Synchrony Financial
SYFNYSEFinancial Services● Active
$70.55
$-0.29(-0.41%)
Market Cap$23.7B
P/E Ratio—
52W High$88.77
52W Low$59.23
Synchrony Financial (SYF) · Income Statement
Annual, quarterly, or TTM views · SEC 10-K & 10-Q via FMP · adjust period and M/B/T below.
FMP · SYF · as of 2026-06-08
Financial statements
Revenue · Gross Profit · Net Income
| Breakdown | 2025-12 | 2024-12 | 2023-12 | 2022-12 | 2021-12 |
|---|---|---|---|---|---|
| Revenue | |||||
| Revenue | $19.12B | $20.76B | $17.34B | $13.20B | $11.22B |
| Cost of Revenue | $9.36B | $11.37B | $9.68B | $4.90B | $1.76B |
| Gross Profit | $9.76B | $9.39B | $7.66B | $8.30B | $9.47B |
| Gross Margin %(computed) | 51.04% | 45.24% | 44.19% | 62.90% | 84.34% |
| Operating Expenses | |||||
| R&D Expenses | $0.00B | $0.00B | $0.00B | $0.00B | $0.00B |
| G&A Expenses | $2.09B | $1.83B | $1.88B | $1.68B | $1.50B |
| Total Operating Expenses | $5.13B | $4.84B | $4.76B | $4.34B | $3.96B |
| Operating Income | $4.62B | $4.55B | $2.90B | $3.96B | $5.50B |
| Operating Margin %(computed) | 24.17% | 21.93% | 16.75% | 30.03% | 49.03% |
| Interest Income | $22.60B | $22.64B | $20.71B | $17.15B | $15.27B |
| Interest Expense | $4.13B | $4.63B | $3.71B | $1.52B | $1.03B |
| Income Before Tax | $4.62B | $4.55B | $2.90B | $3.96B | $5.50B |
| Income Tax Expense | $1.07B | $1.05B | $0.67B | $0.95B | $1.28B |
| Net Income | $3.55B | $3.50B | $2.24B | $3.02B | $4.22B |
| Net Margin %(computed) | 18.58% | 16.86% | 12.91% | 22.86% | 37.61% |
| Per Share & EBITDA | |||||
| EPS (Basic) | $9.35 | $8.64 | $5.21 | $6.19 | $7.40 |
| Wtd Avg Shares | 0.36B | 0.40B | 0.42B | 0.48B | 0.56B |
| EBITDA | $5.13B | $5.03B | $3.36B | $4.38B | $5.89B |
| EBITDA Margin %(computed) | 26.86% | 24.25% | 19.39% | 33.20% | 52.50% |
Data source: Financial Modeling Prep · Last updated: 2026-06-08 · USD · B
Explore more Synchrony Financial data
About Synchrony Financial (SYF) Income Statement
Synchrony Financial (SYF) income statement data is sourced from SEC Form 10-K and 10-Q filings. For fiscal year 2025, SYF reported revenue of $19.12B, gross profit of $9.76B (gross margin 51.04%), and net income of $3.55B — a net profit margin of 18.58%.
Frequently asked questions
SYF · 4 questionsSynchrony Financial (SYF) reported revenue of $19.12B for 2025, down 7.9% year-over-year.
SYF revenueSYF salesannual revenue YoYincome statement
· Source: FMP /stable/income-statement · SEC EDGAR Form 10-K & 10-Q · As of 2026-06-08