Upstart Holdings, Inc.
UPSTNASDAQFinancial Services● Active
$31.00
+$1.26(+4.24%)
Market Cap$3.0B
P/E Ratio—
52W High$87.3
52W Low$23.965
Upstart Holdings, Inc. (UPST) · Cash Flow
Annual, quarterly, or TTM views · SEC 10-K & 10-Q via FMP · adjust period and M/B/T below.
FMP · UPST · as of 2026-06-10
Financial statements
Operating CF · CapEx · Free Cash Flow
| Breakdown | 2025-12 | 2024-12 | 2023-12 | 2022-12 | 2021-12 |
|---|---|---|---|---|---|
| Operating Activities | |||||
| Net Income | $0.05B | ($0.13B) | ($0.24B) | ($0.11B) | $0.14B |
| Depreciation & Amort. | $0.02B | $0.02B | $0.02B | $0.01B | $0.01B |
| Stock-Based Comp. | $0.13B | $0.13B | $0.18B | $0.13B | $0.07B |
| Change in Working Capital | $0.03B | $0.03B | ($0.02B) | ($0.01B) | $0.06B |
| Net Cash from Operations | ($0.15B) | $0.19B | ($0.11B) | ($0.66B) | $0.17B |
| Investing Activities | |||||
| Capital Expenditure | ($0.02B) | ($0.01B) | ($0.01B) | ($0.02B) | ($0.02B) |
| Purchases of Investments | $0.00B | $0.00B | $0.00B | ($0.01B) | ($0.04B) |
| Sales of Investments | $0.00B | $0.01B | $0.00B | $0.00B | $0.00B |
| Net Cash from Investing | ($0.18B) | ($0.24B) | ($0.12B) | ($0.11B) | ($0.14B) |
| Financing Activities | |||||
| Common Stock Repurchased | $0.00B | $0.00B | $0.00B | ($0.18B) | $0.00B |
| Dividends Paid | $0.00B | $0.00B | $0.00B | $0.00B | $0.00B |
| Debt Issued / Repaid | $0.39B | $0.56B | $0.19B | $0.29B | $0.65B |
| Net Cash from Financing | $0.41B | $0.56B | $0.17B | $0.11B | $0.86B |
| Free Cash Flow | |||||
| Free Cash Flow | ($0.17B) | $0.18B | ($0.12B) | ($0.68B) | $0.15B |
| FCF Margin %(computed) | -15.45% | 26.05% | -22.60% | -79.78% | 18.03% |
Data source: Financial Modeling Prep · Last updated: 2026-06-10 · USD · B
Explore more Upstart Holdings, Inc. data
About Upstart Holdings, Inc. (UPST) Cash Flow Statement
Upstart Holdings, Inc. generated operating cash flow of ($0.15B) and free cash flow of ($0.17B) for 2025 — a FCF margin of -15.45%. Capital expenditure was ($0.02B).
Frequently asked questions
UPST · 4 questionsUpstart Holdings, Inc. generated free cash flow of ($0.17B) for 2025, down 194.2% year-over-year.
UPST free cash flowFCF margincash flow yield
· Source: FMP /stable/cash-flow-statement · SEC EDGAR Form 10-K & 10-Q · As of 2026-06-10