Upstart Holdings, Inc.
Upstart Holdings, Inc. (UPST) PE Ratio — Current & Historical Data
Trailing twelve months (TTM) P/E, forward P/E, PEG, and annual PE history — from market prices and filings.
upst · pe ratio · data through Dec 31, 2025
Core PE Ratio Metrics
Trailing 12 months · TTMThe price-to-earnings (P/E) ratio for Upstart Holdings, Inc. (UPST) measures how much investors pay for each dollar of the company's trailing earnings. UPST's current PE ratio of 60.69x is calculated by dividing its stock price of $31.02 by its TTM earnings per share of $0.51. −42.0% discount vs 5Y avg 104.7x
Source: FMP · /ratios-ttm · /analyst-estimates · 2025-12-31
PE Ratio History
2017 – 2025 · Annual▸ FMP /ratios?period=annual&limit=20 · priceToEarningsRatio + netIncomePerShare (Annual)
Historical PE Range
Past 3 fiscal years · Front-end computedMinQ1 · 25%87.3x
MedianQ3 · 75%148.4x
Max
At 60.69x, UPST's current P/E is lower than in 0% of its annual fiscal year readings over the past 3 years — historically low.
Percentile calculated from annual fiscal year data points, not by trading day. Years where PE ≤ 0 or > 9,999 are excluded.
PE Ratio vs Peers
Financial - Credit Services · 6 peers · Annual PE| Company | Market Cap | PE (Annual) | vs Avg | EPS (TTM) |
|---|---|---|---|---|
Upstart Holdings, Inc.You UPST | $3.0B | 60.69x | +251.7% | $0.51 |
 Axos Financial, Inc. AX | $5.0B | 9.99x | -42.1% | $7.61 |
 BGC Group, Inc BGC | $5.1B | 27.45x | +59.1% | $0.33 |
 Credit Acceptance Corporation CACC | $5.9B | 11.59x | -32.8% | $38.26 |
 Navient Corporation SR NT 6% 121543 JSM | $5.0B | N/A | — | -$0.82 |
 Lazard Ltd LAZ | $4.7B | 19.99x | +15.8% | $2.43 |
 Lemonade, Inc. LMND | $4.0B | N/A | — | -$2.30 |
Industry Average 4 peers with valid PE | — | 17.25x | baseline | — |
* N/A — Company is not profitable (TTM) · excluded from industry average · ▸ FMP /stock-peers + /ratios?limit=1 · priceToEarningsRatio
Annual PE Ratio History
| Fiscal Year End | PE Ratio | EPS (TTM) | YoY Change | PE vs Max |
|---|---|---|---|---|
2025-12-31Latest FY2025 | 78.35x | $0.56 | — | |
2024-12-31 FY2024 | — | $-1.44 | — | |
2023-12-31 FY2023 | — | $-2.87 | — | |
2022-12-31 FY2022 | — | $-1.31 | — | |
2021-12-31 FY2021 | 87.25x | $1.73 | -41.2% | |
2020-12-31 FY2020 | 148.36x | $0.27 | — | |
2019-12-31 FY2019 | — | $-0.03 | — | |
2018-12-31 FY2018 | — | $-0.87 | — | |
2017-12-31 FY2017 | — | $-0.56 | — |
▸ FMP /ratios?period=annual&limit=20 · priceToEarningsRatio + netIncomePerShare · Zero extra API
About PE Ratio & Methodology
The price-to-earnings (P/E) ratio for Upstart Holdings, Inc. (UPST) measures how much investors pay for each dollar of the company's trailing earnings. UPST's current PE ratio of 60.69x is calculated by dividing its stock price of $31.02 by its TTM earnings per share of $0.51.
Frequently asked questions
UPST pe ratio · 6 questionsUPST's current PE ratio is 60.69x as of 2026-06-08, based on a stock price of $31.02 and TTM EPS of $0.51. Data sourced from Financial Modeling Prep via UPST's SEC 10-K and 10-Q filings.
▸ Source: FMP · /ratios-ttm · /ratios annual · /analyst-estimates · /stock-peers · Upstart Holdings, Inc. SEC 10-K & 10-Q filings · US GAAP · Updated: 2026-06-08