XP Inc.
XPNASDAQFinancial Services● Active
$15.18
$-0.16(-1.06%)
Market Cap$7.9B
P/E Ratio—
52W High$23.13
52W Low$15.1207
XP Inc. (XP) Earnings: Dates, EPS & Revenue History
Quarterly EPS vs. estimates, revenue surprises, next earnings date, and analyst consensus.
XP · earnings · updated Jun 8, 2026
Latest Earnings
Q2 FY2026Report Date: May 18, 2026EPS Actual
$0.47
Est. $0.49 · -3.5%
Revenue
$0.91B
Est. $0.93B · -1.7%
Fiscal Period
Q2 FY2026
FY ends December
Report Date
May 18, 2026
After Market Close
▼ Miss EPS▼ Miss Revenue
XP reports quarterly as a NASDAQ-listed Financial - Capital Markets company. Fiscal year ends in December. Data: FMP · Updated hourly.
Next Earnings Date
Days Away
85
days
Expected Date
Sep 1, 2026
Fiscal Period
Q3 FY2026
Release Time
◌ Time TBD (Unconfirmed)EPS Est.
$0.46
Rev. $3.65B
Days Away85
Expected DateSep 1, 2026
Fiscal PeriodQ3 FY2026
Release TimeTime TBD (Unconfirmed)
EPS Est.$0.46
Rev. Est.$3.65B
EPS & Revenue vs. Estimates
Actual (Beat)
Actual (Miss)
Estimated
Earnings History
| Period | Report Date | EPS Est. | EPS Actual | EPS Surpr. | Revenue | Rev. Est. | Rev. Surpr. |
|---|---|---|---|---|---|---|---|
| ◌ Q3 FY2026 | Aug 17, 2026 | $0.50 | — | — | — | $0.96B | — |
| ▼ Q2 FY2026 | May 18, 2026 | $0.49 | $0.47 | -3.5% | $0.91B | $0.93B | -1.7% |
| ▲ Q1 FY2026 | Feb 12, 2026 | $0.45 | $0.46 | +2.2% | $0.90B | $0.87B | +4.1% |
| ▼ Q4 FY2025 | Nov 17, 2025 | $0.46 | $0.45 | -1.5% | $0.85B | $0.88B | -3.3% |
| — Q3 FY2025 | Aug 18, 2025 | $0.43 | $0.43 | +0.1% | $0.81B | $0.83B | -3.0% |
| ▼ Q2 FY2025 | May 20, 2025 | $0.40 | $0.39 | -2.5% | $0.74B | $0.78B | -5.1% |
| ▲ Q1 FY2025 | Feb 18, 2025 | $0.36 | $0.38 | +6.9% | $0.72B | $0.72B | +0.6% |
| ▲ Q4 FY2024 | Nov 19, 2024 | $0.38 | $0.39 | +2.6% | $0.80B | $0.80B | -0.6% |
Q3 FY2026
Aug 17, 2026
EPS Actual
—
EPS Est.
$0.50
EPS Surpr.
—
Revenue
—
Q2 FY2026
May 18, 2026Miss
EPS Actual
$0.47
EPS Est.
$0.49
EPS Surpr.
-3.5%
Revenue
$0.91B
Q1 FY2026
Feb 12, 2026Beat
EPS Actual
$0.46
EPS Est.
$0.45
EPS Surpr.
+2.2%
Revenue
$0.90B
Q4 FY2025
Nov 17, 2025Miss
EPS Actual
$0.45
EPS Est.
$0.46
EPS Surpr.
-1.5%
Revenue
$0.85B
Q3 FY2025
Aug 18, 2025
EPS Actual
$0.43
EPS Est.
$0.43
EPS Surpr.
+0.1%
Revenue
$0.81B
Q2 FY2025
May 20, 2025Miss
EPS Actual
$0.39
EPS Est.
$0.40
EPS Surpr.
-2.5%
Revenue
$0.74B
Q1 FY2025
Feb 18, 2025Beat
EPS Actual
$0.38
EPS Est.
$0.36
EPS Surpr.
+6.9%
Revenue
$0.72B
Q4 FY2024
Nov 19, 2024Beat
EPS Actual
$0.39
EPS Est.
$0.38
EPS Surpr.
+2.6%
Revenue
$0.80B
Analyst Estimates
Limited analyst coverage (fewer than 3 analysts). Estimates may not reflect market consensus.
EPS Estimates
| Period | Low | Consensus | High | # Analysts |
|---|---|---|---|---|
| Q4 FY2028 | $3.98 | $4.01 | $4.04 | 1 |
| Q3 FY2028 | $3.32 | $3.34 | $3.37 | 1 |
| Q2 FY2028 | $3.24 | $3.26 | $3.29 | 1 |
| Q1 FY2028 | $3.12 | $3.15 | $3.17 | 1 |
| Q4 FY2027 | $3.37 | $3.39 | $3.42 | 1 |
| Q3 FY2027 | $3.06 | $3.09 | $3.11 | 1 |
Revenue Estimates
| Period | Low | Consensus | High | # Analysts |
|---|---|---|---|---|
| Q4 FY2028 | $6.9B | $7.0B | $7.0B | 1 |
| Q3 FY2028 | $6.6B | $6.7B | $6.7B | 1 |
| Q2 FY2028 | $6.4B | $6.4B | $6.4B | 1 |
| Q1 FY2028 | $6.2B | $6.2B | $6.3B | 1 |
| Q4 FY2027 | $6.1B | $6.1B | $6.2B | 1 |
| Q3 FY2027 | $5.8B | $5.9B | $5.9B | 1 |
Earnings Price Reaction
Closing price one trading day before vs. one trading day after each earnings release.
| Period | Report Date | EPS Beat/Miss | Price Before | Price After | 1D Reaction |
|---|---|---|---|---|---|
| ▼ Q2 FY2026 | May 18, 2026 | -3.5% | $17.47 | $17.34 | -0.74% |
| ▲ Q1 FY2026 | Feb 12, 2026 | +2.2% | $20.29 | $19.77 | -2.56% |
| ▼ Q4 FY2025 | Nov 17, 2025 | -1.5% | $18.66 | $18.10 | -3.00% |
| ▲ Q3 FY2025 | Aug 18, 2025 | +0.1% | $17.56 | $17.50 | -0.34% |
| ▼ Q2 FY2025 | May 20, 2025 | -2.5% | $18.63 | $18.56 | -0.38% |
| ▲ Q1 FY2025 | Feb 18, 2025 | +6.9% | $14.74 | $15.02 | +1.90% |
| ▲ Q4 FY2024 | Nov 19, 2024 | +2.6% | $16.86 | $16.68 | -1.07% |
| ▼ Q3 FY2024 | Aug 13, 2024 | -80.3% | $18.03 | $18.44 | +2.27% |
Q2 FY2026-0.74%
Report Date
May 18, 2026
EPS Beat/Miss
-3.5%
Price Before
$17.47
Price After
$17.34
Q1 FY2026-2.56%
Report Date
Feb 12, 2026
EPS Beat/Miss
+2.2%
Price Before
$20.29
Price After
$19.77
Q4 FY2025-3.00%
Report Date
Nov 17, 2025
EPS Beat/Miss
-1.5%
Price Before
$18.66
Price After
$18.10
Q3 FY2025-0.34%
Report Date
Aug 18, 2025
EPS Beat/Miss
+0.1%
Price Before
$17.56
Price After
$17.50
Q2 FY2025-0.38%
Report Date
May 20, 2025
EPS Beat/Miss
-2.5%
Price Before
$18.63
Price After
$18.56
Q1 FY2025+1.90%
Report Date
Feb 18, 2025
EPS Beat/Miss
+6.9%
Price Before
$14.74
Price After
$15.02
Q4 FY2024-1.07%
Report Date
Nov 19, 2024
EPS Beat/Miss
+2.6%
Price Before
$16.86
Price After
$16.68
Q3 FY2024+2.27%
Report Date
Aug 13, 2024
EPS Beat/Miss
-80.3%
Price Before
$18.03
Price After
$18.44
Avg Beat Reaction-0.52%
Avg Miss Reaction-0.46%
Beat Rate4 / 8 quarters
Largest Move-3.00% (Q4 FY2025)
Data: FMP /historical-price-eod/full · field: close
About Earnings & Data Methodology
Data source: Financial Modeling Prep (FMP) | Updated: Hourly | Surprise%: (Actual − Estimate) / |Estimate| × 100 | Fiscal year: XP ends December
XP Inc. (XP) most recently reported earnings on May 18, 2026 for Q2 FY2026, posting EPS of $0.47 — missing the analyst consensus of $0.49 by -3.5%. The next XP earnings date is expected around September 1, 2026.
Each quarter, investors track XP earnings for signals on forward guidance and business momentum. For longer-term revenue trends, see the Revenue tab. XP revenue tab →
Earnings Glossary
EPS (Earnings Per Share)
Net income ÷ diluted shares outstanding. The primary metric analysts use to gauge quarterly profitability.
Earnings Surprise %
(Actual − Estimate) / |Estimate| × 100. Positive = Beat. Negative = Miss.
Beat / Miss / In-Line
Beat = Actual ≥ Estimate. Miss = Actual < Estimate. In-Line = within ±1%.
BMO / AMC
Before Market Open / After Market Close. Two windows when companies typically release results.
Fiscal Quarter
XP's fiscal year ends in December. Fiscal quarters may not align with calendar quarters.
Analyst Consensus
Average EPS/Revenue forecast across all covering analysts. More analysts = more reliable estimate.
Figures tie to FMP earnings calendar, estimates, and SEC 10-Q/10-K filings where noted.
Frequently asked questions
XP earnings · 5 questionsXP Inc.'s next earnings report is expected around September 1, 2026. XP typically reports quarterly — approximately every three months. The exact date is confirmed by the company 2–4 weeks before the release. Time is currently TBD; XP historically reports after market close (AMC).
XP earnings datewhen is XP earningsXP next earnings datewhen does XP report earningsXP earnings calendar
▸ Source: FMP · XP Inc. SEC filings · US GAAP · XP Inc. SEC 10-K & 10-Q filings · US GAAP · Updated: Jun 8, 2026