Arch Capital Group Ltd.

ACGLNASDAQFinancial Services● Active

$89.61

$-1.58(-1.73%)

Market Cap$31.3B

P/E Ratio—

52W High$103.39

52W Low$82.45

Avg Volume2.2M

Open$90.20

Beta0.31

Free Cash Flow Financials Revenue

Arch Capital Group Ltd. (ACGL) Free Cash Flow & Analysis

Annual & trailing free cash flow, FCF margin, YoY change, valuation ratios, and peer context.

ACGL · free cash flow · updated Jun 8, 2026

Core FCF metrics

ACGL · FCF · TTM · margin & CAGR

Free cash flow was $6.13B for FY2025 (fiscal year ending 2025-12-31), down 7.5% year-over-year The FCF margin was 30.8%. Five-year CAGR stands at +16.6%.

FY2025 Free Cash Flow$6.13B▼ -7.5% YoY

Trailing 12M (TTM)$5.86Btrailing 4 quarters sum

FCF Margin30.8%$6.13B ÷ revenue

3-Year CAGR+17.6%FY2022 → FY2025

5-Year CAGR+16.6%FY2020 → FY2025

FormulaFCF = Operating Cash Flow − Capital ExpendituresTTM = trailing 4 quarters sumCAGR → N/A if either endpoint ≤ 0

Source: FMP /cash-flow-statement · SEC 10-K / 10-Q · USDUpdated: Jun 8, 2026

Annual free cash flow history

FCF ($B, upper) · YoY Growth % (lower)

Positive FCFNegative FCF

Free Cash Flow

YoY Growth %

Annual free cash flow data

ACGL · free cash flow history · annual / quarterly

Fiscal YearOperating CFCapExFree Cash FlowYoY ChangeFCF Margin

FY2025Latest$6.17B(44M)$6.13B▼ 7.5%30.8%

FY2024$6.67B(51M)$6.62B▲ +16.2%38.0%

FY2023$5.75B(52M)$5.70B▲ +51.4%42.9%

FY2022$3.82B(52M)$3.76B▲ +11.1%39.0%

FY2021$3.43B(41M)$3.39B▲ +19.0%37.9%

FCF = Operating Cash Flow − Capital Expenditures · CapEx shown as (negative) · Source: SEC filings via FMP

FCF valuation metrics

ACGL · P/FCF · FCF yield · FCF per share

Arch Capital Group Ltd. (ACGL) trades at a FCF yield of 18.60% and a price-to-free-cash-flow ratio of 5.6x. FCF per share stands at $15.88, calculated using trailing twelve-month FCF divided by basic weighted-average shares outstanding.

FCF Yield (TTM)

18.60%

Free Cash Flow ÷ Market Cap

per FMP freeCashFlowYieldTTM definition

FCF per Share (TTM)

$15.88

TTM FCF ÷ Shares Outstanding

Price / FCF

x5.6

Share Price ÷ FCF per Share

EV / FCF (TTM)

x5.7

Enterprise Value basis

Source: FMP /key-metrics-ttm · /cash-flow-statement Q · /income-statementFY2025 · 2025-12-31

Cash flow statement summary

ACGL · cash flow statement · operating / investing / financing

For FY2025, Arch Capital Group Ltd. generated $6.17B in operating cash flow and spent 44M in capital expenditures, yielding $6.13B in free cash flow.

Operating Activities

+$6.17B

Cash from core business operations

2025-12-31

Investing Activities

−$4.04B

CapEx, acquisitions & investments

2025-12-31

Financing Activities

−$1.89B

Buybacks, dividends & debt

2025-12-31

FCF FormulaOperating CF ($6.17B) − |CapEx| (44M) = FCF ($6.13B)

For the complete Operating / Investing / Financing line-item breakdown:

View Full Cash Flow Statement →

Free cash flow vs peers (Financial Services)

ACGL vs peers · FCF

#CompanyFree Cash FlowYoYFCF MarginRelative

Arch Capital Group Ltd.YOU

ACGL

$6.13B-7.5%30.7%

Berkshire Hathaway Inc.

BRK-B

$25.04B+115.6%6.7%

25%

Berkshire Hathaway Inc.

Mastercard Incorporated

$16.91B+18.2%51.6%

17%

Financial Services · Sorted by FCF · FMP /cash-flow-statementFull FCF Rankings →

About Free Cash Flow & Methodology

Arch Capital Group Ltd. (ACGL) reported free cash flow of $6.13B for FY2025 (fiscal year ending 2025-12-31), down 7.5% year-over-year. The FCF margin was 30.8%.

Based on available data, Arch Capital Group Ltd. has maintained positive free cash flow for at least 15 fiscal year(s). FCF peaked at $6.62B in FY2024. The 5-year CAGR stands at +16.6%.

Arch Capital Group Ltd.'s FCF yield is 18.60% and price-to-FCF ratio is 5.6x for FY2025, based on the latest available data.

Data sourced from FMP /cash-flow-statement · SEC 10-K / 10-Q · USD.

Q&A and summaries align with SEC 10-K/10-Q cash flow disclosures and FMP /cash-flow-statement where noted.

Revenue Financial statements Net income Earnings Forecast Price history Market cap Cash on hand P/E ratio

Frequently asked questions

ACGL free cash flow · 8 questions

Arch Capital Group Ltd. free cash flow was $6.13B for FY2025, down 7.5% year-over-year. On a trailing twelve-month (TTM) basis, free cash flow stands at $5.86B.

ACGL free cash flowACGL FCFACGL FCF 2025ACGL free cash flow TTM

▸ Source: FMP /cash-flow-statement · US GAAP · Arch Capital Group Ltd. · Arch Capital Group Ltd. SEC 10-K & 10-Q filings · US GAAP · Last updated: Jun 8, 2026