Companies: 10,795·Total market cap: $144.5T
Royal Bank of Canada

Royal Bank of Canada

RYNYSEFinancial Services● Active
$195.32
+$1.28(+0.66%)
Market Cap$272.8B
P/E Ratio—
52W High$196.53
52W Low$126.02
Overview

Royal Bank of Canada (RY) Cash on Hand — Cash & Short-Term Investments

Cash & cash equivalents plus short-term investments from the balance sheet, YoY change, and net cash vs debt context.

RY · cash on hand · updated Oct 31, 2025

Core cash position

Cash & Short-Term Investments (CCE + ST Investments)
$165.28B▼ -1.1% vs prior year
FY · as of Oct 31, 2025 · Reported in CAD
Cash & Cash Equiv. (CCE)
$87.39B
cashAndCashEquivalents
Short-Term Investments
$77.89B
shortTermInvestments
YoY Change vs Prior Year
-1.1%
vs prior fiscal year
Latest Quarter
$59.33B
Q2 2026
Data Scope & Methodology

Cash on Hand = Cash & Cash Equivalents (CCE) + Short-Term Investments, as reported on the balance sheet (10-K/10-Q). Also referred to as cash reserves or cash position. Not free cash flow.

Source: FMP /balance-sheet-statement · SEC 10-K / 10-Q · Reported in CAD

Source: FMP /balance-sheet-statement · SEC 10-K / 10-Q · USDUpdated: October 31, 2025

Net cash vs debt

Cash & ST Investments$165.28BCash on Hand
Total Debt$834.96BTotal Debt
Net Cash / Net Debt−$669.68BNet Debt Position
Cash vs Debt Ratio
Cash 17%Debt 83%

Royal Bank of Canada carries a net debt position of $669.68B. Total debt ($834.96B) exceeds cash on hand ($165.28B). Royal Bank of Canada cash vs debt ratio: 17% cash / 83% debt.

Net Cash = Cash & ST Investments − Total Debt$165.28B − $834.96B = −$669.68B

Cash on hand history

YoY Increase
YoY Decrease
Latest Year
RY annual cash on hand history · Cash & Short-Term Investments · Source: FMP /balance-sheet-statement

Annual cash on hand by year

DateCash & ST InvestmentsYoY Change
Oct 31, 2025Latest$165.28B-1.1%
Oct 31, 2024$167.13B-21.2%
Oct 31, 2023$212.00B-11.9%
Oct 31, 2022$240.60B+4.1%
Oct 31, 2021$231.03B+14.2%
RY cash on hand annual historical data · Cash & Short-Term Investments per balance sheet (10-K/10-Q) · Reported in USD · Source: FMP /balance-sheet-statement

Financial Services Sector Cash Reserves Comparison

#CompanyCash & ST Inv.Cash/MCap
#1
JPMorgan Chase & Co.
JPMorgan Chase & Co.
JPM
$1.48T177.5%#2
Berkshire Hathaway Inc.
Berkshire Hathaway Inc.
BRK-B
$373.31B35.5%
#3
Royal Bank of Canada
Royal Bank of CanadaYOU
RY
$165.28B60.6%
#4
Visa Inc.
Visa Inc.
V
$21.99B3.6%#5
Mastercard Incorporated
Mastercard Incorporated
MA
$10.90B2.5%
Financial Services sector cash reserves · Source: FMP /balance-sheet-statement + /profile · Sorted by Cash desccompanies with most cash on hand →

About cash on hand & methodology

Royal Bank of Canada (RY) cash on hand as of October 31, 2025 is $165.28B, comprising $87.39B in cash and cash equivalents (CCE) plus $77.89B in short-term investments — reported as Royal Bank of Canada cash and short-term investments on the balance sheet (10-K filing). Also referred to as Royal Bank of Canada cash reserves or cash position.

Royal Bank of Canada annual cash on hand history shows decreased -1.1% in 2025: decreased -1.1% in 2025. Royal Bank of Canada cash reserves in 2025 reflect the company's capital allocation strategy.

Royal Bank of Canada carries total debt of $834.96B against cash of $165.28B, resulting in a net debt position of -$669.68B. For the full balance sheet, see the Financials → Balance Sheet tab.

Figures tie to SEC 10-K/10-Q balance sheet disclosures and FMP /balance-sheet-statement where noted.
Financial statementsFree cash flowNet incomeRevenueMarket capP/E ratioEarningsPrice history

Frequently asked questions

RY cash on hand · 5 questions

As of October 31, 2025, Royal Bank of Canada (RY) has $165.28B in cash on hand — defined as cash and short-term investments on the balance sheet. This includes $87.39B in cash and cash equivalents (CCE) plus $77.89B in short-term investments. Latest quarter (April 30, 2026): $59.33B. Data sourced from the annual 10-K filing via FMP.

RY cash on handRY cash reservesRY cash 2025how much cash does RY have

▸ Source: FMP /balance-sheet-statement · US GAAP · Royal Bank of Canada · Royal Bank of Canada SEC 10-K & 10-Q filings · US GAAP · Last updated: October 31, 2025