SmartFinancial, Inc.
SMBKNYSEFinancial Services● Active
$42.46
+$0.19(+0.45%)
Market Cap$726001164
P/E Ratio—
52W High$43.91
52W Low$30.95
SmartFinancial, Inc. (SMBK) Earnings: Dates, EPS & Revenue History
Quarterly EPS vs. estimates, revenue surprises, next earnings date, and analyst consensus.
SMBK · earnings · updated Jun 9, 2026
Latest Earnings
Q2 FY2026Report Date: Apr 20, 2026EPS Actual
$0.81
Est. $0.81 · +0.0%
Revenue
$0.05B
Est. $0.05B · +1.1%
Fiscal Period
Q2 FY2026
FY ends December
Report Date
Apr 20, 2026
After Market Close
▲ Beat Revenue🔥 9-Quarter EPS Beat Streak
SMBK reports quarterly as a NYSE-listed Banks - Regional company. Fiscal year ends in December. Data: FMP · Updated hourly.
Next Earnings Date
Days Away
84
days
Expected Date
Sep 1, 2026
Fiscal Period
Q3 FY2026
Release Time
◌ Time TBD (Unconfirmed)EPS Est.
$0.03
Rev. $1.54B
Days Away84
Expected DateSep 1, 2026
Fiscal PeriodQ3 FY2026
Release TimeTime TBD (Unconfirmed)
EPS Est.$0.03
Rev. Est.$1.54B
EPS & Revenue vs. Estimates
Actual (Beat)
Actual (Miss)
Estimated
Earnings History
| Period | Report Date | EPS Est. | EPS Actual | EPS Surpr. | Revenue | Rev. Est. | Rev. Surpr. |
|---|---|---|---|---|---|---|---|
| ◌ Q3 FY2026 | Jul 20, 2026 | $0.90 | — | — | — | $0.06B | — |
| — Q2 FY2026 | Apr 20, 2026 | $0.81 | $0.81 | +0.0% | $0.05B | $0.05B | +1.1% |
| ▲ Q1 FY2026 | Jan 20, 2026 | $0.80 | $0.81 | +1.3% | $0.05B | $0.05B | +3.8% |
| ▲ Q4 FY2025 | Oct 21, 2025 | $0.73 | $0.86 | +17.8% | $0.05B | $0.05B | -9.3% |
| ▲ Q3 FY2025 | Jul 21, 2025 | $0.66 | $0.69 | +4.5% | $0.05B | $0.05B | -2.8% |
| ▲ Q2 FY2025 | Apr 21, 2025 | $0.55 | $0.67 | +21.8% | $0.05B | $0.05B | +1.3% |
| ▲ Q1 FY2025 | Jan 21, 2025 | $0.50 | $0.57 | +14.0% | $0.05B | $0.04B | +4.4% |
| ▲ Q4 FY2024 | Oct 21, 2024 | $0.47 | $0.54 | +14.9% | $0.04B | $0.04B | +4.3% |
Q3 FY2026
Jul 20, 2026
EPS Actual
—
EPS Est.
$0.90
EPS Surpr.
—
Revenue
—
Q2 FY2026
Apr 20, 2026
EPS Actual
$0.81
EPS Est.
$0.81
EPS Surpr.
+0.0%
Revenue
$0.05B
Q1 FY2026
Jan 20, 2026Beat
EPS Actual
$0.81
EPS Est.
$0.80
EPS Surpr.
+1.3%
Revenue
$0.05B
Q4 FY2025
Oct 21, 2025Beat
EPS Actual
$0.86
EPS Est.
$0.73
EPS Surpr.
+17.8%
Revenue
$0.05B
Q3 FY2025
Jul 21, 2025Beat
EPS Actual
$0.69
EPS Est.
$0.66
EPS Surpr.
+4.5%
Revenue
$0.05B
Q2 FY2025
Apr 21, 2025Beat
EPS Actual
$0.67
EPS Est.
$0.55
EPS Surpr.
+21.8%
Revenue
$0.05B
Q1 FY2025
Jan 21, 2025Beat
EPS Actual
$0.57
EPS Est.
$0.50
EPS Surpr.
+14.0%
Revenue
$0.05B
Q4 FY2024
Oct 21, 2024Beat
EPS Actual
$0.54
EPS Est.
$0.47
EPS Surpr.
+14.9%
Revenue
$0.04B
Analyst Estimates
Limited analyst coverage (fewer than 3 analysts). Estimates may not reflect market consensus.
EPS Estimates
| Period | Low | Consensus | High | # Analysts |
|---|---|---|---|---|
| Q4 FY2027 | $1.12 | $1.13 | $1.14 | 2 |
| Q3 FY2027 | $1.08 | $1.09 | $1.10 | 1 |
| Q2 FY2027 | $1.02 | $1.02 | $1.03 | 1 |
| Q1 FY2027 | $0.95 | $0.96 | $0.97 | 2 |
| Q4 FY2026 | $1.00 | $1.01 | $1.02 | 2 |
| Q3 FY2026 | $0.94 | $0.95 | $0.96 | 4 |
Revenue Estimates
| Period | Low | Consensus | High | # Analysts |
|---|---|---|---|---|
| Q4 FY2027 | $0.1B | $0.1B | $0.1B | 1 |
| Q3 FY2027 | $0.1B | $0.1B | $0.1B | 2 |
| Q2 FY2027 | $0.1B | $0.1B | $0.1B | 2 |
| Q1 FY2027 | $0.1B | $0.1B | $0.1B | 1 |
| Q4 FY2026 | $0.1B | $0.1B | $0.1B | 2 |
| Q3 FY2026 | $0.1B | $0.1B | $0.1B | 3 |
Earnings Price Reaction
Closing price one trading day before vs. one trading day after each earnings release.
| Period | Report Date | EPS Beat/Miss | Price Before | Price After | 1D Reaction |
|---|---|---|---|---|---|
| ▲ Q2 FY2026 | Apr 20, 2026 | +0.0% | $42.38 | $42.76 | +0.90% |
| ▲ Q1 FY2026 | Jan 20, 2026 | +1.3% | $39.42 | $39.00 | -1.07% |
| ▲ Q4 FY2025 | Oct 21, 2025 | +17.8% | $35.11 | $35.21 | +0.28% |
| ▲ Q3 FY2025 | Jul 21, 2025 | +4.5% | $36.27 | $36.07 | -0.55% |
| ▲ Q2 FY2025 | Apr 21, 2025 | +21.8% | $28.88 | $28.34 | -1.87% |
| ▲ Q1 FY2025 | Jan 21, 2025 | +14.0% | $31.58 | $32.18 | +1.90% |
| ▲ Q4 FY2024 | Oct 21, 2024 | +14.9% | $31.09 | $30.15 | -3.02% |
| ▲ Q3 FY2024 | Jul 22, 2024 | +17.9% | $26.67 | $27.08 | +1.54% |
Q2 FY2026+0.90%
Report Date
Apr 20, 2026
EPS Beat/Miss
+0.0%
Price Before
$42.38
Price After
$42.76
Q1 FY2026-1.07%
Report Date
Jan 20, 2026
EPS Beat/Miss
+1.3%
Price Before
$39.42
Price After
$39.00
Q4 FY2025+0.28%
Report Date
Oct 21, 2025
EPS Beat/Miss
+17.8%
Price Before
$35.11
Price After
$35.21
Q3 FY2025-0.55%
Report Date
Jul 21, 2025
EPS Beat/Miss
+4.5%
Price Before
$36.27
Price After
$36.07
Q2 FY2025-1.87%
Report Date
Apr 21, 2025
EPS Beat/Miss
+21.8%
Price Before
$28.88
Price After
$28.34
Q1 FY2025+1.90%
Report Date
Jan 21, 2025
EPS Beat/Miss
+14.0%
Price Before
$31.58
Price After
$32.18
Q4 FY2024-3.02%
Report Date
Oct 21, 2024
EPS Beat/Miss
+14.9%
Price Before
$31.09
Price After
$30.15
Q3 FY2024+1.54%
Report Date
Jul 22, 2024
EPS Beat/Miss
+17.9%
Price Before
$26.67
Price After
$27.08
Avg Beat Reaction-0.24%
Beat Rate8 / 8 quarters
Largest Move-3.02% (Q4 FY2024)
Data: FMP /historical-price-eod/full · field: close
About Earnings & Data Methodology
Data source: Financial Modeling Prep (FMP) | Updated: Hourly | Surprise%: (Actual − Estimate) / |Estimate| × 100 | Fiscal year: SMBK ends December
SmartFinancial, Inc. (SMBK) most recently reported earnings on April 20, 2026 for Q2 FY2026, posting EPS of $0.81 (in line with the analyst consensus of $0.81). SMBK has beaten EPS estimates for 9 consecutive quarters. The next SMBK earnings date is expected around September 1, 2026.
Each quarter, investors track SMBK earnings for signals on forward guidance and business momentum. For longer-term revenue trends, see the Revenue tab. SMBK revenue tab →
Earnings Glossary
EPS (Earnings Per Share)
Net income ÷ diluted shares outstanding. The primary metric analysts use to gauge quarterly profitability.
Earnings Surprise %
(Actual − Estimate) / |Estimate| × 100. Positive = Beat. Negative = Miss.
Beat / Miss / In-Line
Beat = Actual ≥ Estimate. Miss = Actual < Estimate. In-Line = within ±1%.
BMO / AMC
Before Market Open / After Market Close. Two windows when companies typically release results.
Fiscal Quarter
SMBK's fiscal year ends in December. Fiscal quarters may not align with calendar quarters.
Analyst Consensus
Average EPS/Revenue forecast across all covering analysts. More analysts = more reliable estimate.
Figures tie to FMP earnings calendar, estimates, and SEC 10-Q/10-K filings where noted.
Frequently asked questions
SMBK earnings · 4 questionsSmartFinancial, Inc.'s next earnings report is expected around September 1, 2026. SMBK typically reports quarterly — approximately every three months. The exact date is confirmed by the company 2–4 weeks before the release. Time is currently TBD; SMBK historically reports after market close (AMC).
SMBK earnings datewhen is SMBK earningsSMBK next earnings datewhen does SMBK report earningsSMBK earnings calendar
▸ Source: FMP · SmartFinancial, Inc. SEC filings · US GAAP · SmartFinancial, Inc. SEC 10-K & 10-Q filings · US GAAP · Updated: Jun 9, 2026