Aozora Bank, Ltd.
AOZOYOTCFinancial Services● Active
$3.95
$-0.07(-1.74%)
Market Cap$2.2B
P/E Ratio—
52W High$4.37
52W Low$3.3
Aozora Bank, Ltd. (AOZOY) Earnings: Dates, EPS & Revenue History
Quarterly EPS vs. estimates, revenue surprises, next earnings date, and analyst consensus.
AOZOY · earnings · updated Jun 8, 2026
Latest Earnings
Q2 FY2026Report Date: May 14, 2026EPS Actual
$0.04
Est. $0.02 · +126.3%
Revenue
$-0.51B
Est. $0.15B · -446.1%
Fiscal Period
Q2 FY2026
FY ends December
Report Date
May 14, 2026
After Market Close
▲ Beat EPS▼ Miss Revenue✓ 3-Quarter EPS Beat Streak
AOZOY reports quarterly as a OTC-listed Banks - Regional company. Fiscal year ends in December. Data: FMP · Updated hourly.
Next Earnings Date
Days Away
85
days
Expected Date
Sep 1, 2026
Fiscal Period
Q3 FY2026
Release Time
◌ Time TBD (Unconfirmed)EPS Est.
$0.09
Rev. $41.31B
Days Away85
Expected DateSep 1, 2026
Fiscal PeriodQ3 FY2026
Release TimeTime TBD (Unconfirmed)
EPS Est.$0.09
Rev. Est.$41.31B
EPS & Revenue vs. Estimates
Actual (Beat)
Actual (Miss)
Estimated
Earnings History
| Period | Report Date | EPS Est. | EPS Actual | EPS Surpr. | Revenue | Rev. Est. | Rev. Surpr. |
|---|---|---|---|---|---|---|---|
| ◌ Q3 FY2026 | Aug 3, 2026 | $0.08 | — | — | — | $0.15B | — |
| ▲ Q2 FY2026 | May 14, 2026 | $0.02 | $0.04 | +126.3% | $-0.51B | $0.15B | -446.1% |
| ▲ Q1 FY2026 | Feb 4, 2026 | $0.06 | $0.09 | +46.4% | $0.40B | $0.15B | +172.0% |
| ▲ Q4 FY2025 | Nov 13, 2025 | $0.07 | $0.09 | +33.6% | $0.41B | $0.17B | +137.7% |
| ▼ Q3 FY2025 | Jul 31, 2025 | $0.09 | $0.08 | -10.6% | $0.23B | $0.17B | +39.5% |
| ▲ Q2 FY2025 | May 14, 2025 | $0.04 | $0.05 | +30.7% | $-0.59B | $0.13B | -562.7% |
| ▼ Q1 FY2025 | Feb 3, 2025 | $0.05 | $0.05 | -7.8% | $0.85B | $0.13B | +529.1% |
| — Q4 FY2024 | Nov 15, 2024 | $0.05 | $0.05 | +0.9% | $0.19B | $0.14B | +31.1% |
Q3 FY2026
Aug 3, 2026
EPS Actual
—
EPS Est.
$0.08
EPS Surpr.
—
Revenue
—
Q2 FY2026
May 14, 2026Beat
EPS Actual
$0.04
EPS Est.
$0.02
EPS Surpr.
+126.3%
Revenue
$-0.51B
Q1 FY2026
Feb 4, 2026Beat
EPS Actual
$0.09
EPS Est.
$0.06
EPS Surpr.
+46.4%
Revenue
$0.40B
Q4 FY2025
Nov 13, 2025Beat
EPS Actual
$0.09
EPS Est.
$0.07
EPS Surpr.
+33.6%
Revenue
$0.41B
Q3 FY2025
Jul 31, 2025Miss
EPS Actual
$0.08
EPS Est.
$0.09
EPS Surpr.
-10.6%
Revenue
$0.23B
Q2 FY2025
May 14, 2025Beat
EPS Actual
$0.05
EPS Est.
$0.04
EPS Surpr.
+30.7%
Revenue
$-0.59B
Q1 FY2025
Feb 3, 2025Miss
EPS Actual
$0.05
EPS Est.
$0.05
EPS Surpr.
-7.8%
Revenue
$0.85B
Q4 FY2024
Nov 15, 2024
EPS Actual
$0.05
EPS Est.
$0.05
EPS Surpr.
+0.9%
Revenue
$0.19B
Analyst Estimates
Limited analyst coverage (fewer than 3 analysts). Estimates may not reflect market consensus.
EPS Estimates
| Period | Low | Consensus | High | # Analysts |
|---|---|---|---|---|
| Q1 FY2027 | $12.30 | $12.30 | $12.30 | 1 |
| Q4 FY2026 | $16.53 | $16.53 | $16.53 | 1 |
| Q3 FY2026 | $10.15 | $10.15 | $10.15 | 1 |
| Q2 FY2026 | $12.40 | $12.40 | $12.40 | 1 |
| Q1 FY2026 | $3.12 | $3.12 | $3.12 | 1 |
| Q4 FY2025 | $10.13 | $10.13 | $10.13 | 1 |
Revenue Estimates
| Period | Low | Consensus | High | # Analysts |
|---|---|---|---|---|
| Q1 FY2027 | $30.8B | $30.8B | $30.8B | 1 |
| Q4 FY2026 | $31.1B | $31.1B | $31.1B | 1 |
| Q3 FY2026 | $26.2B | $26.2B | $26.2B | 1 |
| Q2 FY2026 | $23.7B | $23.7B | $23.7B | 1 |
| Q1 FY2026 | $21.8B | $23.6B | $25.5B | 2 |
| Q4 FY2025 | $22.1B | $23.0B | $24.0B | 2 |
Earnings Price Reaction
Closing price one trading day before vs. one trading day after each earnings release.
| Period | Report Date | EPS Beat/Miss | Price Before | Price After | 1D Reaction |
|---|---|---|---|---|---|
| ▲ Q2 FY2026 | May 14, 2026 | +126.3% | $4.26 | $4.26 | +0.00% |
| ▲ Q1 FY2026 | Feb 4, 2026 | +46.4% | $3.90 | $3.90 | +0.00% |
| ▲ Q4 FY2025 | Nov 13, 2025 | +33.6% | $3.65 | $3.65 | +0.00% |
| ▼ Q3 FY2025 | Jul 31, 2025 | -10.6% | $4.05 | $4.05 | +0.00% |
| ▲ Q2 FY2025 | May 14, 2025 | +30.7% | $3.50 | $3.50 | +0.00% |
| ▼ Q1 FY2025 | Feb 3, 2025 | -7.8% | $3.91 | $3.91 | +0.00% |
| ▲ Q4 FY2024 | Nov 15, 2024 | +0.9% | $4.39 | $4.39 | +0.00% |
| ▲ Q3 FY2024 | Aug 2, 2024 | +70.9% | $3.84 | $3.70 | -3.65% |
Q2 FY2026+0.00%
Report Date
May 14, 2026
EPS Beat/Miss
+126.3%
Price Before
$4.26
Price After
$4.26
Q1 FY2026+0.00%
Report Date
Feb 4, 2026
EPS Beat/Miss
+46.4%
Price Before
$3.90
Price After
$3.90
Q4 FY2025+0.00%
Report Date
Nov 13, 2025
EPS Beat/Miss
+33.6%
Price Before
$3.65
Price After
$3.65
Q3 FY2025+0.00%
Report Date
Jul 31, 2025
EPS Beat/Miss
-10.6%
Price Before
$4.05
Price After
$4.05
Q2 FY2025+0.00%
Report Date
May 14, 2025
EPS Beat/Miss
+30.7%
Price Before
$3.50
Price After
$3.50
Q1 FY2025+0.00%
Report Date
Feb 3, 2025
EPS Beat/Miss
-7.8%
Price Before
$3.91
Price After
$3.91
Q4 FY2024+0.00%
Report Date
Nov 15, 2024
EPS Beat/Miss
+0.9%
Price Before
$4.39
Price After
$4.39
Q3 FY2024-3.65%
Report Date
Aug 2, 2024
EPS Beat/Miss
+70.9%
Price Before
$3.84
Price After
$3.70
Avg Beat Reaction-0.61%
Avg Miss Reaction+0.00%
Beat Rate6 / 8 quarters
Largest Move-3.65% (Q3 FY2024)
Data: FMP /historical-price-eod/full · field: close
About Earnings & Data Methodology
Data source: Financial Modeling Prep (FMP) | Updated: Hourly | Surprise%: (Actual − Estimate) / |Estimate| × 100 | Fiscal year: AOZOY ends December
Aozora Bank, Ltd. (AOZOY) most recently reported earnings on May 14, 2026 for Q2 FY2026, posting EPS of $0.04 — beating the analyst consensus of $0.02 by +126.3%. AOZOY has beaten EPS estimates for 3 consecutive quarters. The next AOZOY earnings date is expected around September 1, 2026.
Each quarter, investors track AOZOY earnings for signals on forward guidance and business momentum. For longer-term revenue trends, see the Revenue tab. AOZOY revenue tab →
Earnings Glossary
EPS (Earnings Per Share)
Net income ÷ diluted shares outstanding. The primary metric analysts use to gauge quarterly profitability.
Earnings Surprise %
(Actual − Estimate) / |Estimate| × 100. Positive = Beat. Negative = Miss.
Beat / Miss / In-Line
Beat = Actual ≥ Estimate. Miss = Actual < Estimate. In-Line = within ±1%.
BMO / AMC
Before Market Open / After Market Close. Two windows when companies typically release results.
Fiscal Quarter
AOZOY's fiscal year ends in December. Fiscal quarters may not align with calendar quarters.
Analyst Consensus
Average EPS/Revenue forecast across all covering analysts. More analysts = more reliable estimate.
Figures tie to FMP earnings calendar, estimates, and SEC 10-Q/10-K filings where noted.
Frequently asked questions
AOZOY earnings · 5 questionsAozora Bank, Ltd.'s next earnings report is expected around September 1, 2026. AOZOY typically reports quarterly — approximately every three months. The exact date is confirmed by the company 2–4 weeks before the release. Time is currently TBD; AOZOY historically reports after market close (AMC).
AOZOY earnings datewhen is AOZOY earningsAOZOY next earnings datewhen does AOZOY report earningsAOZOY earnings calendar
▸ Source: FMP · Aozora Bank, Ltd. SEC filings · US GAAP · Aozora Bank, Ltd. SEC 10-K & 10-Q filings · US GAAP · Updated: Jun 8, 2026