Companies: 10,795·Total market cap: $144.5T
Tompkins Financial Corporation

Tompkins Financial Corporation

TMPAMEXFinancial Services● Active
$87.92
+$0.51(+0.58%)
Market Cap$1.3B
P/E Ratio—
52W High$88.85
52W Low$59.67
Overview

Tompkins Financial Corporation (TMP) Cash on Hand — Cash & Short-Term Investments

Cash & cash equivalents plus short-term investments from the balance sheet, YoY change, and net cash vs debt context.

TMP · cash on hand · updated Dec 31, 2025

Core cash position

Cash & Short-Term Investments (CCE + ST Investments)
$1.11B▼ -18.9% vs prior year
FY · as of Dec 31, 2025 · Reported in USD
Cash & Cash Equiv. (CCE)
$132.8M
cashAndCashEquivalents
Short-Term Investments
$975.2M
shortTermInvestments
YoY Change vs Prior Year
-18.9%
vs prior fiscal year
Latest Quarter
$68.7M
Q1 2026
Data Scope & Methodology

Cash on Hand = Cash & Cash Equivalents (CCE) + Short-Term Investments, as reported on the balance sheet (10-K/10-Q). Also referred to as cash reserves or cash position. Not free cash flow.

Source: FMP /balance-sheet-statement · SEC 10-K / 10-Q · Reported in USD

Source: FMP /balance-sheet-statement · SEC 10-K / 10-Q · USDUpdated: December 31, 2025

Net cash vs debt

Cash & ST Investments$1.11BCash on Hand
Total Debt$660.0MTotal Debt
Net Cash / Net Debt+$448.0MNet Cash Position
Cash vs Debt Ratio
Cash 63%Debt 37%

Tompkins Financial Corporation has a net cash position of $448.0M, holding more cash than debt.

Net Cash = Cash & ST Investments − Total Debt$1.11B − $660.0M = +$448.0M

Cash on hand history

YoY Increase
YoY Decrease
Latest Year
TMP annual cash on hand history · Cash & Short-Term Investments · Source: FMP /balance-sheet-statement

Annual cash on hand by year

DateCash & ST InvestmentsYoY Change
Dec 31, 2025Latest$1.11B-18.9%
Dec 31, 2024$1.37B-8.7%
Dec 31, 2023$1.50B-10.6%
Dec 31, 2022$1.67B-20.6%
Dec 31, 2021$2.11B+4.6%
TMP cash on hand annual historical data · Cash & Short-Term Investments per balance sheet (10-K/10-Q) · Reported in USD · Source: FMP /balance-sheet-statement

Financial Services Sector Cash Reserves Comparison

#CompanyCash & ST Inv.Cash/MCap
#1
JPMorgan Chase & Co.
JPMorgan Chase & Co.
JPM
$1.48T177.5%#2
Berkshire Hathaway Inc.
Berkshire Hathaway Inc.
BRK-B
$373.31B35.5%#3
Visa Inc.
Visa Inc.
V
$21.99B3.6%#4
Mastercard Incorporated
Mastercard Incorporated
MA
$10.90B2.5%
#5
Tompkins Financial Corporation
Tompkins Financial CorporationYOU
TMP
$1.11B87.6%
Financial Services sector cash reserves · Source: FMP /balance-sheet-statement + /profile · Sorted by Cash desccompanies with most cash on hand →

About cash on hand & methodology

Tompkins Financial Corporation (TMP) cash on hand as of December 31, 2025 is $1.11B, comprising $132.8M in cash and cash equivalents (CCE) plus $975.2M in short-term investments — reported as Tompkins Financial Corporation cash and short-term investments on the balance sheet (10-K filing). Also referred to as Tompkins Financial Corporation cash reserves or cash position.

Tompkins Financial Corporation annual cash on hand history shows decreased -18.9% in 2025: decreased -18.9% in 2025. Tompkins Financial Corporation cash reserves in 2025 reflect the company's capital allocation strategy.

Tompkins Financial Corporation carries total debt of $660.0M against cash of $1.11B, resulting in a net cash position of +$448.0M. For the full balance sheet, see the Financials → Balance Sheet tab.

Figures tie to SEC 10-K/10-Q balance sheet disclosures and FMP /balance-sheet-statement where noted.
Financial statementsFree cash flowNet incomeRevenueMarket capP/E ratioEarningsPrice history

Frequently asked questions

TMP cash on hand · 5 questions

As of December 31, 2025, Tompkins Financial Corporation (TMP) has $1.11B in cash on hand — defined as cash and short-term investments on the balance sheet. This includes $132,817,000 in cash and cash equivalents (CCE) plus $975,237,000 in short-term investments. Latest quarter (March 31, 2026): $68,665,000. Data sourced from the annual 10-K filing via FMP.

TMP cash on handTMP cash reservesTMP cash 2025how much cash does TMP have

▸ Source: FMP /balance-sheet-statement · US GAAP · Tompkins Financial Corporation · Tompkins Financial Corporation SEC 10-K & 10-Q filings · US GAAP · Last updated: December 31, 2025