price Before
$5.81
Price After
$5.75
Q1 FY2026-0.91%
Report Date
Feb 26, 2026
EPS Beat/Miss
+3.9%
Price Before
$5.51
Price After
$5.46
Q4 FY2025-4.29%
Report Date
Nov 4, 2025
EPS Beat/Miss
+50.0%
Price Before
$5.36
Price After
$5.13
Q3 FY2025+0.16%
Report Date
Aug 6, 2025
EPS Beat/Miss
+40.9%
Price Before
$6.33
Price After
$6.34
Q2 FY2025+10.61%
Report Date
May 8, 2025
EPS Beat/Miss
+344.4%
Price Before
$5.56
Price After
$6.15
Q1 FY2025+2.96%
Report Date
Feb 12, 2025
EPS Beat/Miss
+308.3%
Price Before
$5.74
Price After
$5.91
Q4 FY2024-2.81%
Report Date
Nov 12, 2024
EPS Beat/Miss
-50.0%
Price Before
$3.20
Price After
$3.11
Q3 FY2024+4.69%
Report Date
Aug 8, 2024
EPS Beat/Miss
+144.4%
Price Before
$2.77
Price After
$2.90
Avg Beat Reaction+1.74%
Avg Miss Reaction-2.81%
Beat Rate7 / 8 quarters
Largest Move+10.61% (Q2 FY2025)
Data: FMP /historical-price-eod/full · field: close
About Earnings & Data Methodology
Data source: Financial Modeling Prep (FMP) | Updated: Hourly | Surprise%: (Actual − Estimate) / |Estimate| × 100 | Fiscal year: OPRT ends December
Oportun Financial Corporation (OPRT) most recently reported earnings on May 7, 2026 for Q2 FY2026, posting EPS of $0.21 (in line with the analyst consensus of $0.21). OPRT has beaten EPS estimates for 6 consecutive quarters. The next OPRT earnings date is expected around September 1, 2026.
Each quarter, investors track OPRT earnings for signals on forward guidance and business momentum. For longer-term revenue trends, see the Revenue tab. OPRT revenue tab →
Earnings Glossary
EPS (Earnings Per Share)
Net income ÷ diluted shares outstanding. The primary metric analysts use to gauge quarterly profitability.
Earnings Surprise %
(Actual − Estimate) / |Estimate| × 100. Positive = Beat. Negative = Miss.
Beat / Miss / In-Line
Beat = Actual ≥ Estimate. Miss = Actual < Estimate. In-Line = within ±1%.
BMO / AMC
Before Market Open / After Market Close. Two windows when companies typically release results.
Fiscal Quarter
OPRT's fiscal year ends in December. Fiscal quarters may not align with calendar quarters.
Analyst Consensus
Average EPS/Revenue forecast across all covering analysts. More analysts = more reliable estimate.
Figures tie to FMP earnings calendar, estimates, and SEC 10-Q/10-K filings where noted.
Frequently asked questions
OPRT earnings · 4 questionsOportun Financial Corporation's next earnings report is expected around September 1, 2026. OPRT typically reports quarterly — approximately every three months. The exact date is confirmed by the company 2–4 weeks before the release. Time is currently TBD; OPRT historically reports after market close (AMC).
OPRT earnings datewhen is OPRT earningsOPRT next earnings datewhen does OPRT report earningsOPRT earnings calendar
▸ Source: FMP · Oportun Financial Corporation SEC filings · US GAAP · Oportun Financial Corporation SEC 10-K & 10-Q filings · US GAAP · Updated: Jun 9, 2026