Companies: 10,795·Total market cap: $144.5T
Affirm Holdings, Inc.

Affirm Holdings, Inc.

AFRMNASDAQTechnology● Active
$65.63
+$2.02(+3.18%)
Market Cap$22.0B
P/E Ratio—
52W High$100
52W Low$42.095
Cash on HandFinancialsRevenue

Affirm Holdings, Inc. (AFRM) Cash on Hand — Cash & Short-Term Investments

Cash & cash equivalents plus short-term investments from the balance sheet, YoY change, and net cash vs debt context.

AFRM · cash on hand · updated Jun 30, 2025

Core cash position

Cash & Short-Term Investments (CCE + ST Investments)
$2.23B▲ +3.8% vs prior year
FY · as of Jun 30, 2025 · Reported in USD
Cash & Cash Equiv. (CCE)
$1.35B
cashAndCashEquivalents
Short-Term Investments
$871.4M
shortTermInvestments
YoY Change vs Prior Year
+3.8%
vs prior fiscal year
Latest Quarter
$2.97B
Q1 2026
Data Scope & Methodology

Cash on Hand = Cash & Cash Equivalents (CCE) + Short-Term Investments, as reported on the balance sheet (10-K/10-Q). Also referred to as cash reserves or cash position. Not free cash flow.

Source: FMP /balance-sheet-statement · SEC 10-K / 10-Q · Reported in USD

Source: FMP /balance-sheet-statement · SEC 10-K / 10-Q · USDUpdated: June 30, 2025

Net cash vs debt

Cash & ST Investments$2.23BCash on Hand
Total Debt$7.85BTotal Debt
Net Cash / Net Debt−$5.63BNet Debt Position
Cash vs Debt Ratio
Cash 22%Debt 78%

Affirm Holdings, Inc. carries a net debt position of $5.63B. Total debt ($7.85B) exceeds cash on hand ($2.23B). Affirm Holdings, Inc. cash vs debt ratio: 22% cash / 78% debt.

Net Cash = Cash & ST Investments − Total Debt$2.23B − $7.85B = −$5.63B

Cash on hand history

YoY Increase
YoY Decrease
Latest Year
AFRM annual cash on hand history · Cash & Short-Term Investments · Source: FMP /balance-sheet-statement

Annual cash on hand by year

DateCash & ST InvestmentsYoY Change
Jun 30, 2025Latest$2.23B+3.8%
Jun 30, 2024$2.14B+3.8%
Jun 30, 2023$2.07B-27.5%
Jun 30, 2022$2.85B+92.2%
Jun 30, 2021$1.48B+455.2%
AFRM cash on hand annual historical data · Cash & Short-Term Investments per balance sheet (10-K/10-Q) · Reported in USD · Source: FMP /balance-sheet-statement

Technology Sector Cash Reserves Comparison

#CompanyCash & ST Inv.Cash/MCap
#1
Taiwan Semiconductor Manufacturing Company Limited
Taiwan Semiconductor Manufacturing Company Limited
TSM
$3.13T140.0%#2
Microsoft Corporation
Microsoft Corporation
MSFT
$94.56B3.1%#3
NVIDIA Corporation
NVIDIA Corporation
NVDA
$62.56B1.2%#4
Apple Inc.
Apple Inc.
AAPL
$54.70B1.2%
#5
Affirm Holdings, Inc.
Affirm Holdings, Inc.YOU
AFRM
$2.23B10.1%
Technology sector cash reserves · Source: FMP /balance-sheet-statement + /profile · Sorted by Cash desccompanies with most cash on hand →

About cash on hand & methodology

Affirm Holdings, Inc. (AFRM) cash on hand as of June 30, 2025 is $2.23B, comprising $1.35B in cash and cash equivalents (CCE) plus $871.4M in short-term investments — reported as Affirm Holdings, Inc. cash and short-term investments on the balance sheet (10-K filing). Also referred to as Affirm Holdings, Inc. cash reserves or cash position.

Affirm Holdings, Inc. annual cash on hand history shows increased +3.8% in 2025: increased +3.8% in 2025. Affirm Holdings, Inc. cash reserves in 2025 reflect the company's capital allocation strategy.

Affirm Holdings, Inc. carries total debt of $7.85B against cash of $2.23B, resulting in a net debt position of -$5.63B. For the full balance sheet, see the Financials → Balance Sheet tab.

Figures tie to SEC 10-K/10-Q balance sheet disclosures and FMP /balance-sheet-statement where noted.
Financial statementsFree cash flowNet incomeRevenueMarket capP/E ratioEarningsPrice history

Frequently asked questions

AFRM cash on hand · 5 questions

As of June 30, 2025, Affirm Holdings, Inc. (AFRM) has $2.23B in cash on hand — defined as cash and short-term investments on the balance sheet. This includes $1.35B in cash and cash equivalents (CCE) plus $871,425,000 in short-term investments. Latest quarter (March 31, 2026): $2.97B. Data sourced from the annual 10-K filing via FMP.

AFRM cash on handAFRM cash reservesAFRM cash 2025how much cash does AFRM have

▸ Source: FMP /balance-sheet-statement · US GAAP · Affirm Holdings, Inc. · Affirm Holdings, Inc. SEC 10-K & 10-Q filings · US GAAP · Last updated: June 30, 2025