Amalgamated Financial Corp.

AMALNASDAQFinancial Services● Active

$43.13

+$0.71(+1.67%)

Market Cap$1.3B

P/E Ratio—

52W High$44.01

52W Low$25.13

Avg Volume138K

Open$42.94

Beta0.81

Cash on Hand Financials Revenue

Amalgamated Financial Corp. (AMAL) Cash on Hand — Cash & Short-Term Investments

Cash & cash equivalents plus short-term investments from the balance sheet, YoY change, and net cash vs debt context.

AMAL · cash on hand · updated Dec 31, 2025

Core cash position

as of Dec 31, 2025

Cash & Short-Term Investments (CCE + ST Investments)

$53.2M▼ -96.9% vs prior year

FY · as of Dec 31, 2025 · Reported in USD

Cash & Cash Equiv. (CCE)

$4.5M

cashAndCashEquivalents

Short-Term Investments

$48.7M

shortTermInvestments

YoY Change vs Prior Year

-96.9%

vs prior fiscal year

Latest Quarter

$11.6M

Q1 2026

Data Scope & Methodology

Cash on Hand = Cash & Cash Equivalents (CCE) + Short-Term Investments, as reported on the balance sheet (10-K/10-Q). Also referred to as cash reserves or cash position. Not free cash flow.

Source: FMP /balance-sheet-statement · SEC 10-K / 10-Q · Reported in USD

Source: FMP /balance-sheet-statement · SEC 10-K / 10-Q · USDUpdated: December 31, 2025

Net cash vs debt

Cash vs Debt · Balance Sheet Health

Cash & ST Investments$53.2MCash on Hand

Total Debt$94.1MTotal Debt

Net Cash / Net Debt−$40.9MNet Debt Position

Cash vs Debt Ratio

Cash 36%Amalgamated Financial Corp. cash as % of market cap: 4.13%% · MCap $1BDebt 64%

Amalgamated Financial Corp. carries a net debt position of $40.9M. Total debt ($94.1M) exceeds cash on hand ($53.2M). Amalgamated Financial Corp. cash vs debt ratio: 36% cash / 64% debt.

Net Cash = Cash & ST Investments − Total Debt$53.2M − $94.1M = −$40.9M

Cash on hand history

annual cash on hand trend · Cash & Short-Term Investments

YoY Increase

YoY Decrease

Latest Year

AMAL annual cash on hand history · Cash & Short-Term Investments · Source: FMP /balance-sheet-statement

Annual cash on hand by year

AMAL cash & short-term investments history

DatePeriodCash & ST InvestmentsYoY Change

Dec 31, 2025LatestFY$53.2M-96.9%

Dec 31, 2024FY$1.69B+7.4%

Dec 31, 2023FY$1.57B-16.1%

Dec 31, 2022FY$1.88B-23.2%

Dec 31, 2021FY$2.44B+54.8%

AMAL cash on hand annual historical data · Cash & Short-Term Investments per balance sheet (10-K/10-Q) · Reported in USD · Source: FMP /balance-sheet-statement

Financial Services Sector Cash Reserves Comparison

AMAL vs peers · cash on hand

#CompanyCash & ST Inv.Market CapCash/MCapRelative

Berkshire Hathaway Inc.

Mastercard Incorporated

$10.90B$430B2.5%

Amalgamated Financial Corp.YOU

AMAL

$53.2M$1B4.2%

Financial Services sector cash reserves · Source: FMP /balance-sheet-statement + /profile · Sorted by Cash desccompanies with most cash on hand →

About cash on hand & methodology

Amalgamated Financial Corp. (AMAL) cash on hand as of December 31, 2025 is $53.2M, comprising $4.5M in cash and cash equivalents (CCE) plus $48.7M in short-term investments — reported as Amalgamated Financial Corp. cash and short-term investments on the balance sheet (10-K filing). Also referred to as Amalgamated Financial Corp. cash reserves or cash position.

Amalgamated Financial Corp. annual cash on hand history shows decreased -96.9% in 2025: decreased -96.9% in 2025. Amalgamated Financial Corp. cash reserves in 2025 reflect the company's capital allocation strategy.

Amalgamated Financial Corp. carries total debt of $94.1M against cash of $53.2M, resulting in a net debt position of -$40.9M. For the full balance sheet, see the Financials → Balance Sheet tab.

Figures tie to SEC 10-K/10-Q balance sheet disclosures and FMP /balance-sheet-statement where noted.

Financial statements Free cash flow Net income Revenue Market cap P/E ratio Earnings Price history

Frequently asked questions

AMAL cash on hand · 5 questions

As of December 31, 2025, Amalgamated Financial Corp. (AMAL) has $53,163,000 in cash on hand — defined as cash and short-term investments on the balance sheet. This includes $4,501,000 in cash and cash equivalents (CCE) plus $48,662,000 in short-term investments. Latest quarter (March 31, 2026): $11,617,000. Data sourced from the annual 10-K filing via FMP.

AMAL cash on handAMAL cash reservesAMAL cash 2025how much cash does AMAL have

▸ Source: FMP /balance-sheet-statement · US GAAP · Amalgamated Financial Corp. · Amalgamated Financial Corp. SEC 10-K & 10-Q filings · US GAAP · Last updated: December 31, 2025