Pathfinder Bancorp, Inc.
PBHCNASDAQFinancial Services● Active
$14.15
+$0.29(+2.06%)
Market Cap$87444071
P/E Ratio—
52W High$15.96
52W Low$12.06
Pathfinder Bancorp, Inc. (PBHC) · Cash Flow
Annual, quarterly, or TTM views · SEC 10-K & 10-Q via FMP · adjust period and M/B/T below.
FMP · PBHC · as of 2026-06-10
Financial statements
Operating CF · CapEx · Free Cash Flow
| Breakdown | 2025-12 | 2024-12 | 2023-12 | 2022-12 | 2021-12 |
|---|---|---|---|---|---|
| Operating Activities | |||||
| Net Income | ($3.42M) | $3.38M | $9.29M | $12.93M | $12.41M |
| Depreciation & Amort. | $0.00M | $1.34M | $1.34M | $0.70M | $1.82M |
| Stock-Based Comp. | $0.00M | $0.25M | $0.46M | $0.63M | $0.62M |
| Change in Working Capital | ($0.49M) | ($2.19M) | $0.46M | $2.05M | $0.15M |
| Net Cash from Operations | $11.68M | $11.21M | $15.43M | $21.73M | $20.15M |
| Investing Activities | |||||
| Capital Expenditure | ($1.26M) | ($8.33M) | ($1.97M) | ($5.21M) | ($1.21M) |
| Purchases of Investments | $0.00M | ($118.22M) | ($114.37M) | ($116.57M) | ($200.46M) |
| Sales of Investments | $0.00M | $126.87M | $65.78M | $57.66M | $145.94M |
| Net Cash from Investing | $40.45M | ($22.40M) | ($54.79M) | ($131.16M) | ($69.95M) |
| Financing Activities | |||||
| Common Stock Repurchased | $0.00M | $0.00M | $0.00M | $0.00M | ($6.87M) |
| Dividends Paid | ($2.46M) | ($2.38M) | ($2.19M) | ($2.04M) | ($1.60M) |
| Debt Issued / Repaid | ($29.99M) | ($87.53M) | $59.60M | $38.90M | ($14.95M) |
| Net Cash from Financing | ($52.52M) | ($5.97M) | $52.81M | $107.56M | $43.48M |
| Free Cash Flow | |||||
| Free Cash Flow | $10.42M | $2.88M | $13.47M | $16.52M | $18.94M |
| FCF Margin %(computed) | 13.16% | 3.45% | 18.75% | 29.32% | 37.12% |
Data source: Financial Modeling Prep · Last updated: 2026-06-10 · USD · M
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About Pathfinder Bancorp, Inc. (PBHC) Cash Flow Statement
Pathfinder Bancorp, Inc. generated operating cash flow of $0.01B and free cash flow of $0.01B for 2025 — a FCF margin of 13.16%. Capital expenditure was ($0.00B).
Frequently asked questions
PBHC · 4 questionsPathfinder Bancorp, Inc. generated free cash flow of $0.01B for 2025, up 262.2% year-over-year.
PBHC free cash flowFCF margincash flow yield
· Source: FMP /stable/cash-flow-statement · SEC EDGAR Form 10-K & 10-Q · As of 2026-06-10