Old Second Bancorp, Inc.
OSBCNASDAQFinancial Services● Active
$21.71
+$0.15(+0.70%)
Market Cap$1.1B
P/E Ratio—
52W High$22.43
52W Low$16.43
Old Second Bancorp, Inc. (OSBC) · Income Statement
Annual, quarterly, or TTM views · SEC 10-K & 10-Q via FMP · adjust period and M/B/T below.
FMP · OSBC · as of 2026-06-09
Financial statements
Revenue · Gross Profit · Net Income
| Breakdown | 2025-12 | 2024-12 | 2023-12 | 2022-12 | 2021-12 |
|---|---|---|---|---|---|
| Revenue | |||||
| Revenue | $0.40B | $0.34B | $0.32B | $0.26B | $0.14B |
| Cost of Revenue | $0.09B | $0.07B | $0.06B | $0.02B | $0.01B |
| Gross Profit | $0.31B | $0.27B | $0.26B | $0.24B | $0.13B |
| Gross Margin %(computed) | 78.14% | 79.47% | 82.39% | 93.39% | 91.00% |
| Operating Expenses | |||||
| R&D Expenses | $0.00B | $0.00B | $0.00B | $0.00B | $0.00B |
| G&A Expenses | $0.13B | $0.10B | $0.09B | $0.09B | $0.06B |
| Total Operating Expenses | $0.20B | $0.15B | $0.14B | $0.15B | $0.10B |
| Operating Income | $0.11B | $0.11B | $0.12B | $0.09B | $0.03B |
| Operating Margin %(computed) | 27.90% | 33.60% | 38.75% | 35.87% | 19.64% |
| Interest Income | $0.35B | $0.30B | $0.29B | $0.22B | $0.10B |
| Interest Expense | $0.06B | $0.06B | $0.04B | $0.01B | $0.01B |
| Income Before Tax | $0.11B | $0.11B | $0.12B | $0.09B | $0.03B |
| Income Tax Expense | $0.03B | $0.03B | $0.03B | $0.02B | $0.01B |
| Net Income | $0.08B | $0.09B | $0.09B | $0.07B | $0.02B |
| Net Margin %(computed) | 20.23% | 25.36% | 28.57% | 26.41% | 14.13% |
| Per Share & EBITDA | |||||
| EPS (Basic) | $1.64 | $1.90 | $2.05 | $1.51 | $0.66 |
| Wtd Avg Shares | 0.05B | 0.04B | 0.04B | 0.04B | 0.03B |
| EBITDA | $0.12B | $0.12B | $0.13B | $0.10B | $0.03B |
| EBITDA Margin %(computed) | 30.44% | 36.33% | 41.15% | 38.57% | 22.32% |
Data source: Financial Modeling Prep · Last updated: 2026-06-09 · USD · B
Explore more Old Second Bancorp, Inc. data
About Old Second Bancorp, Inc. (OSBC) Income Statement
Old Second Bancorp, Inc. (OSBC) income statement data is sourced from SEC Form 10-K and 10-Q filings. For fiscal year 2025, OSBC reported revenue of $0.40B, gross profit of $0.31B (gross margin 78.14%), and net income of $0.08B — a net profit margin of 20.23%.
Frequently asked questions
OSBC · 4 questionsOld Second Bancorp, Inc. (OSBC) reported revenue of $0.40B for 2025, up 18.1% year-over-year.
OSBC revenueOSBC salesannual revenue YoYincome statement
· Source: FMP /stable/income-statement · SEC EDGAR Form 10-K & 10-Q · As of 2026-06-09