Upstart Holdings, Inc.
UPSTNASDAQFinancial Services● Active
$30.94
+$1.20(+4.03%)
Market Cap$3.0B
P/E Ratio—
52W High$87.3
52W Low$23.965
Upstart Holdings, Inc. (UPST) · Income Statement
Annual, quarterly, or TTM views · SEC 10-K & 10-Q via FMP · adjust period and M/B/T below.
FMP · UPST · as of 2026-06-08
Financial statements
Revenue · Gross Profit · Net Income
| Breakdown | 2025-12 | 2024-12 | 2023-12 | 2022-12 | 2021-12 |
|---|---|---|---|---|---|
| Revenue | |||||
| Revenue | $1.08B | $0.68B | $0.55B | $0.85B | $0.85B |
| Cost of Revenue | $0.05B | $0.05B | $0.04B | $0.02B | $0.00B |
| Gross Profit | $1.02B | $0.63B | $0.51B | $0.84B | $0.85B |
| Gross Margin %(computed) | 95.21% | 92.89% | 92.77% | 98.18% | 99.61% |
| Operating Expenses | |||||
| R&D Expenses | $0.00B | $0.00B | $0.00B | $0.00B | $0.00B |
| G&A Expenses | $0.44B | $0.39B | $0.36B | $0.37B | $0.24B |
| Total Operating Expenses | $0.97B | $0.76B | $0.75B | $0.95B | $0.71B |
| Operating Income | $0.05B | ($0.13B) | ($0.24B) | ($0.11B) | $0.13B |
| Operating Margin %(computed) | 5.05% | -18.97% | -43.82% | -12.78% | 15.74% |
| Interest Income | $0.20B | $0.19B | $0.17B | $0.11B | $0.02B |
| Interest Expense | $0.05B | $0.05B | $0.04B | $0.02B | $0.00B |
| Income Before Tax | $0.05B | ($0.13B) | ($0.24B) | ($0.11B) | $0.13B |
| Income Tax Expense | $0.00B | $0.00B | $0.00B | ($0.00B) | ($0.00B) |
| Net Income | $0.05B | ($0.13B) | ($0.24B) | ($0.11B) | $0.14B |
| Net Margin %(computed) | 4.98% | -18.99% | -43.84% | -12.73% | 15.94% |
| Per Share & EBITDA | |||||
| EPS (Basic) | $0.56 | $-1.44 | $-2.87 | $-1.31 | $1.73 |
| Wtd Avg Shares | 0.10B | 0.09B | 0.08B | 0.08B | 0.08B |
| EBITDA | $0.08B | ($0.11B) | ($0.22B) | ($0.10B) | $0.14B |
| EBITDA Margin %(computed) | 7.36% | -15.93% | -39.28% | -11.20% | 16.62% |
Data source: Financial Modeling Prep · Last updated: 2026-06-08 · USD · B
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About Upstart Holdings, Inc. (UPST) Income Statement
Upstart Holdings, Inc. (UPST) income statement data is sourced from SEC Form 10-K and 10-Q filings. For fiscal year 2025, UPST reported revenue of $1.08B, gross profit of $1.02B (gross margin 95.21%), and net income of $0.05B — a net profit margin of 4.98%.
Frequently asked questions
UPST · 4 questionsUpstart Holdings, Inc. (UPST) reported revenue of $1.08B for 2025, up 58.9% year-over-year.
UPST revenueUPST salesannual revenue YoYincome statement
· Source: FMP /stable/income-statement · SEC EDGAR Form 10-K & 10-Q · As of 2026-06-08