Sun Life Financial Inc.

SUNFFOTCFinancial Services● Active

$11.58

$-0.24(-2.00%)

Market Cap$6.4B

P/E Ratio—

52W High$11.8167

52W Low$11.0218

Avg Volume292

Open$11.82

Beta0.83

Overview

Sun Life Financial Inc. (SUNFF) Free Cash Flow & Analysis

Annual & trailing free cash flow, FCF margin, YoY change, valuation ratios, and peer context.

SUNFF · free cash flow · updated Jun 9, 2026

Core FCF metrics

SUNFF · FCF · TTM · margin & CAGR

Free cash flow was $2.65B for FY2025 (fiscal year ending 2025-12-31), up 11.1% year-over-year The FCF margin was 6.3%. Five-year CAGR stands at -26.5%.

FY2025 Free Cash Flow$2.65B▲ +11.1% YoY

Trailing 12M (TTM)$9.31Btrailing 4 quarters sum

FCF Margin6.3%$2.65B ÷ revenue

3-Year CAGR-29.6%FY2022 → FY2025

5-Year CAGR-26.5%FY2020 → FY2025

FormulaFCF = Operating Cash Flow − Capital ExpendituresTTM = trailing 4 quarters sumCAGR → N/A if either endpoint ≤ 0

Source: FMP /cash-flow-statement · SEC 10-K / 10-Q · USDUpdated: Jun 9, 2026

Annual free cash flow history

FCF ($B, upper) · YoY Growth % (lower)

Positive FCFNegative FCF

Free Cash Flow

YoY Growth %

Annual free cash flow data

SUNFF · free cash flow history · annual / quarterly

Fiscal YearOperating CFCapExFree Cash FlowYoY ChangeFCF Margin

FY2025Latest$2.80B(145M)$2.65B▲ +11.1%6.3%

FY2024$2.53B(143M)$2.39B▼ 66.9%6.5%

FY2023$5.61B(228M)$7.21B▼ 5.4%23.4%

FY2022$4.31B(0M)$7.62B▲ +3.9%222.2%

FY2021−$1.86B(82M)$7.33B▼ 40.6%20.6%

FCF = Operating Cash Flow − Capital Expenditures · CapEx shown as (negative) · Source: SEC filings via FMP

FCF valuation metrics

SUNFF · P/FCF · FCF yield · FCF per share

Sun Life Financial Inc. (SUNFF) trades at a FCF yield of 12.59% and a price-to-free-cash-flow ratio of 0.5x. FCF per share stands at $22.71, calculated using trailing twelve-month FCF divided by basic weighted-average shares outstanding.

FCF Yield (TTM)

12.59%

Free Cash Flow ÷ Market Cap

per FMP freeCashFlowYieldTTM definition

FCF per Share (TTM)

$22.71

TTM FCF ÷ Shares Outstanding

Price / FCF

x0.5

Share Price ÷ FCF per Share

EV / FCF (TTM)

x7.9

Enterprise Value basis

Source: FMP /key-metrics-ttm · /cash-flow-statement Q · /income-statementFY2025 · 2025-12-31

Cash flow statement summary

SUNFF · cash flow statement · operating / investing / financing

For FY2025, Sun Life Financial Inc. generated $2.80B in operating cash flow and spent 145M in capital expenditures, yielding $2.65B in free cash flow.

Operating Activities

+$2.80B

Cash from core business operations

2025-12-31

Investing Activities

−$320.0M

CapEx, acquisitions & investments

2025-12-31

Financing Activities

−$2.64B

Buybacks, dividends & debt

2025-12-31

FCF FormulaOperating CF ($2.80B) − |CapEx| (145M) = FCF ($2.65B)

For the complete Operating / Investing / Financing line-item breakdown:

View Full Cash Flow Statement →

Free cash flow vs peers (Financial Services)

SUNFF vs peers · FCF

#CompanyFree Cash FlowYoYFCF MarginRelative

Sun Life Financial Inc.YOU

SUNFF

$2.65B+11.1%6.3%

Berkshire Hathaway Inc.

BRK-B

$25.04B+115.6%6.7%

25%

Berkshire Hathaway Inc.

Mastercard Incorporated

$16.91B+18.2%51.6%

17%

Financial Services · Sorted by FCF · FMP /cash-flow-statementFull FCF Rankings →

About Free Cash Flow & Methodology

Sun Life Financial Inc. (SUNFF) reported free cash flow of $2.65B for FY2025 (fiscal year ending 2025-12-31), up 11.1% year-over-year. The FCF margin was 6.3%.

Based on available data, Sun Life Financial Inc. has maintained positive free cash flow for at least 15 fiscal year(s). FCF peaked at $12.34B in FY2020. The 5-year CAGR stands at -26.5%.

Sun Life Financial Inc.'s FCF yield is 12.59% and price-to-FCF ratio is 0.5x for FY2025, based on the latest available data.

Data sourced from FMP /cash-flow-statement · SEC 10-K / 10-Q · USD.

Q&A and summaries align with SEC 10-K/10-Q cash flow disclosures and FMP /cash-flow-statement where noted.

Revenue Financial statements Net income Earnings Forecast Price history Market cap Cash on hand P/E ratio

Frequently asked questions

SUNFF free cash flow · 8 questions

Sun Life Financial Inc. free cash flow was $2.65B for FY2025, up 11.1% year-over-year. On a trailing twelve-month (TTM) basis, free cash flow stands at $9.31B.

SUNFF free cash flowSUNFF FCFSUNFF FCF 2025SUNFF free cash flow TTM

▸ Source: FMP /cash-flow-statement · US GAAP · Sun Life Financial Inc. · Sun Life Financial Inc. SEC 10-K & 10-Q filings · US GAAP · Last updated: Jun 9, 2026